Payday Loans in Catawba, South Carolina

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No payday loan companies in Catawba, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
World Finance 45 S Main St, Sumter, SC 29150 +1 (803) 773 - 1427
1st Franklin Financial 761 Main St, North Myrtle Beach, SC 29582 +1 (843) 663 - 1575
Regional Finance 1309 B, W Poinsett St, Greer, SC 29650 +1 (864) 801 - 9800
TitleMax Title Secured Loans 1004 Montague Ave Suite B, Greenwood, SC 29649 +1 (864) 942 - 0193
Security Finance 465 S Georgetown Hwy, Johnsonville, SC 29555 +1 (843) 386 - 3211
Williams Finance and Insurance 123 E Richland St, Kershaw, SC 29067 +1 (803) 475 - 2374
Quick Credit 612 N Main St, Marion, SC 29571 +1 (843) 423 - 9166
Credit Central 120 E Shockley Ferry Rd, Anderson, SC 29624 +1 (864) 225 - 2927
Check Into Cash 8510 Rivers Ave g, North Charleston, SC 29406 +1 (843) 553 - 8990
Auto Money 504 E Greer St, Honea Path, SC 29654 +1 (864) 369 - 5327

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Catawba, SC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Myrtle Beach, SC, No Credit Check Loans in North Charleston, SC, Payday Loans in Rock Hill, SC, Quick Loan in Spartanburg, SC, Same Day Loans in Summerville, SC, Payday Loans in Sumter, SC, Payday Loans in Aiken, SC and Payday Loans in Charleston, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Catawba, SC.

Payday Loans Available in Catawba, SC By The Following ZIP Codes:

29704

Are Payday Loans Legal In Catawba, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Catawba, SC payday loan calculator

Payday Loans in Catawba, South Carolina – Everything You Need to Know

If you’re in need of quick cash in Catawba, South Carolina, payday loans can be a viable option. Payday loans are small loans taken out for a short period, usually until your next paycheck. These loans can be a lifesaver in emergency situations, but they can also be a source of financial trouble when you’re unable to pay them back on time. In this article, we’ll give you an overview of payday loans in Catawba, South Carolina, including how they work, the benefits and drawbacks, and how to get started.

How Payday Loans Work in Catawba, South Carolina

Payday loans in Catawba, South Carolina, are legal and governed by state law. In the state of South Carolina, borrowers can take out loans of up to $550, with a loan term of 31 days or less. However, the loan amount can also be based on your income, and you may not be able to borrow the full amount if you don’t meet the lender’s eligibility criteria.

The application process is simple and quick. You’ll need to provide proof of income, such as a pay stub or bank statement, a valid identification card, and a post-dated check for the loan amount, including fees and interest charges. Once you’re approved for the loan, the money will be deposited into your bank account within 24 hours.

Benefits of Payday Loans

  • Quick approval process and access to cash
  • No credit check required
  • No collateral is necessary to secure the loan
  • Convenient and readily available

Drawbacks of Payday Loans

  • High-interest rates and fees
  • Short repayment period may lead to financial strain
  • Defaulting on the loan can result in additional fees and negative mark on credit report
  • May perpetuate the cycle of debt

How to Apply for a Payday Loan in Catawba, South Carolina

Here are the steps to follow when applying for a payday loan in Catawba, South Carolina:

  1. Gather your proof of income, identification, and banking information.
  2. Find a reputable lender. Research online reviews and check with the Better Business Bureau to ensure legitimacy.
  3. Fill out the lender’s application form.
  4. Wait for approval. This can take several minutes to a few days, depending on the lender’s decision-making process.
  5. Sign the loan agreement, which outlines the terms and conditions and repayment schedule.
  6. Receive funds, typically within 24 hours.

Apply Now

If you’re in need of quick cash in Catawba, South Carolina, you can apply for a payday loan online at TheGuaranteedLoans website. We are a connector service, not a direct lender, and we’ll connect you with potential lenders who can offer you a payday loan. Fill out our online application form today, and you could have the cash you need deposited in your bank account within 24 hours.

Interesting Facts and Statistics about Payday Loans in Catawba, South Carolina

  • South Carolina is one of 32 states where payday lending is legal.
  • The average payday loan borrower in South Carolina takes out 10 loans per year.
  • The average annual interest rate on payday loans in South Carolina is 391%.
  • 84% of payday loan borrowers in South Carolina are unable to pay off their loans within two weeks.
  • Payday loans are the most expensive type of loan in South Carolina, with an average APR of 400%.

Conclusion

Payday loans can be a viable option for those in need of quick cash in Catawba, South Carolina. However, they come with high-interest rates and fees, short repayment periods, and the potential to perpetuate the cycle of debt. It’s important to borrow responsibly, use them sparingly, and have a plan for repayment in place. At TheGuaranteedLoans website, we can connect you with potential lenders and provide you with the resources you need to make informed decisions about payday loans. Apply today and take control of your financial future.

F.A.Q.

Are there any resources available to help me avoid taking out a payday loan in Catawba, South Carolina?

Yes, there are resources available to help borrowers avoid taking out a payday loan in Catawba, South Carolina. These may include financial education programs, credit counseling services, and assistance with budgeting and money management.

Can I be charged with a crime if I fail to repay a payday loan in Catawba, South Carolina?

No, it is not a crime to fail to repay a payday loan in Catawba, South Carolina. However, your lender may take legal action against you to recover the unpaid balance.