Payday Loans in Strausstown, Pennsylvania

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No payday loan companies in Strausstown, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Waddell & Reed Inc 1308 Mahantongo St, Pottsville, PA 17901 +1 (570) 622 - 0602
Marion Center Bank 1271 Indian Springs Rd, Indiana, PA 15701 +1 (724) 464 - 2265
West Mifflin Element Connection E Payday Loans, LLC Virtual Suite 15122, West Mifflin, PA 15122 +1 (866) 738 - 4354
First Commonwealth Bank 1001 Scalp Ave, Johnstown, PA 15904 +1 (814) 266 - 5826
Santander Bank ATM 702 Chester Pike, Sharon Hill, PA 19079 +1 (877) 768 - 2265
Northwest Bank 1688 PA-228, Cranberry Twp, PA 16066 +1 (724) 741 - 9200
Chris Lehr - Raymond James 1605 E Market St, York, PA 17403 +1 (717) 848 - 1248
CNB Bank 1574 Bee Line Hwy, DuBois, PA 15801 +1 (814) 375 - 6800
NBT Bank 140 Brooklyn St, Carbondale, PA 18407 +1 (570) 282 - 6717
KeyBank 101 W Ridge Pike, Conshohocken, PA 19428 +1 (610) 832 - 9302

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Strausstown, PA, you can try to find different companies in big cities near by. Check out the following pages here: Quick Loan in Pittsburgh, PA, Same Day Loans in Reading, PA, Payday Loans in Scranton, PA, Payday Loans in State College, PA, Payday Loans in Upper Darby, PA, Payday Loans in Warminster, PA, 24-Hour Loan in Wilkes-Barre, PA and Payday Loans in York, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Strausstown, PA.

Payday Loans Available in Strausstown, PA By The Following ZIP Codes:

19559

Are Payday Loans Legal In Strausstown, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Strausstown, PA payday loan calculator

Payday Loans in Strausstown, Pennsylvania

Payday loans are short-term, high-interest loans that are meant to be paid off on the borrower’s next payday. While they may seem like a quick and easy solution to a financial emergency, they can be a trap for many borrowers. In Strausstown, Pennsylvania, however, payday loans are prohibited by state law. This is because of the high interest rates and fees that are generally associated with payday loans.

Why are Payday Loans Prohibited in Pennsylvania?

Payday loans are very expensive and can carry interest rates that can exceed 400% in some cases. This means that customers who take out these loans can end up paying back much more than they borrowed. In 2008, Pennsylvania enacted the Consumer Discount Company Act, which effectively banned payday lending in the state. This was in response to concerns that payday lenders were taking advantage of vulnerable people who were in financial distress.

What are the Alternatives?

While payday loans may seem like a quick and easy way to get money, there are many alternatives that are more affordable and less risky. These include:

  • Credit Union Loans: Credit unions are not-for-profit financial institutions that offer loans at very competitive rates. They are typically more willing to work with borrowers who have bad credit.
  • Personal Loans: Personal loans are unsecured loans that can be used for any purpose, including paying off debt, making home repairs or paying for medical expenses. They can be obtained through banks, credit unions or other financial institutions.
  • Alternatives to Payday Loans: There are several non-profit organizations that offer alternatives to payday loans, including credit counseling, debt management programs, and financial education.

Interesting Facts and Statistics

  • According to a study by the Pew Charitable Trusts, more than 12 million Americans take out payday loans each year, with the average borrower taking out eight loans per year.
  • The same study found that the average payday loan amount is $375, with an average term of two weeks.
  • Payday lenders make more than $7 billion in fees each year.
  • In states where payday lending is legal, low-income families are more likely to use payday loans to make ends meet.

In conclusion, payday loans are prohibited in Strausstown, Pennsylvania, and for good reason. The high interest rates and fees associated with these loans can trap borrowers in a cycle of debt that can be difficult to escape from. However, there are many alternatives available for those who need access to credit, and it is important to explore all of your options before making a decision.

Apply Now

If you need access to credit, TheGuaranteedLoans can help. We are a connector service, not a direct lender, and we will facilitate your connection with potential lenders who may be able to offer you a loan that meets your needs. Our service is fast, secure, and easy to use. Simply fill out our online application form and we will take care of the rest.

F.A.Q.

Are there any other options for fast cash in Strausstown, Pennsylvania?

Consumers in Strausstown, Pennsylvania may be able to access funds through a credit union or bank loan, or by using a credit card or personal loan. It is also possible to sell assets or ask friends or family for financial assistance.

Are payday loans legal in Strausstown, Pennsylvania?

No, payday loans are prohibited in the state of Pennsylvania.