Payday Loans in Spring City, Pennsylvania

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No payday loan companies in Spring City, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Comfort Keepers Home Care 549 Scranton Carbondale Hwy, Scranton, PA 18508 +1 (570) 443 - 3277
First National Bank 402 W Main St, Ligonier, PA 15658 +1 (724) 238 - 9433
Penn Community Bank 142 N Main St, Dublin, PA 18917 +1 (215) 249 - 3834
Check Cashing Store 1436 Lancaster Ave # 210, Berwyn, PA 19312 +1 (610) 296 - 3400
BB&T 741 Main St, Hellertown, PA 18055 +1 (610) 838 - 7031
Regency Finance Company 45 W Main St, Uniontown, PA 15401 +1 (724) 437 - 2848
United Check Cashing 215 W Main St, Norristown, PA 19401 +1 (610) 272 - 2877
M&T Bank 750 Lombard Rd, Red Lion, PA 17356 +1 (717) 244 - 8541
Members 1st Federal Credit Union 1166 Walnut Bottom Rd, Carlisle, PA 17015 +1 (800) 237 - 7288
Duane Morris LLP 30 S 17th St, Philadelphia, PA 19103 +1 (215) 979 - 1000

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Spring City, PA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Pittsburgh, PA, Payday Loans in Reading, PA, Payday Loans in Scranton, PA, Payday Loans in State College, PA, Payday Loans in Upper Darby, PA, Same Day Loans in Warminster, PA, Payday Loans in Wilkes-Barre, PA and Quick Loan in York, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Spring City, PA.

Beautiful sights of Spring City, PA

Payday Loans Available in Spring City, PA By The Following ZIP Codes:

19475

Are Payday Loans Legal In Spring City, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Spring City, PA payday loan calculator

Payday Loans in Spring City, Pennsylvania

If you are looking for a quick and easy way to get cash to cover an unexpected expense, you may be considering a payday loan. However, it’s important to know that payday loans are prohibited in Pennsylvania, including Spring City. In this article, we’ll explain why payday loans are illegal in Pennsylvania and offer some alternative options for getting the funding you need.

Why Are Payday Loans Prohibited in Pennsylvania?

Payday loans are a type of short-term loan that typically carries high interest rates and fees. In Pennsylvania, payday lending is considered predatory and is therefore illegal. The state, along with 14 others, has put strict limits on what lenders can charge in interest and fees to protect borrowers from getting trapped in cycles of debt.

While payday lending is illegal in Pennsylvania, some lenders may try to get around the law by offering loans online or from out-of-state lenders. However, these lenders are not exempt from Pennsylvania’s usury laws.

Alternatives to Payday Loans in Spring City, Pennsylvania

If you find yourself in need of quick cash, there are alternative options you can consider in Spring City and throughout Pennsylvania.

Personal Loans

A personal loan is an option for borrowing money and can be a good alternative to a payday loan. Personal loans typically have lower interest rates than payday loans, and you can borrow a larger amount for a longer period of time.

You can find personal loans from banks, credit unions, and online lenders. It’s important to shop around for the best rate and terms, and to only borrow what you need and can afford to repay.

Credit Card Cash Advance

If you have a credit card, you can consider taking a cash advance. A cash advance allows you to withdraw cash from an ATM or bank and is typically subject to higher interest rates and fees than normal credit card purchases.

However, it’s important to use a credit card cash advance responsibly and only when necessary, as the interest and fees can add up quickly.

Community Assistance Programs

If you are unable to access traditional credit options, you may be able to find assistance from community-based programs. Some organizations, such as local charities and churches, offer emergency assistance for individuals in need.

You can also contact the Pennsylvania Department of Human Services for information on state-based assistance programs.

Savings and Budgeting

While saving and budgeting may not provide immediate relief for your financial situation, it can help you avoid future financial hardships. Consider creating a budget to track your income and expenses, and look for ways to reduce your spending and increase your savings.

Interesting Facts and Statistics about Payday Loans in Pennsylvania

  • In Pennsylvania, the average payday loan carries an interest rate of 212%.
  • The Pennsylvania Department of Banking reports that payday lenders in the state collect over $300 million in fees annually.
  • Between 2008 and 2010, Pennsylvania saved an estimated $490 million in fees and interest payments due to the state’s payday lending laws.

Apply Now

If you need funds and don’t have access to traditional credit options, TheGuaranteedLoans can help connect you with potential lenders. We are not a direct lender, but rather a loan connector service.

Our application process is fast and easy, and we work with a network of reputable lenders who offer flexible repayment terms. Fill out an application today and get the funds you need to cover your expenses.

Remember, payday loans may be illegal in Pennsylvania, but there are alternative options available to help you get the funding you need.

F.A.Q.

Can I get a payday loan with bad credit in Spring City, Pennsylvania?

No, payday loans are not available in Spring City, Pennsylvania regardless of credit history.

Can I get a payday loan without a checking account in Spring City, Pennsylvania?

No, payday loans are not available in Spring City, Pennsylvania regardless of banking status.