Payday Loans in Charleston AFB, South Carolina

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No payday loan companies in Charleston AFB, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
First Lugoff Pawn & Loan Shop 1140 US-1, Lugoff, SC 29078 +1 (803) 438 - 5079
Check n Go 2686 Church St C, Conway, SC 29526 +1 (843) 438 - 1452
Security Federal Bank 5446 Sunset Blvd 1, Lexington, SC 29072 +1 (803) 808 - 8180
Check Into Cash 1519 N Kings Hwy #25, Myrtle Beach, SC 29577 +1 (843) 445 - 6914
AgSouth Farm Credit 529 Bells Hwy, Walterboro, SC 29488 +1 (843) 549 - 1584
Advance America 718-A S. Alabama Ave., Chesnee, SC 29323 +1 (864) 703 - 2555
Advance America 3103 Wade Hampton Blvd b, Taylors, SC 29687 +1 (864) 244 - 3517
Advanced 537 E Dekalb St, Camden, SC 29020 +1 (803) 432 - 6481
Advance America 6035 Rivers Ave Ste. C, North Charleston, SC 29406 +1 (843) 764 - 2516
Agsouth Farm Credit ACA 4930 Burton's Ferry Hwy, Allendale, SC 29810 +1 (803) 584 - 3406

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Charleston AFB, SC, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Aiken, SC, Payday Loans in Charleston, SC, Payday Loans in Columbia, SC, Quick Loan in Florence, SC, Payday Loan Companies in Goose Creek, SC, Online Loans in Greenville, SC, Payday Loans in Hilton Head Island, SC and Payday Loans in Mount Pleasant, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Charleston AFB, SC.

Beautiful sights of Charleston AFB, SC

Are Payday Loans Legal In Charleston AFB, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Charleston AFB, SC payday loan calculator

Understanding Payday Loans in Charleston AFB, South Carolina

Payday loans are a form of short-term loan that enables borrowers to bridge financial gaps between paychecks. These loans come with high interest rates, and they are intended to be repaid on the borrower’s next payday.

In South Carolina, payday loans are legal, and interest rates are capped at 15% of the principal loan amount. Borrowers are required to repay their loans within 31 days, and lenders are allowed to charge $15 for every $100 borrowed.

The Pros and Cons of Payday Loans

Like any other financial product, payday loans come with both advantages and disadvantages. Here are some pros and cons to consider before taking out a payday loan in Charleston AFB:

Pros:

  • Payday loans are available to people with bad credit.
  • Loan approval and disbursement are fast.
  • Borrowers can use payday loans for any purpose.

Cons:

  • Interest rates on payday loans are very high.
  • Borrowers may fall into a debt trap if they are unable to repay the loan on time.
  • Payday loans can negatively impact credit scores.

Interesting Facts about Payday Loans in Charleston AFB, South Carolina

  • The average payday loan amount in South Carolina is $375.
  • South Carolina residents take out approximately 4 million payday loans each year.
  • The default rate for payday loans in South Carolina is around 30%.

How to Apply for a Payday Loan in Charleston AFB, South Carolina

Applying for a payday loan in Charleston AFB, South Carolina, is simple. Simply follow these steps:

  1. Gather required documents, including a valid government-issued ID, proof of income, and proof of residency.
  2. Research reputable lenders and read the terms and conditions carefully.
  3. Fill out an online application on our website.
  4. Receive a loan offer from a potential lender.
  5. Review the loan offer and ask any questions you may have before accepting it.
  6. If you accept the loan offer, sign the loan agreement.
  7. Receive the loan funds through direct deposit.

Please note that TheGuaranteedLoans is not a direct lender. We are a connector service that works with reputable lenders to match borrowers with potential loan offers. We do not charge any fees for our services.

Conclusion

Payday loans can be a useful tool for borrowers in Charleston AFB, South Carolina, who need quick access to cash. However, it is important to understand the costs and risks associated with these loans before taking one out. Borrowers should also ensure that they can afford to repay the loan on time to avoid falling into a debt trap. If you need a payday loan, visit our website to get started with an application today.

F.A.Q.

Can I rollover my payday loan if I cannot repay it on time in Charleston AFB, South Carolina?

No, rollovers are not allowed in Charleston AFB, South Carolina, and borrowers are required to repay their payday loans in full on the agreed-upon date.

Are there any additional fees associated with payday loans in Charleston AFB, South Carolina?

Yes, payday lenders may charge additional fees for late payments or other services. It is important to carefully read and understand the terms of the loan before signing any agreements.