Payday Loans in Centenary, South Carolina

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No payday loan companies in Centenary, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
Palmetto Citizens Federal Credit Union 1835 S Lake Dr, Lexington, SC 29073 +1 (803) 732 - 5000
Credit Central 1109 S 5th St o, Hartsville, SC 29550 +1 (843) 332 - 1680
World Finance 4118 Rivers Ave, North Charleston, SC 29405 +1 (843) 722 - 2966
ACE Cash Express 2311-A, 2311 Boundary St A, Beaufort, SC 29902 +1 (843) 525 - 6278
Anderson Cash Advance LLC 2204 2nd Loop Rd G, Florence, SC 29501 +1 (843) 662 - 2922
TitleMax Title Loans 103 SC-20, Pelzer, SC 29669 +1 (864) 947 - 1352
Quick Credit Corp 115 E Mill St, Kingstree, SC 29556 +1 (843) 354 - 5410
AmeriCash Loans 1318 Bush River Rd, Columbia, SC 29210 +1 (803) 750 - 8900
Advance America 200 N Dobys Bridge Rd Ste. 132, Fort Mill, SC 29715 +1 (803) 548 - 5101
Check `n Go 612 S Kings Hwy, Myrtle Beach, SC 29577 +1 (843) 445 - 9985

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Centenary, SC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Rock Hill, SC, Payday Loan for Spartanburg, SC, Bad Credit Loans in Summerville, SC, 24-Hour Loan in Sumter, SC, Payday Loans in Aiken, SC, Payday Loans in Charleston, SC, Payday Loans in Columbia, SC and Payday Loans in Florence, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Centenary, SC.

Are Payday Loans Legal In Centenary, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Centenary, SC payday loan calculator

Payday Loans in Centenary, South Carolina: Accessible and Comprehensible Guide

When it comes to temporary financial solutions, payday loans are often the go-to option for many Americans. Payday loans are a popular form of lending because they are fast, easy to access, and convenient. In South Carolina, payday loans are legal, and Centenary, South Carolina is no exception. In this guide, we will explore payday loans in Centenary, South Carolina, and everything you need to know about them.

What is a Payday Loan?

A payday loan is a type of short-term loan that is designed to be repaid within a few weeks. These loans typically have higher interest rates than traditional loans, and they are often used by people who need money quickly and cannot wait for their next paycheck. In Centenary, South Carolina, payday loans are legal, and they are regulated by state law.

How do Payday Loans Work?

The process of getting a payday loan in Centenary, South Carolina is relatively simple. First, the borrower must fill out an application and provide proof of income. Once the application is approved, the borrower receives the funds, which they can then use for whatever purpose they need. The loan must be repaid by the borrower’s next payday. If the borrower cannot repay the loan on time, they may be subject to additional fees and interest.

Are Payday Loans Safe?

While payday loans are legal in South Carolina, they do come with some risks. These loans often have high interest rates and fees, and if the borrower cannot repay the loan on time, they may accrue additional fees and interest. Additionally, some payday lenders may engage in predatory lending practices, so it is important to do your research and choose a reputable lender. Always read the terms and conditions carefully before signing a loan agreement.

How Much Can You Borrow?

In South Carolina, the maximum amount that you can borrow through a payday loan is $550. However, the amount that you can borrow may be limited based on your income and other factors. Be sure to check with the lender to determine how much you can borrow.

Are There Any Alternatives to Payday Loans?

While payday loans may be a quick and easy solution, they are not the only option available. If you need money fast, consider other alternatives such as personal loans, credit cards, or borrowing from friends and family. These options may have lower interest rates and more flexible repayment terms than payday loans.

Interesting Facts and Statistics About Payday Loans in Centenary, South Carolina

  • South Carolina is one of the few states that allows payday lending.
  • The average payday loan in South Carolina is $391.
  • The average APR for a payday loan in South Carolina is 459%.
  • In South Carolina, payday loans can be renewed up to six times.
  • One in eight South Carolina adults have taken out a payday loan in the past five years.

Apply Now

If you are in need of cash fast, consider applying for a payday loan through TheGuaranteedLoans. We are not a direct lender, but we are a reputable connector service that can connect you with potential lenders in Centenary, South Carolina. Our online application process is quick and easy, and we work with a network of lenders that adhere to state and federal lending regulations. Apply now and get the cash you need today.

Note: Before applying for any loan, make sure that you understand the terms and conditions of the loan agreement, including the total cost of the loan and any fees or interest that may be charged.

F.A.Q.

Are there any limitations on the amount I can borrow with a payday loan in Centenary, South Carolina?

Yes, the maximum amount that can be borrowed with a payday loan in Centenary, South Carolina is $550.

Do I need to have good credit to get a payday loan in Centenary, South Carolina?

No, payday loans are designed for people with poor credit and do not require a credit check.