Payday Loans in Upper Black Eddy, Pennsylvania

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Upper Black Eddy, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Citizens Bank 75 N Market St, Nanticoke, PA 18634 +1 (570) 735 - 5100
PNC Mortgage 575 Morgantown St, Uniontown, PA 15401
Residential Financial Services 307 W New Castle St, Zelienople, PA 16063 +1 (412) 377 - 1175
American Capital Express 600 Eagleview Blvd 300, Exton, PA 19341 +1 (877) 433 - 4241
WSFS Bank 1201 E Lancaster Ave, Downingtown, PA 19335 +1 (610) 535 - 6820
Residential Home Funding Corp. 806 Monroe St, Stroudsburg, PA 18360 +1 (570) 421 - 4040
Vallone's Accounting & Consulting Services 510 Penn St, Johnsonburg, PA 15845 +1 (814) 965 - 2766
PNC Bank 4900 William Penn Hwy, Murrysville, PA 15668 +1 (724) 325 - 1766
Raymond James Financial Services 479 Northampton St, Kingston, PA 18704 +1 (570) 283 - 5090
M&T Bank 1603 Manheim Pike, Lancaster, PA 17601 +1 (717) 581 - 2343

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Upper Black Eddy, PA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Pittsburgh, PA, Online Loans in Reading, PA, Short-term Loans in Scranton, PA, Emergency Loan in State College, PA, Guaranteed Loans in Upper Darby, PA, Payday Loans in Warminster, PA, Payday Loans in Wilkes-Barre, PA and Payday Loans in York, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Upper Black Eddy, PA.

Beautiful sights of Upper Black Eddy, PA

Payday Loans Available in Upper Black Eddy, PA By The Following ZIP Codes:

18972

Are Payday Loans Legal In Upper Black Eddy, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Upper Black Eddy, PA payday loan calculator

While looking for a quick financial fix, many people in Upper Black Eddy, Pennsylvania, may find themselves turning to payday loans. These loans offer a short-term solution to financial troubles and can seem like a quick and easy way to get cash in hand. However, it’s important to note that payday loans are prohibited in Pennsylvania. In this article, we’ll delve into the reasons why, along with some alternative solutions for those in need of quick cash.

Why are Payday Loans Prohibited in Pennsylvania?

Payday loans are prohibited in the state of Pennsylvania due to the state’s long-standing lending laws. The laws in place are designed to protect consumers from the predatory lending practices that payday lenders often employ. The regulations prohibit the offering of loans with an interest rate of over 24%, which is significantly lower than the rate many payday lenders charge.

The high-interest rates and short repayment periods of payday loans can lead to a cycle of debt for borrowers. Many people who turn to these loans end up taking out multiple loans to cover their costs, which can quickly lead to unmanageable debt. This is why Pennsylvania has decided to ban payday loans entirely, protecting its residents from the high-risk lending practices.

What Are the Alternatives?

Although payday loans are not an option in Pennsylvania, there are still some alternatives for those who need quick cash. One alternative is a personal loan from a credit union or bank. These loans offer more favorable interest rates and can be a great solution for those who need longer repayment terms.

Another option is a credit card cash advance. Credit card cash advances can be more expensive than a personal loan, but they do allow for instant access to cash. However, it is essential to be mindful of high-interest rates charged by the credit card companies and to make sure to pay off the balance as soon as possible.

A third option is borrowing from friends or family. While this solution may seem uncomfortable, borrowing from loved ones can often offer more manageable repayment terms and no interest charges.

Interesting Facts about Payday Loans in Upper Black Eddy, Pennsylvania

  • The average annual percentage rate (APR) for payday loans in the United States is around 400%.
  • Each year, approximately 12 million Americans use payday loans to cover their expenses.
  • Payday lending is prohibited in 18 states and the District of Columbia, including Pennsylvania.

Apply Now

If you’re still looking for financial assistance, TheGuaranteedLoans can offer a connection to lenders providing loans that fit your needs. By filling out our online application, you can connect with potential lenders, with no upfront fees or charges. We are a connecting service, not a direct lender, and we are dedicated to helping our clients find solutions to their financial needs.

While payday loans may seem like a quick and easy solution, the potential risks and debt cycles are not worth the risk. Instead, explore alternative options and consider reaching out to TheGuaranteedLoans for help in connecting with lenders that understand the complex financial situations people find themselves in daily.

F.A.Q.

Can I be sued or have my wages garnished if I default on a payday loan in Upper Black Eddy, Pennsylvania?

No, because payday loans are illegal in Upper Black Eddy, Pennsylvania, lenders cannot sue borrowers or garnish their wages for non-payment.

Are there any protections for borrowers who take out illegal payday loans in Upper Black Eddy, Pennsylvania?

Yes, the state of Pennsylvania has established several protections for borrowers who may be misled or exploited by illegal payday lenders. These include the right to cancel a loan within five days, the right to dispute any charges or fees, and the right to seek legal assistance.