Payday Loans in Blair, South Carolina

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No payday loan companies in Blair, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
Check Into Cash 2439 - A Cherry Road, Rock Hill, SC 29732 +1 (803) 327 - 1179
TD Bank 201 S Morgan Ave, Andrews, SC 29510 +1 (843) 264 - 3572
CPM Federal Credit Union - Beaufort 3481 Trask Pkwy, Beaufort, SC 29906 +1 (800) 255 - 1513
North American Title Loans 7007 Parklane Rd, Columbia, SC 29223 +1 (803) 865 - 8600
Advance America 1736 Highway 14 E, Landrum, SC 29356 +1 (864) 457 - 5808
Carolina's Best Finance 118 S Pleasantburg Dr, Greenville, SC 29607 +1 (864) 241 - 4044
Cash USA 1660 US-701, Loris, SC 29569 +1 (843) 756 - 1426
Advance America 512 Highway 17 North, North Myrtle Beach, SC 29582 +1 (843) 249 - 1829
World Finance Corporation 113 E Main St, Union, SC 29379 +1 (864) 429 - 0144
1st Franklin Financial 205 N Columbia Avenue, Lexington, SC 29072 +1 (803) 356 - 5610

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Blair, SC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Rock Hill, SC, Payday Loan Without a Credit Check in Spartanburg, SC, Payday Loans in Summerville, SC, Payday Loan for Sumter, SC, Payday Loan Companies in Aiken, SC, Quick Loan in Charleston, SC, Payday Loans in Columbia, SC and Payday Loans in Florence, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Blair, SC.

Beautiful sights of Blair, SC

Are Payday Loans Legal In Blair, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Blair, SC payday loan calculator

Payday Loans in Blair, South Carolina

Payday loans are a type of short-term loan that can be obtained quickly and easily. They are designed to provide cash to borrowers who need money quickly, usually between paychecks. In South Carolina, payday loans are legal, but there are regulations in place to protect borrowers.

How Do Payday Loans Work?

Payday loans are typically small-dollar loans, ranging from $100 to $1,000, that are repaid on the borrower’s next payday. The borrower writes a post-dated check to the lender for the amount of the loan plus the lender’s fees. The lender then gives the borrower cash or deposits the check into their bank account.

The borrower must repay the loan on or before the due date, which is typically within two to four weeks, depending on when the borrower’s next payday is. If the borrower cannot repay the loan on time, they may be charged additional fees and interest.

Regulations for Payday Loans in South Carolina

South Carolina has some of the most borrower-friendly payday loan regulations in the country. The state allows payday loans up to $550 and requires lenders to disclose all fees and charges upfront. The maximum loan term is 31 days, and lenders are prohibited from renewing or refinancing loans more than three times in a row.

Additionally, South Carolina law requires lenders to offer borrowers an extended repayment plan free of charge if they are unable to repay the loan on time. This plan allows borrowers to repay the loan in installments over a longer period of time, which can help them avoid additional fees and interest.

Benefits and Risks of Payday Loans

Payday loans can provide quick access to cash for borrowers who need it. They can be a useful tool for managing unexpected expenses or emergencies. However, they also come with risks.

The fees and interest rates associated with payday loans can be high, which can make them expensive to repay. Borrowers who are unable to repay their loans on time may be subject to additional fees and interest, which can make it difficult to pay off the loan.

Additionally, borrowers who use payday loans frequently may find themselves in a cycle of debt, where they take out new loans to pay off old ones. This can lead to a debt spiral that can be difficult to break out of.

Interesting Facts about Payday Loans in Blair, South Carolina

  • In 2020, there were over 200 payday lending locations in South Carolina.
  • In 2019, South Carolina borrowers paid an average of $564 in fees and interest on payday loans.
  • The average payday loan in South Carolina is $386.
  • South Carolina law requires lenders to offer an extended repayment plan for loans that are not repaid on time.

Apply Now

If you’re in need of a payday loan in Blair, South Carolina, TheGuaranteedLoans can help. We are a connector service that works with a network of lenders to match borrowers with the right loan for their needs. Our application process is quick and easy, and we can help you get the cash you need when you need it.

Please note that TheGuaranteedLoans is not a direct lender and does not make loans or credit decisions. Rather, we facilitate connections between borrowers and lenders. If you have any questions about our service or how we can help you find a payday loan in Blair, South Carolina, please contact us today.

F.A.Q.

Are there any limitations on the amount I can borrow with a payday loan in Blair, South Carolina?

Yes, the maximum amount that can be borrowed with a payday loan in Blair, South Carolina is $550.

Do I need to have good credit to get a payday loan in Blair, South Carolina?

No, payday loans are designed for people with poor credit and do not require a credit check.