Payday Loans in Spring Mount, Pennsylvania

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No payday loan companies in Spring Mount, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
A-Town Pawn Shop 929 Hamilton St, Allentown, PA 18101 +1 (610) 439 - 2404
Fast Advance Funding 20 N 3rd St, Philadelphia, PA 19106 +1 (215) 922 - 2636
First National Bank 90 Maynard St, Williamsport, PA 17701 +1 (570) 329 - 5600
Regency Finance Company 118 S Center Ave, Somerset, PA 15501 +1 (814) 443 - 4844
KeyBank 731 Chestnut St, Emmaus, PA 18049 +1 (610) 966 - 3264
Athens Alternative Lending Solutions 1108 S Braddock Ave, Pittsburgh, PA 15218 +1 (412) 501 - 6710
Citizens Bank Supermarket Branch 833 W Trenton Ave, Morrisville, PA 19067 +1 (215) 428 - 4450
Citizens Neighborhood Bank, a division of Riverview Bank 1026 Main St, Berlin, PA 15530 +1 (814) 267 - 2139
BB&T 30 W Franklin St, Topton, PA 19562 +1 (610) 682 - 2108
PNC Bank 664 Wyoming Ave, Kingston, PA 18704 +1 (570) 283 - 8495

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Spring Mount, PA, you can try to find different companies in big cities near by. Check out the following pages here: Bad Credit Loans in Pittsburgh, PA, Online Loans in Reading, PA, No Credit Check Loans in Scranton, PA, Online Loans in State College, PA, Payday Loans in Upper Darby, PA, Payday Loans in Warminster, PA, Payday Loans in Wilkes-Barre, PA and Payday Loans in York, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Spring Mount, PA.

Beautiful sights of Spring Mount, PA

Payday Loans Available in Spring Mount, PA By The Following ZIP Codes:

19478, 19743

Are Payday Loans Legal In Spring Mount, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Spring Mount, PA payday loan calculator

Payday Loans: What You Need to Know in Spring Mount, Pennsylvania

If you are in need of quick cash to cover unexpected expenses, you may have considered taking out a payday loan. In Spring Mount, Pennsylvania, however, payday loans are prohibited. Before you consider applying for a payday loan, it is important to understand the laws and regulations surrounding them in your state.

What is a Payday Loan?

A payday loan is a type of short-term loan that is typically due on the borrower’s next payday. These loans are designed to provide quick cash to those who need it. Typically, payday loans are for small amounts, between $100 and $1,000, and they come with high interest rates and fees.

Payday Loans in Spring Mount, Pennsylvania

In Pennsylvania, payday loans are prohibited. The state has enacted strong consumer protections to prevent predatory lending practices. This means that payday lenders cannot operate in the state. Additionally, online lenders are required to be licensed and follow the state’s regulations in order to offer loans to Pennsylvania residents.

The reasoning behind the ban on payday loans in Pennsylvania is to protect consumers from falling into a cycle of debt. Studies have shown that payday loans can lead to financial hardship, as borrowers often have trouble paying back the loan on time and end up taking out another loan to cover the original loan and fees.

Alternatives to Payday Loans

While payday loans may seem like an easy solution to financial problems, the risks far outweigh the benefits. There are several alternatives to payday loans that can help you get the cash you need without putting you in a difficult financial situation.

  • Credit Card Cash Advance: If you have a credit card, you can take out a cash advance. This may have a high interest rate, but it is typically lower than the interest charged on a payday loan.
  • Personal Loan: A personal loan is a loan that you can take out through a bank or credit union. These loans typically have lower interest rates than payday loans and can be paid back over a longer period of time.
  • Emergency Assistance Programs: Many non-profit organizations and government agencies offer emergency assistance programs for those in need. These programs can provide financial assistance for food, shelter, and other essentials.

Interesting Facts About Payday Loans in Pennsylvania

  • According to a 2016 report by the Pew Charitable Trusts, 12 million Americans take out payday loans each year.
  • In Pennsylvania, the maximum annual percentage rate (APR) for small loans is 48%, which includes interest and fees.
  • The state of Pennsylvania has taken action against payday lenders who have attempted to do business in the state illegally.

Apply Now

While payday loans are prohibited in Spring Mount, Pennsylvania, TheGuaranteedLoans can still help you find a lender that fits your needs. As a connector service, we work with a network of trusted lenders to help you get the cash you need.

To apply for a loan, simply fill out our online application. We will then connect you with potential lenders who can provide you with the right loan for your situation. Remember, we are a connector service, not a direct lender, and we are committed to helping you make informed decisions about your finances.

Don’t let unexpected expenses leave you in a difficult financial situation. Apply for a loan today, and let TheGuaranteedLoans connect you with a trusted lender.

F.A.Q.

Can I be sued for defaulting on a payday loan in Spring Mount, Pennsylvania?

No, you cannot be sued for defaulting on a payday loan in Spring Mount, Pennsylvania because these loans are illegal in the state.

Can a payday loan be included in a bankruptcy filing in Spring Mount, Pennsylvania?

No, a payday loan cannot be included in a bankruptcy filing in Spring Mount, Pennsylvania because these loans are illegal in the state.