Payday Loans in Stillwater, Pennsylvania

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No payday loan companies in Stillwater, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Siciliano Financial Services Inc 628 S Broad St, Philadelphia, PA 19146 +1 (215) 735 - 5154
Centurion Abstract Inc 303 Market St 4, Kingston, PA 18704 +1 (570) 819 - 2208
First National Bank 1266 Perry Hwy, Portersville, PA 16051 +1 (724) 368 - 8555
Keystone Alliance Mortgage, State College, Pennsylvania 2220 E College Ave, State College, PA 16801 +1 (814) 861 - 5626
Lendmark Financial Services LLC 255 Park Hills Plaza, Altoona, PA 16602 +1 (814) 283 - 4590
TD Bank 4309 W Skippack Pike, Schwenksville, PA 19473 +1 (610) 584 - 0965
Riverview Bank W Market St & N 22nd St, Pottsville, PA 17901 +1 (570) 622 - 2632
CBT Bank, a division of Riverview Bank 101 High St, Williamsburg, PA 16693 +1 (814) 832 - 2128
Cash-A-Check 162 E King St, Lancaster, PA 17602 +1 (717) 553 - 4631
Fleetway Capital Corporation 100 Ross Rd 203, King of Prussia, PA 19406 +1 (610) 962 - 9292

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Stillwater, PA, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Chester, PA, Payday Loans in Erie, PA, Payday Loans in Harrisburg, PA, Short-term Loans in Haverford, PA, Payday Loans in Lancaster, PA, Payday Loans in Levittown, PA, Payday Loans in Norristown, PA and Same Day Loans in Philadelphia, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Stillwater, PA.

Payday Loans Available in Stillwater, PA By The Following ZIP Codes:

17878

Are Payday Loans Legal In Stillwater, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Stillwater, PA payday loan calculator

Understanding Payday Loans in Stillwater, Pennsylvania

Payday loans are a type of short-term loan that is typically borrowed in small amounts. These loans are designed to help individuals who are in need of quick cash to cover an unexpected expense or make ends meet until their next payday. While payday loans can seem like a convenient option, the state of Pennsylvania has strict laws that prohibit payday lending.

Why are Payday Loans Prohibited in Pennsylvania?

The state of Pennsylvania recognizes the predatory nature of payday lenders and has implemented laws to protect its citizens from these types of loans. According to the Pennsylvania Department of Banking and Securities, payday loans are prohibited in Pennsylvania due to their high interest rates and fees, which can trap borrowers in a cycle of debt.

The Pennsylvania law that prohibits payday loans is called the Check Cashing Licensing Act of 1998. Under this law, payday lenders are not legally authorized to operate in the state, and lenders who violate this law can face severe penalties.

Alternatives to Payday Loans in Stillwater, Pennsylvania

While payday loans may seem like an appealing option for those in need of quick cash, there are alternatives available in Stillwater, Pennsylvania that can provide similar benefits without the high costs and risks of payday lending. Some of these alternatives include:

  • Personal loans: Personal loans can be obtained through banks, credit unions, or online lenders. These types of loans typically have lower interest rates and fees compared to payday loans, and they offer more flexible repayment terms.
  • Credit cards: Credit cards can be used for short-term borrowing if you have the ability to pay off your balance in full each month. While credit cards may have higher interest rates than personal loans, they can offer rewards and other benefits that can make them a more attractive option.
  • Emergency assistance programs: Stillwater, Pennsylvania has several programs that offer emergency assistance to individuals in need. These programs can provide cash assistance, food, and other resources to help individuals get back on their feet.

Interesting Facts and Statistics about Payday Loans in Stillwater, Pennsylvania

  • In 2018, the average payday loan in Pennsylvania was $350, with an average interest rate of 391%. (source: The Pew Charitable Trusts)
  • Payday lenders in Pennsylvania charge an average annual percentage rate (APR) of 592%, which is one of the highest rates in the country. (source: The Pew Charitable Trusts)
  • Since Pennsylvania banned payday lending in 2010, there has been a 41% reduction in the number of payday loan storefronts in the state. (source: The Pew Charitable Trusts)

Apply Now with TheGuaranteedLoans

While payday loans are prohibited in Pennsylvania, TheGuaranteedLoans can help you find alternative lending options through our lender network. As a connector service, we specialize in connecting borrowers with lenders who can offer personal loans or other types of financing that meet their needs. Our easy-to-use online application can help you get started today.

Note: TheGuaranteedLoans is not a direct lender. We are a connector service that works with a network of trusted lenders. By submitting our online application, you consent to having us share your information with lenders who may be able to provide financing that meets your needs.

F.A.Q.

Can I be charged with a crime for taking out an illegal payday loan in Stillwater, Pennsylvania?

No, taking out an illegal payday loan in Stillwater, Pennsylvania is not a crime. However, the lender may face legal consequences for offering illegal loans.

Can I be sued for not paying back an illegal payday loan in Stillwater, Pennsylvania?

No, you cannot be sued for not paying back an illegal payday loan in Stillwater, Pennsylvania.