Payday Loans in Wyano, Pennsylvania

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No payday loan companies in Wyano, PA. Consider companies in other cities:

Company nameAddressZip codePhone number
First Star Bank 2415 Park Ave, Easton, PA 18045 +1 (610) 253 - 1254
Bank 699-601 Parlin St, Philadelphia, PA 19116
Farmers & Merchants Bank 1001 Main St, Honesdale, PA 18431 +1 (570) 253 - 1096
EZ MONEY II BUY SELL TRADE 20 W 4th St, Bethlehem, PA 18015 +1 (610) 882 - 2425
Stone Loren Financial 4 Terry Dr 16B, Newtown, PA 18940 +1 (215) 504 - 9005
ATM Sheetz 24578 PA-35, Mifflintown, PA 17059
Stifel 15 E Gay St, West Chester, PA 19380 +1 (484) 653 - 3733
Athens Alternative Lending Solutions 1108 S Braddock Ave, Pittsburgh, PA 15218 +1 (412) 501 - 6710
Citizens Bank 2923 Willow Street Pike, Willow Street, PA 17584 +1 (717) 464 - 8000
Academy Mortgage 1590 Sumneytown Pike, Lansdale, PA 19446 +1 (215) 513 - 1332

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Wyano, PA, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Chester, PA, Payday Loans in Erie, PA, Short-term Loans in Harrisburg, PA, Payday Loans in Haverford, PA, Short-term Loans in Lancaster, PA, Payday Loans in Levittown, PA, No Credit Check Loans in Norristown, PA and Payday Loans in Philadelphia, PA. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Wyano, PA.

Payday Loans Available in Wyano, PA By The Following ZIP Codes:

15695

Are Payday Loans Legal In Wyano, Pennsylvania?

Payday Lending is Prohibited in Pennsylvania

Pennsylvania Loan Regulations

Legal StatusProhibited
Interest Rate (APR, %)Prohibited
Maximum Loan AmountProhibited
Minimum Loan TermProhibited
Maximum Loan TermProhibited
Number of Rollovers AllowedProhibited
Finance ChargesProhibited

Wyano, PA payday loan calculator

Payday Loans in Wyano, Pennsylvania

Payday loans are small, short-term loans that are typically due on the borrower’s next payday. These loans are designed to provide quick cash to people who may not have access to traditional forms of credit. While payday loans can be helpful in some situations, they can also be a slippery slope for borrowers who may find themselves in a cycle of debt.

Payday Loan Laws in Pennsylvania

While payday loans are legal in some states, they are prohibited in Pennsylvania. The state’s Consumer Discount Company Act prohibits payday lenders from operating within state lines. This law was enacted in 1998 and is meant to protect Pennsylvanians from predatory lending practices.

It is important to note that just because payday loans are banned in Pennsylvania, it doesn’t mean that residents of the state can’t fall prey to unscrupulous lenders. There are still a number of online payday lenders that will offer loans to Pennsylvania residents, despite the ban. However, residents should be cautious if they are considering taking out a payday loan online, as these lenders may not be trustworthy or operating within the law.

Alternatives to Payday Loans in Wyano, Pennsylvania

While payday loans may seem like a quick fix, they can end up costing borrowers much more in the long run. In Pennsylvania, residents have access to a number of alternative lending options that may be more affordable and less risky than payday loans.

  • Personal installment loans: These loans allow borrowers to pay back the loan in regular monthly payments, rather than one lump sum on the due date. While interest rates may be higher than traditional loans, they are still typically much lower than payday loans.
  • Personal lines of credit: Similar to a credit card, a personal line of credit gives borrowers access to a set amount of money that can be borrowed as needed. Interest rates are typically lower than payday loans and borrowers only repay what they borrow.
  • Credit counseling: If borrowers are struggling with debt, credit counseling may be a good option. Credit counselors can help borrowers create a plan to manage their debt and improve their credit score over time.

Interesting Facts and Statistics

  • As of 2019, there were approximately 22,000 payday lending locations across the United States.
  • The average payday loan borrower takes out 10 loans per year and spends 199 days in debt each year.
  • In Pennsylvania, more than half of payday borrowers earn less than $30,000 per year and more than a quarter earn less than $20,000 per year.
  • According to a 2016 study by the Pew Charitable Trusts, the average payday loan in Pennsylvania carries an APR of 260%.

Apply Now

If you are in need of a small, short-term loan, TheGuaranteedLoans may be able to help you find a lender. We specialize in connecting borrowers with potential lenders who may be able to meet their needs. To get started, simply fill out our online application. Keep in mind that we are a connector service and not a direct lender, so we can’t guarantee that you will be approved for a loan. However, we will do our best to facilitate the connection between you and a lender who may be able to help.

Remember to always borrow responsibly and consider all of your options before taking out a loan. While payday loans may seem like a quick and easy fix, they can end up costing you much more in the long run. By exploring alternative lending options and working to improve your overall financial health, you can avoid the cycle of debt that often comes with payday loans.

F.A.Q.

Can I take out a payday loan online in Wyano, Pennsylvania?

No, even if the lender is located outside of Pennsylvania, it is illegal to take out a payday loan online in this state.

Can I take out a payday loan from a lender in another state and use it in Wyano, Pennsylvania?

No, it is illegal to use a payday loan from another state in Wyano, Pennsylvania.