Payday Loans in Stockdale, Pennsylvania

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No payday loan companies in Stockdale, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash Mart 413 York St, Gettysburg, PA 17325 +1 (717) 334 - 4246
HealthCare First Credit Union 1152 Franklin St, Johnstown, PA 15905 +1 (814) 535 - 2606
Northwest Bank 100 E Main St, Westfield, PA 16950 +1 (814) 367 - 2216
Menniti Financial 141 Durham Rd, Langhorne, PA 19047 +1 (215) 750 - 3730
AgChoice Farm Credit 2322 Curryville Rd, Martinsburg, PA 16662 +1 (800) 733 - 3183
Auto Credit Connection, LLC 286 W Main St, Uniontown, PA 15401 +1 (724) 439 - 1390
Northwest Bank 121 W 26th St, Erie, PA 16508 +1 (814) 452 - 6465
ACE Cash Express 1059 Washington Ave, Carnegie, PA 15106 +1 (412) 429 - 9689
S&T Bank 456 Main St, Brockway, PA 15824 +1 (814) 268 - 1044
ESSA Bank & Trust 300 Mulberry St 100, Scranton, PA 18503 +1 (570) 207 - 1894

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Stockdale, PA, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Pittsburgh, PA, Payday Loan Companies in Reading, PA, Payday Loan for Scranton, PA, Emergency Loan in State College, PA, Payday Loan for Upper Darby, PA, No Credit Check Loans in Warminster, PA, Payday Loans in Wilkes-Barre, PA and Guaranteed Loans in York, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Stockdale, PA.

Beautiful sights of Stockdale, PA

Payday Loans Available in Stockdale, PA By The Following ZIP Codes:

15483

Are Payday Loans Legal In Stockdale, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Stockdale, PA payday loan calculator

Understanding Payday Loans in Stockdale, Pennsylvania

When it comes to borrowing money, there are many types of loans available. One popular type of loan that has been in the news a lot lately is the payday loan. These short-term, high-interest loans have become popular among people who need quick cash. However, in Stockdale, Pennsylvania, payday loans are prohibited. In this article, we’ll explore what payday loans are, why they are not available in Stockdale, and alternative ways to access cash in the state.

What are Payday Loans?

Payday loans are short-term loans that are typically due on the borrower’s next payday. They are usually small amounts and are intended to meet urgent financial needs. Payday loans are easy to apply for and can be approved quickly, usually within a day. However, as quick as they are to receive, they can be expensive to repay. The interest rates on payday loans are high, which can lead to substantial debt if the borrower cannot repay the loan on time.

Why are Payday Loans Prohibited in Stockdale, Pennsylvania?

In 2018, the Pennsylvania Senate passed a law that effectively prohibited payday loans in the state. The bill set the maximum annual percentage rate (APR) for a payday loan at 28%. Laws like this are in place to protect consumers from predatory lending practices.

Payday lenders have a history of targeting low-income borrowers, who are more likely to be unable to repay the loan in full and on-time, leading to a cycle of debt. The prohibition of payday loans in Stockdale, Pennsylvania, helps protect vulnerable individuals from falling into this trap.

Alternatives to Payday Loans in Stockdale, Pennsylvania

Just because payday loans are not available in Stockdale doesn’t mean there aren’t other options for borrowing money. The state of Pennsylvania offers a variety of financial assistance programs for people who are struggling financially.

For example, the Pennsylvania Department of Human Services provides programs such as Temporary Assistance for Needy Families (TANF) and Supplemental Nutrition Assistance Program (SNAP) that can help eligible individuals meet their basic needs, including food, shelter, and cash assistance.

Banks and credit unions can also offer small, short-term loans to customers. Though interest rates may still be high, they are typically lower than those of payday lenders. Customers can also explore other loan options, such as personal loans or credit card advances, which can have lower interest rates than payday loans.

Interesting Facts about Payday Loans in Stockdale, Pennsylvania

  • According to the Pennsylvania State Employee Credit Union, the average payday loan in the state is $350.
  • The same source reports that the average interest rate on a payday loan in Pennsylvania is 430%, which is more than 7 times the maximum APR allowed by law.
  • Since the passing of the anti-payday lending bill in 2018, nearly all payday lenders have left the state of Pennsylvania.

Apply Now

At TheGuaranteedLoans, we understand that everyone’s financial needs are different. If you are in need of short-term cash to meet your financial obligations, we encourage you to fill out our online application.

As a connector service, we work with a network of potential lenders to find the best loan option for your needs. Please note that we are not direct lenders and do not make credit decisions. However, we strive to provide our customers with the best possible service by connecting them with trusted lenders who offer competitive interest rates and repayment terms.

Fill out our application today to get started on the path towards financial security.

F.A.Q.

Can I be arrested for not paying back an illegal payday loan in Stockdale, Pennsylvania?

No, you cannot be arrested for not paying back an illegal payday loan in Stockdale, Pennsylvania.

Can I be harassed or threatened by a lender for not paying back an illegal payday loan in Stockdale, Pennsylvania?

No, you cannot be harassed or threatened by a lender for not paying back an illegal payday loan in Stockdale, Pennsylvania. If you have been harassed or threatened, you can report the lender to the Pennsylvania State Department of Financial Services.