Payday Loans in Upper Darby, Pennsylvania

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Payday Loan Companies in Upper Darby, PA

Company nameAddressZip codePhone number
C W Cashwell 6844 Market St 19082 +1 (610) 352 - 2040
Citizens Bank 36 Glendale Rd 19082 +1 (610) 352 - 6700
Fash Cash ATM 6826 Market St 19082 +1 (610) 352 - 6835
Fastrack Tax & Accounting Services 8809 West Chester Pike 19082 +1 (610) 449 - 4030
Girard Check Cashing 7300 Marshall Rd 19082 +1 (610) 623 - 1116
Lendmark Financial Services LLC 1500 Garrett Rd f 19082 +1 (610) 394 - 3875
Lendmark Financial Services LLC 1500 Garrett Rd Ste F 19082 +1 (610) 394 - 3875
Lou's Jewelry & Pawn 29 S 69th St 19082 +1 (610) 352 - 8707
Terminal Pub Check Cashing Inside SEPTA Terminal, 6901 Market St 19082 +1 (610) 352 - 3426
Upper Darby Check Cashing 7305 West Chester Pike 19082 +1 (610) 352 - 3733

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Upper Darby, PA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Warminster, PA, Payday Loans in Wilkes-Barre, PA, Quick Loan in York, PA, Short-term Loans in Abington, PA, Payday Loans in Allentown, PA, Payday Loans in Altoona, PA, Payday Loans in Bensalem, PA and Payday Loans in Bethel Park, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Upper Darby, PA.

Beautiful sights of Upper Darby, PA

Payday Loans Available in Upper Darby, PA By The Following ZIP Codes:

19082

Are Payday Loans Legal In Upper Darby, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Upper Darby, PA payday loan calculator

Payday Loans in Upper Darby, Pennsylvania

Payday loans, also known as short-term loans, are small loans that are designed to help you cover your expenses until you receive your next paycheck. These types of loans are helpful for those who are experiencing financial hardships, have unexpected expenses, or need to cover an emergency expense. Payday loans can provide quick access to cash and can be a great way to cover a financial emergency, but it is important to understand the laws and regulations regarding them.

Unfortunately, payday loans are prohibited in the state of Pennsylvania, including in Upper Darby. This means that you cannot take out a payday loan in Pennsylvania unless you are a licensed lender, or if you qualify for an exemption. This may leave you wondering what your other options are for getting quick cash when you need it.

Alternative Options to Payday Loans

Fortunately, there are still several options to consider that can help you access the cash you need. You may want to start by speaking with your bank or credit union about any short-term loan or line of credit options that may be available to you. You may also want to look into cash advances from your credit card or pursue a personal loan from another lender.

In addition, some employers may offer short-term loans to their employees. This may be a great option to consider if you have a regular paycheck coming in, as it can help to ensure that you are able to repay the loan. You may also be able to borrow against your 401K or other retirement accounts, although this should be done with caution as there can be stiff penalties for early withdrawal.

Beware of Predatory Lenders

It is important to be aware of predatory lenders who may try to take advantage of those who are looking for quick access to cash in difficult financial situations. Legitimate lenders will look at your ability to pay back the loan, not just your credit score. They will be clear about the terms and interest rates of the loan and will not pressure you into signing any agreements that you don’t understand or are not comfortable with.

You should also be aware of the potential for online lenders who may offer payday loans or other types of loans that are illegal or not regulated in Pennsylvania. These types of lenders may be unregulated and could take advantage of those who are desperate for quick access to cash. It is important to research any lender before agreeing to any type of loan.

TheGuaranteedLoans: A Legitimate Option

If you are looking for a legitimate lender who can provide you with a loan that is allowed under Pennsylvania law, TheGuaranteedLoans is a great option. TheGuaranteedLoans is not a lender, but rather a loan-linking service that connects you with lenders who can provide you with the loan you need. With TheGuaranteedLoans, you can complete an online application and be connected with lenders who can provide you with the loan you need, without the hassle or worry of predatory lenders.

Apply Now

If you are in need of a loan, TheGuaranteedLoans can help. We will connect you with lenders for a loan that is allowed under Pennsylvania law. Get started by filling out the online application. We’ll take care of the rest and get you the cash you need quickly.

Frequently Asked Questions

Are payday loans legal in Pennsylvania?
No, payday loans are not legal in the state of Pennsylvania.

Is TheGuaranteedLoans a lender?
No, TheGuaranteedLoans is not a lender. We are a loan-linking service that connects you with lenders for a loan that fits the Pennsylvania laws.

Where can I find a personal loan if I don’t qualify for a payday loan?
You may want to start by speaking with your bank or credit union about any short-term loan or line of credit options that may be available to you. You may also want to look into cash advances from your credit card or pursue a personal loan from another lender.

What should I look out for when applying for a loan?
It is important to be aware of predatory lenders who may try to take advantage of those who are looking for quick access to cash in difficult financial situations. Legitimate lenders will look at your ability to pay back the loan, not just your credit score. They will be clear about the terms and interest rates of the loan and will not pressure you into signing any agreements that you don’t understand or are not comfortable with.

More F.A.Q.

Can I be sued or have my wages garnished if I default on a payday loan in Upper Darby, Pennsylvania?

No, because payday loans are illegal in Upper Darby, Pennsylvania, lenders cannot sue borrowers or garnish their wages for non-payment.

Are there any protections for borrowers who take out illegal payday loans in Upper Darby, Pennsylvania?

Yes, the state of Pennsylvania has established several protections for borrowers who may be misled or exploited by illegal payday lenders. These include the right to cancel a loan within five days, the right to dispute any charges or fees, and the right to seek legal assistance.

How Many Cash Advance Companies are in Upper Darby, PA?

With the help of our service, you will be able to find 10 cash advance companies in Upper Darby, PA

What Cash Advance Companies in Upper Darby, PA are the most popular?

You should check Lendmark Financial Services LLC, C W Cashwell, and Citizens Bank. Also, you can start your application online on our website.