Payday Loans in Wilburton, Pennsylvania

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No payday loan companies in Wilburton, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
Zurilla Financial Services 1837 Goucher St, Johnstown, PA 15905 +1 (814) 255 - 1000
Mifflinburg Bank & Trust 901 US-522, Selinsgrove, PA 17870 +1 (570) 374 - 2265
First National Bank 137 N Allegheny St, Bellefonte, PA 16823 +1 (814) 357 - 0121
First Citizens Community Bank 502 Main St, Ulysses, PA 16948 +1 (814) 848 - 7572
First National Bank 4860 Carlisle Pike, Mechanicsburg, PA 17050 +1 (717) 975 - 7546
Citizens Bank 106 W Evergreen St, West Grove, PA 19390 +1 (610) 869 - 2469
Allegheny Central Employees Federal Credit Union 1253 University Dr 100, Dunbar, PA 15431 +1 (724) 628 - 2106
Douglas MacCormack - Raymond James 5360 Lincoln Hwy, Gap, PA 17527 +1 (717) 455 - 8007
Thrivent 120 N Pike Rd, Sarver, PA 16055 +1 (878) 332 - 2790
Regency Finance Company 2052 W State St, New Castle, PA 16101 +1 (724) 658 - 9054

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Wilburton, PA, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Pittsburgh, PA, Payday Loans in Reading, PA, Payday Loans in Scranton, PA, Payday Loans in State College, PA, Payday Loans in Upper Darby, PA, Emergency Loan in Warminster, PA, Payday Loan Without a Credit Check in Wilkes-Barre, PA and Payday Loan Without a Credit Check in York, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Wilburton, PA.

Are Payday Loans Legal In Wilburton, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Wilburton, PA payday loan calculator

Payday Loans in Wilburton, Pennsylvania: What You Need to Know

If you’re looking for a payday loan in Wilburton, Pennsylvania, you might be out of luck. Payday loans are prohibited in the state of Pennsylvania, including the city of Wilburton. However, there are still options available to you if you’re in need of fast cash. In this article, we’ll explore the payday loan landscape in Wilburton, the alternatives that are available to you, and what to consider before taking out a loan.

The Payday Loan Ban in Pennsylvania

Payday loans are short-term loans that typically must be repaid within two weeks or by the borrower’s next payday. These loans usually have high interest rates and fees, making it difficult for borrowers to repay the loan on time and leading to a cycle of debt. In 2010, Pennsylvania passed a law that prohibited payday loan lenders from operating in the state, effectively banning payday loans.

Despite the prohibition, there are still online lenders that claim to offer payday loans in Pennsylvania. However, these lenders are operating illegally and should be avoided. If you come across a lender offering payday loans in Wilburton or anywhere else in Pennsylvania, it’s best to steer clear.

Alternative Financing Options

If you’re in need of fast cash and can’t get a payday loan, there are still alternative financing options available to you in Wilburton. Here are a few options to consider:

  • Personal Loans: A personal loan from a bank or credit union can be a good option if you have good credit. The interest rates are typically lower than payday loans, and you usually have more time to repay the loan. However, personal loans can be more difficult to qualify for.
  • Credit Cards: If you have a credit card and need immediate cash, you can use your card to withdraw cash from an ATM. Keep in mind that cash advances usually come with high interest rates and fees.
  • Credit Counseling: If you’re struggling with debt, credit counseling can help you manage your finances and get out of debt. Non-profit organizations like the National Foundation for Credit Counseling offer free or low-cost counseling services.

What to Consider Before Taking Out a Loan

Before taking out any type of loan, it’s important to consider whether you can afford to repay the loan on time. Here are a few things to consider:

  • Interest Rates and Fees: Make sure you understand the interest rates and fees associated with any loan you’re considering. High interest rates and fees can make it difficult to repay the loan.
  • Repayment Terms: Make sure you understand the repayment terms of the loan. Will you be able to make the payments on time?
  • Alternatives: Consider all of your alternatives before taking out a loan. Is there another way you can get the money you need?

Interesting Facts About Payday Loans in Wilburton, Pennsylvania

Even though payday loans are prohibited in Pennsylvania, there are still some interesting facts about payday loans in Wilburton. Here are a few:

  • In 2017, the average payday loan borrower took out eight loans, totaling $1,173.
  • In Pennsylvania, the maximum annual percentage rate (APR) on a small loan is 6%, making payday loans with their triple-digit APRs illegal.

Apply Now

While payday loans are not available in Wilburton, Pennsylvania, if you’re in need of fast cash, you can apply for a title loan or personal loan through TheGuaranteedLoans. We are a connection service that works with a network of trusted lenders to help you find the financing you need. Keep in mind that we are not a direct lender and that you will work with the lender directly to receive your loan.

If you’re interested in applying for a loan, simply fill out our online application form, and we’ll connect you with potential lenders who may be able to provide you with the financing you need. We make the lending process easy and convenient, so you can get the cash you need as quickly as possible.

The Bottom Line

While payday loans are prohibited in Pennsylvania, including in Wilburton, there are still alternative financing options available to you. Before taking out a loan, be sure to consider the interest rates, fees, and repayment terms, and explore all of your alternatives. If you’re in need of fast cash, apply for a title loan or personal loan through TheGuaranteedLoans to connect with potential lenders who may be able to help you out.

F.A.Q.

Where can I get more information about payday loans in Wilburton, Pennsylvania?

More information about payday loans in Wilburton, Pennsylvania can be found on the Pennsylvania State Department of Financial Services website. You can also contact the department directly with any questions or concerns.

Are payday loans available in Wilburton, Pennsylvania?

No, payday loans are prohibited in Wilburton, Pennsylvania.