Payday Loans in Bradley, South Carolina

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No payday loan companies in Bradley, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
Regions Bank 11004 N Jacob Smart Blvd, Ridgeland, SC 29936 +1 (843) 547 - 4130
Carolina Payday Loans, Inc. 996 S Broad St, Clinton, SC 29325 +1 (864) 833 - 4663
World Finance Corporation 219 S Richardson St, Latta, SC 29565 +1 (843) 752 - 7771
Advance America 736 Bultman Dr, Sumter, SC 29150 +1 (803) 938 - 8302
1st Franklin Financial 1309 N Main St c, Summerville, SC 29483 +1 (843) 873 - 8384
World Finance 310 Calhoun Ave Ste E & F, Greenwood, SC 29649 +1 (864) 229 - 7989
Custom Finance Inc 200 E Smith St, Timmonsville, SC 29161 +1 (843) 346 - 9777
Carolina Title Loans, Inc. 6300 White Horse Rd #100, Greenville, SC 29611 +1 (864) 246 - 8319
North American Title Loans 120 US Hwy 15, 401, Bennettsville, SC 29512 +1 (843) 535 - 0750
Southern Finance 1644 State Road, Suite A-5, Cheraw, SC 29520 +1 (843) 921 - 6087

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Bradley, SC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Goose Creek, SC, Quick Loan in Greenville, SC, Payday Loans in Hilton Head Island, SC, Payday Loans in Mount Pleasant, SC, Quick Loan in Myrtle Beach, SC, Payday Loans in North Charleston, SC, Short-term Loans in Rock Hill, SC and Bad Credit Loans in Spartanburg, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Bradley, SC.

Payday Loans Available in Bradley, SC By The Following ZIP Codes:

29819

Are Payday Loans Legal In Bradley, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Bradley, SC payday loan calculator

Payday Loans in Bradley, South Carolina: What You Need to Know

Payday loans are short-term loans that help borrowers meet unexpected expenses between paychecks. They’re usually due back on the borrower’s next payday. In South Carolina, payday loans are legal, but there are regulations in place to protect consumers.

How Payday Loans Work in Bradley

Payday loans are usually available for amounts between $100 and $550, with fees of 15% for every $100 borrowed. In Bradley, borrowers can have one outstanding loan at a time, and the loan term can’t be longer than 31 days.

When a borrower applies for a payday loan in Bradley, they must show proof of income and provide a post-dated check for the loan amount plus fees. If the borrower can’t pay the loan back on time, they may be charged additional fees and interest.

Benefits of Payday Loans in Bradley

  • Quick access to cash when you need it
  • No collateral required
  • Approval is often based on income, not credit score

However, payday loans also come with risks and drawbacks that borrowers should be aware of before taking out a loan.

Risks and Drawbacks of Payday Loans in Bradley

  • High fees and interest rates can trap borrowers in a cycle of debt
  • Multiple loans can lead to a dangerous debt spiral
  • Failure to repay can result in collection efforts, including lawsuits and wage garnishment

Applying for a payday loan in Bradley should be approached with caution and only used as a last resort.

Interesting Facts and Statistics about Payday Loans in Bradley, South Carolina

  • South Carolina has one of the highest rates of payday lending in the country, with 1,190 payday lenders operating in the state as of 2021.
  • The average payday loan amount in South Carolina is $425.
  • In 2020, South Carolina borrowers paid more than $69 million in fees and interest on payday loans.

Apply Now for a Payday Loan in Bradley

If you need a payday loan in Bradley, South Carolina, TheGuaranteedLoans can help you find a lender. We’re a connector service, not a direct lender, and we’ll work to match you with a reputable lender that meets your needs. Fill out our online application to get started.

F.A.Q.

Are there any protections for military service members in Bradley, South Carolina when it comes to payday loans?

Yes, military service members in Bradley, South Carolina have additional protections when it comes to payday loans. Lenders are not allowed to charge more than 36% APR on loans to military service members and their dependents.

Are there any resources available to help me avoid taking out a payday loan in Bradley, South Carolina?

Yes, there are resources available to help borrowers avoid taking out a payday loan in Bradley, South Carolina. These may include financial education programs, credit counseling services, and assistance with budgeting and money management.