Payday Loans in Wapwallopen, Pennsylvania

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Wapwallopen, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
C&N 1085 S Main St, Mansfield, PA 16933 +1 (570) 662 - 1111
7th Street Check Cashing, Inc. 2224 S 7th St, Philadelphia, PA 19148 +1 (215) 218 - 9154
Lendmark Financial Services LLC 257 Butler Commons, Butler, PA 16001 +1 (724) 602 - 0840
Citizens Bank Supermarket Branch 223 Grove City Rd, Slippery Rock, PA 16057 +1 (724) 794 - 6400
Langan Financial Group 1863 Center St, Camp Hill, PA 17011 +1 (717) 288 - 1880
Citizens Bank 351 Kidder St, Wilkes-Barre, PA 18702 +1 (570) 826 - 1386
BB&T 99 Manor Ave, Downingtown, PA 19335 +1 (484) 881 - 4810
Navient 220 Lasley Ave, Wilkes-Barre, PA 18706 +1 (888) 272 - 5543
LNC Tax Services 255 S Best Ave suite f, Walnutport, PA 18088 +1 (610) 760 - 9950
Citizens Bank Supermarket Branch 111 W Madison St, Rochester, PA 15074 +1 (724) 774 - 6355

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Wapwallopen, PA, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Abington, PA, Same Day Loans in Allentown, PA, Payday Loans in Altoona, PA, Payday Loans in Bensalem, PA, Same Day Loans in Bethel Park, PA, Short-term Loans in Bethlehem, PA, Payday Loans in Bristol, PA and 24-Hour Loan in Cheltenham, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Wapwallopen, PA.

Beautiful sights of Wapwallopen, PA

Payday Loans Available in Wapwallopen, PA By The Following ZIP Codes:

00000

Are Payday Loans Legal In Wapwallopen, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Wapwallopen, PA payday loan calculator

Payday Loans in Wapwallopen, Pennsylvania: What You Need to Know

If you’re considering a payday loan in Wapwallopen, Pennsylvania, it’s important to understand that they are currently prohibited in the state. However, it’s essential to have an understanding of these types of loans if you’re considering borrowing in the future.

Payday loans are short-term loans that are typically due on the borrower’s next payday. They are designed to help individuals with unexpected expenses or those with poor credit obtain funds quickly. However, payday loans are also associated with high interest rates and fees, making them a potentially costly borrowing option.

Why are Payday Loans Prohibited in Pennsylvania?

The Pennsylvania state legislature determined that payday loans were harmful to consumers. In 2010, they enacted a law prohibiting payday lending in the state due to the high fees and interest rates associated with these loans. This legislation was intended to protect Pennsylvania residents from falling victim to predatory lenders, as well as to ensure responsible lending practices.

While payday lending is prohibited in Pennsylvania, it is important to note that there are other types of short-term loans available to borrowers in the state, such as personal installment loans and cash advances. It’s important to understand the terms and conditions of any loan you consider, as well as to research alternative options that may be available to you.

Interesting Facts and Statistics about Payday Loans

  • In 2019, the average payday loan borrower had an annual income of $36,000 per year.
  • The average payday loan in the United States has an interest rate of 400%, and the borrower typically pays $55 in fees for a two-week loan of $375.
  • Approximately 12 million Americans use payday loans every year, collectively borrowing an estimated $9 billion.
  • The typical payday loan borrower takes out approximately eight loans per year, spending an average of $520 in fees for a $375 loan.

The Risks of Payday Loans

While payday loans can provide quick access to cash, they come with a significant amount of risk for borrowers.

One of the primary concerns associated with payday loans is their high interest rates and fees. Borrowers are typically charged a fee for each $100 they borrow, which can add up quickly. Additionally, many borrowers are unable to repay their loans when they are due, leading to additional fees and interest charges.

Another risk associated with payday loans is the potential for borrowers to become trapped in a cycle of debt. When borrowers are unable to repay the loan when it is due, they may be tempted to renew or rollover the loan, incurring additional fees and interest charges. Over time, this can lead to a significant amount of debt and financial hardship for the borrower.

Looking for Alternative Funding Options?

If you’re in need of cash and are unable to obtain a payday loan in Wapwallopen, Pennsylvania, there are alternative options available to you. Installment loans, cash advances, and personal loans may be available from other lenders, and may offer more favorable terms and conditions.

At TheGuaranteedLoans, we can help connect you with lenders who offer personal installment loans and other types of short-term loans. While we are not a direct lender, we can facilitate your connection with potential lenders and provide you with access to a variety of lending options. Our online application process is easy and confidential, and we can help you obtain the funds you need quickly and easily.

Apply Now for a Personal Loan

Don’t let unexpected expenses catch you off guard. Apply now for a personal loan through TheGuaranteedLoans, and get the funds you need to cover your expenses.

Our application process is easy, and you can complete it from the comfort of your own home. Simply fill out our online application, and we’ll match you with lenders who are willing to extend loans to individuals with less-than-perfect credit.

Remember, payday loans are prohibited in Pennsylvania, but there are other options available to you. By exploring alternative loan options, you can obtain the cash you need without the high fees and interest rates associated with payday lending.

F.A.Q.

Can I still be charged fees on a payday loan in Wapwallopen, Pennsylvania?

No, you cannot be charged fees on a payday loan in Wapwallopen, Pennsylvania because these loans are illegal in the state.

Can I be evicted from my home for taking out a payday loan in Wapwallopen, Pennsylvania?

No, you cannot be evicted from your home for taking out a payday loan in Wapwallopen, Pennsylvania because these loans are illegal in the state.