Payday Loans in Bonneau, South Carolina

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No payday loan companies in Bonneau, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash N Go Title Loans 7009 Calhoun Memorial Hwy, Easley, SC 29640 +1 (864) 850 - 0059
Home Town Of Cayce Loans 829 Knox Abbott Dr, Cayce, SC 29033 +1 (803) 926 - 1084
Regional Finance 110 Garner Rd Suite 10, Spartanburg, SC 29303 +1 (864) 597 - 0120
Advance America 1007 W Floyd Baker Blvd, Gaffney, SC 29341 +1 (864) 489 - 8870
Spero Financial 130 N Town Dr 2070, Spartanburg, SC 29303 +1 (800) 922 - 0446
Quick Credit 810 Broad St, Sumter, SC 29150 +1 (803) 773 - 1531
Z'ZLoan Agency Johnston St N, Estill, SC 29918 +1 (803) 500 - 4406
All Credit Lenders 109 E Marion Ave, North Augusta, SC 29841 +1 (803) 202 - 0902
Pickens Check Cashing Inc 130 W Main St, Pickens, SC 29671 +1 (864) 878 - 0072
Community Credit 347 S Pleasantburg Dr, Greenville, SC 29607 +1 (864) 269 - 1411

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Bonneau, SC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Myrtle Beach, SC, Payday Loans in North Charleston, SC, Payday Loans in Rock Hill, SC, Bad Credit Loans in Spartanburg, SC, Payday Loans in Summerville, SC, Payday Loan Companies in Sumter, SC, 24-Hour Loan in Aiken, SC and Payday Loan Companies in Charleston, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Bonneau, SC.

Beautiful sights of Bonneau, SC

Payday Loans Available in Bonneau, SC By The Following ZIP Codes:

29431

Are Payday Loans Legal In Bonneau, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Bonneau, SC payday loan calculator

Payday Loans in Bonneau, South Carolina

Are you in a tight financial situation and looking for a short-term solution? A payday loan might be the answer you need. In Bonneau, South Carolina, payday loans are legal and can be used to help individuals with unexpected expenses. However, before you dive into applying for a payday loan, it is crucial to understand how they work and the potential risks involved.

What is a payday loan?

A payday loan is a type of short-term loan that is typically due on the borrower’s next payday. These loans are designed to help people who are in need of quick cash to cover expenses until their next paycheck. The loans are usually for small amounts, ranging from a few hundred to a few thousand dollars, and come with high-interest rates and fees.

  • Payday loans are legal in South Carolina.
  • Loan amounts typically range from $50 to $1,000.
  • Maximum loan term is 31 days.
  • Lenders can charge up to 15% interest on loans, which amounts to $15 per $100 borrowed.
  • Lenders can charge a finance charge, which is the maximum fee of $10 per $100 borrowed plus a verification fee of $5.

How Do Payday Loans Work in Bonneau, South Carolina?

The process of getting a payday loan in Bonneau is relatively straightforward. First, you will need to find a licensed lender that offers payday loans. Then, you will need to fill out an application that will require you to provide personal information such as your name, address, phone number, and employment information.

Once you submit your application, the lender will review your information and determine whether to approve your loan. If approved, the lender will typically provide you with the funds on the same day or within a few days. However, keep in mind that lenders may require access to your bank account to automatically withdraw the loan amount and fees on the due date.

What are the Risks of Payday Loans in Bonneau, South Carolina?

While payday loans can be a helpful tool for individuals who need quick cash, they come with significant risks that borrowers should be aware of. One of the most significant risks of payday loans is the high interest rates and fees that lenders can charge. These fees can quickly add up, making the loan expensive to repay, especially if the loan is not paid back on time.

If the loan is not repaid on time, the borrower may face additional fees, penalties, and even legal action. Furthermore, taking out a payday loan can lead to a cycle of debt, where the borrower constantly takes out new loans to pay off old ones, resulting in a never-ending cycle of debt and high-interest rates.

The Statistics on Payday Loans in Bonneau, South Carolina

Interesting facts and statistics about payday loans in South Carolina show that:

  • The average payday loan amount in South Carolina is $458.
  • The average APR (annual percentage rate) on payday loans in the state is 391%.
  • In 2019, South Carolina payday loan borrowers took out an average of 10 loans each.
  • Payday loans cost South Carolina borrowers over $60 million in fees annually.

Apply Now for a Payday Loan in Bonneau, South Carolina

If you need quick cash to cover unexpected expenses and have decided that a payday loan is the right option for you, TheGuaranteedLoans can help. We are a connector service that can connect you with a network of potential lenders who offer payday loans in Bonneau, South Carolina.

Our online application process is simple and easy, and our lenders can provide quick access to the funds you need to cover your expenses. Remember, TheGuaranteedLoans is not a direct lender. Instead, we work with a network of lenders to help you find the right loan for your needs.

Note: Remember that payday loans are a short-term solution that should only be used for emergency expenses. Before taking out a payday loan, make sure you can repay the loan on time and understand the risks involved.

F.A.Q.

How do I apply for a payday loan in Bonneau, South Carolina?

To apply for a payday loan in Bonneau, South Carolina, you can either visit a payday lender in person or apply online. The application process typically involves providing basic personal and financial information and signing a loan agreement.

What are the potential consequences of defaulting on a payday loan in Bonneau, South Carolina?

If you default on a payday loan in Bonneau, South Carolina, the lender may pursue legal action to collect the outstanding debt. This could result in a judgment against you, which could lead to garnished wages or other consequences. It is important to repay your payday loan on time to avoid these potential consequences.