Payday Loans in Springville, Pennsylvania

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Springville, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Stifel 3101 Emrick Blvd 207, Bethlehem, PA 18020 +1 (610) 317 - 4420
ATM M&t Bank 113 Abbottstown St, East Berlin, PA 17316 +1 (800) 627 - 3999
Fulton Bank 1 Penn Square, Lancaster, PA 17602 +1 (717) 291 - 2499
1 Cochran Nissan Cranberry Service 22030 Perry Hwy, Zelienople, PA 16063 +1 (724) 452 - 6756
Fast Cash, Inc 1054 Main Street, Lansdale, PA 19446 +1 (215) 855 - 5091
Sniegocki Weaver Financial Services 103 W Main St, Palmyra, PA 17078 +1 (717) 838 - 2682
First Credit Resources Inc 1466 Frankstown Rd, Johnstown, PA 15902 +1 (814) 539 - 3999
BB&T 101 Fort Washington Ave, Fort Washington, PA 19034 +1 (215) 542 - 1600
LoanStar Technologies 200 Barr Harbor Dr, Conshohocken, PA 19428 +1 (844) 244 - 6888
PNC Bank 4044 William Penn Hwy, Monroeville, PA 15146 +1 (412) 373 - 2300

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Springville, PA, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Pittsburgh, PA, Online Loans in Reading, PA, Short-term Loans in Scranton, PA, Payday Loan Without a Credit Check in State College, PA, Payday Loan Companies in Upper Darby, PA, Payday Loan Without a Credit Check in Warminster, PA, Payday Loan for Wilkes-Barre, PA and Short-term Loans in York, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Springville, PA.

Payday Loans Available in Springville, PA By The Following ZIP Codes:

18844

Are Payday Loans Legal In Springville, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Springville, PA payday loan calculator

Payday Loans in Springville, Pennsylvania: What You Need to Know

Payday loans are short-term loans meant to help people get by until their next paycheck. While they may seem like a useful solution to financial difficulties, their high-interest rates and short repayment periods can often trap borrowers in an endless cycle of debt. In Pennsylvania, payday loans are prohibited, which means that lenders cannot legally offer them to residents. This article will detail what payday loans are and the alternative options available to people in Springville, Pennsylvania.

What are payday loans?

Payday loans are small loans meant to be repaid within a few weeks. Typically, borrowers provide the lender with a postdated check or authorization for a bank withdrawal on their next payday that covers the amount borrowed plus a fee. The fee can range from $10 to $30 for every $100 borrowed. While this may not seem like a lot, the annual percentage rate (APR) for payday loans can reach up to 400 percent, making it difficult for borrowers to repay the debt.

Why are payday loans prohibited in Pennsylvania?

The state of Pennsylvania does not permit payday loans. The state’s consumer lending laws prohibit payday lending businesses from operating within the state. Lenders who attempt to offer payday loans can face penalties and legal action. This legislation is in place to prevent people from falling into high levels of debt and becoming vulnerable to predatory lending practices that are common in the payday lending industry.

What other options do people in Springville, Pennsylvania have?

While payday loans may not be an option in Springville, residents still have other options available to them. Some other options to consider include:

  • Credit unions: Credit unions are often able to offer small loans with lower interest rates than traditional personal loans from banks.
  • Employer cash advances: Depending on your employer, you may be able to request an advance on your paycheck to help you cover unexpected expenses.
  • Community assistance programs: Many communities offer assistance programs for people experiencing financial difficulties. These programs are often run by nonprofit organizations and can provide food, housing, or financial assistance.

Interesting Facts and Statistics About Payday Loans in Springville, Pennsylvania

  • A study by the Pew Charitable Trusts found that the average payday loan borrower takes out eight loans per year, spending an average of $520 in fees for a $375 payday loan.
  • A report by the Consumer Financial Protection Bureau found that four out of five payday loans are renewed or rolled over within two weeks. This means that the borrower pays additional fees and interest without repaying principal.
  • A survey by the National Foundation for Credit Counseling found that one in four people in the US believes that payday loans are usually or always a good idea. However, financial experts warn against using payday loans because of their high interest rates and short repayment periods.

Apply Now

While payday loans may not be available in Pennsylvania, TheGuaranteedLoans still offers a variety of loan options for people in Springville and across the US. As a connector service, we are not a direct lender but will connect you with potential lenders who can provide you with the funds you need. Fill out our simple online application to get started today.

F.A.Q.

Can I still be charged fees on a payday loan in Springville, Pennsylvania?

No, you cannot be charged fees on a payday loan in Springville, Pennsylvania because these loans are illegal in the state.

Can I be evicted from my home for taking out a payday loan in Springville, Pennsylvania?

No, you cannot be evicted from your home for taking out a payday loan in Springville, Pennsylvania because these loans are illegal in the state.