Payday Loans in Charleston, South Carolina

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Payday Loan Companies in Charleston, SC

Company nameAddressZip codePhone number
1st Franklin Financial 1890 Sam Rittenberg Blvd Suite 116 29407 +1 (843) 573 - 9980
ACE Cash Express 1604 Sam Rittenberg Blvd 29407 +1 (843) 571 - 1827
Advance America 7400 Rivers Ave R 29406 +1 (843) 818 - 2436
Advance America 1836 Ashley River Rd Unit 5 29407 +1 (843) 556 - 7430
Advance America 6035 Rivers Ave Ste. C 29406 +1 (843) 764 - 2516
Advance America 1027 Folly Rd #2 29412 +1 (843) 795 - 4360
Advance America 5101 Ashley Phosphate Rd #115 29418 +1 (843) 552 - 9630
Advance America 1027 Folly Rd Ste 2 29412 +1 (843) 795 - 4360
AmeriCash Loans 5635 Rivers Ave 29406 +1 (843) 308 - 6616
AmeriCash Loans 1570 Sam Rittenberg Blvd 29407 +1 (843) 573 - 8498
AmeriCash Loans 1663 Savannah Hwy 29407 +1 (843) 573 - 8498
Approved Cash 1669-B Savannah Hwy 29407 +1 (843) 573 - 0530
Approved Cash 1669-B, Savannah Hwy Ste b 29407 +1 (843) 573 - 0530
Auto Money 808 Folly Rd 29412 +1 (843) 795 - 3757
Caliber Home Loans, Inc. - Charleston, SC 121 Calhoun St 100 29401 +1 (843) 343 - 1833
Carolina Payday Loans, Inc. 1963 Sam Rittenberg Blvd 29407 +1 (843) 766 - 2379
Carolina Payday Loans, Inc. 1002 Savannah Hwy 29407 +1 (843) 571 - 5415
Carolina Payday Loans, Inc. 2606 Ashley Phosphate Rd 29418 +1 (843) 553 - 6263
Carolina Payday Loans, Inc. 3750 Rivers Ave a 29405 +1 (843) 529 - 1276
Carolina Title Loans, Inc. 1002 Savannah Hwy 29407 +1 (843) 852 - 2245
Cash America Pawn 4400 Dorchester Rd 112 29405 +1 (843) 744 - 1136
Cash4car Car Title Loans 349 Folly Rd 29412 +1 (843) 793 - 0331
CashWell 4391 Dorchester Rd Suite 210 29405 +1 (843) 554 - 8320
Check `n Go 2000 Sam Rittenberg Blvd Ste 110 29407 +1 (843) 769 - 5633
Check Into Cash 2049 Savannah Hwy 1/ US 17 29407 +1 (843) 556 - 5440
Check Into Cash 8510 Rivers Ave g 29406 +1 (843) 553 - 8990
Check Into Cash 5060 Dorchester Rd 29418 +1 (843) 552 - 1910
Check Loans 516-540 Betsy Rd 29407 +1 (843) 763 - 7770
Check Loans 3782A Ashley Phosphate Rd 29418 +1 (843) 760 - 6464
Check Loans 1663 Savannah Hwy 29407 +1 (843) 763 - 7770
Community Loans of America 1002 Savannah Hwy 29407 +1 (843) 852 - 2247
Finova Financial 170 Meeting St F1 29401 +1 (888) 358 - 4452
First American Cash Advance 4400 Dorchester Rd #102 29405 +1 (843) 740 - 9110
L & B check cashing 4337 Spruill Ave 29405 +1 (843) 810 - 0362
Mariner Finance 1660 Sam Rittenberg Blvd 8 29407 +1 (843) 766 - 4660
NORTH STATE ACCEPTANCE 1904 Savannah Hwy 103 29407 +1 (843) 212 - 3083
Personal Cash Loans of SC, Inc. 1649 C, Savannah Hwy 29407 +1 (843) 556 - 7600
Regional Finance 1300 Savannah Hwy Suite 11 29407 +1 (843) 377 - 0293
Southern Finance 946 Orleans Rd Unit F-6 29407 +1 (843) 571 - 0034
TitleMax Title Secured Loans 1735 Sam Rittenberg Blvd 29407 +1 (843) 852 - 9610
World Finance 915 Folly Rd Suite I 29412 +1 (843) 406 - 8646

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Charleston, SC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan for Columbia, SC, Same Day Loans in Florence, SC, No Credit Check Loans in Goose Creek, SC, Short-term Loans in Greenville, SC, Short-term Loans in Hilton Head Island, SC, No Credit Check Loans in Mount Pleasant, SC, Quick Loan in Myrtle Beach, SC and Payday Loans in North Charleston, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Charleston, SC.

Beautiful sights of Charleston, SC

Payday Loans Available in Charleston, SC By The Following ZIP Codes:

29419, 29402, 29415, 29423, 29422, 29424, 29414, 29409, 29492, 29406, 29403, 29401, 29416, 29410, 29412, 29407, 29413, 29417, 29425

Are Payday Loans Legal In Charleston, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Charleston, SC payday loan calculator

Payday Loans In Charleston, South Carolina

Payday loans are short-term loans that are designed to provide financial relief in cases of emergency. They are considered a viable option when an individual is experiencing an unexpected expense and they require immediate access to money.

Payday loans in Charleston, South Carolina are a legal form of financial assistance. According to state law, individuals are allowed to pursue payday loans up to an amount of $550 and the duration of the loan can be from 1 to 31 days. Before taking out a payday loan, it’s important to understand the risks involved, the fees and repayment terms.

How Do Payday Loans Work?

In order to take out a payday loan, individuals need to meet certain criteria. Generally, individuals must have a valid form of identification, a steady income, and a bank account. After meeting the eligibility requirements, individuals can take out a loan with a one-time payment on the due date.

When applying, individuals must provide a post-dated check to the lender, which includes the loan amount plus interest and fees. On the agreed upon date, the lender will cash the check and collect the loan amount plus interest.

Fees and Interest Rates

The fees and interest rates connected with a payday loan vary from lender to lender. Most lenders in Charleston, South Carolina charge an APR of 400% to 800%, which can be quite exorbitant. Additionally, lenders usually charge a flat fee for the loan, which can range from $30 to $100. Before taking out a payday loan, individuals should understand the fees and interest rates associated with it.

Repayment Terms

In South Carolina, individuals must repay their payday loans within 30 to 31 days. If a loan is not repaid on time, the lender can extend the loan, however, they are allowed to charge additional fees and interest. Individuals should not rollover or extend their loans unless absolutely necessary and they should be aware of the additional fees and interest that may be charged.

Alternatives to Payday Loans

Payday loans should not be considered a long-term financial solution. Individuals should explore alternatives to payday loans, such as a personal installment loan, a credit card, or a secured loan from a bank or credit union. These options are typically more affordable and can provide the financial assistance individuals need without incurring high fees and interest rates like those associated with payday loans.

FAQ

Q: Who can take out a payday loan?

A: In order to take out a payday loan, individuals need to meet certain criteria. Generally, individuals must have a valid form of identification, a steady income, and a bank account.

Q: How much does a payday loan cost?

A: The fees and interest rates connected with a payday loan vary from lender to lender. Most lenders in Charleston, South Carolina charge an APR of 400% to 800%, which can be quite exorbitant. Additionally, lenders usually charge a flat fee for the loan, which can range from $30 to $100.

Q: How much can I borrow with a payday loan in Charleston, South Carolina?

A: According to state law, individuals are allowed to pursue payday loans up to an amount of $550.

Q: What are the repayment terms for a payday loan?

A: In South Carolina, individuals must repay their payday loans within 30 to 31 days. If a loan is not repaid on time, the lender can extend the loan, however, they are allowed to charge additional fees and interest.

Conclusion

Payday loans in Charleston, South Carolina can be a viable option for individuals experiencing an unexpected expense. However, individuals should understand the risks involved, the fees, and repayment terms before taking out a payday loan. Additionally, individuals should explore alternate forms of financial assistance to ensure a more affordable solution.

Apply Now

If you are in need of emergency financial help, then a payday loan might be the right solution for you. TheGuaranteedLoans can help you to get started with finding the right lender for your needs. Just fill out our quick and easy online application and we will connect you with qualified lenders in Charleston, South Carolina. Remember, TheGuaranteedLoans is not a lender, but we can help you find the right lender for your financial needs.

More F.A.Q.

What is a payday loan in Charleston, South Carolina?

A payday loan is a short-term, high-interest loan that provides quick cash to borrowers. It is typically repaid on the borrower's next payday.

Is it legal to take out a payday loan in Charleston, South Carolina?

Yes, payday lending is legal in Charleston, South Carolina. However, there are certain regulations in place to protect borrowers from predatory lending practices.

How Many Cash Advance Companies are in Charleston, SC?

With the help of our service, you will be able to find 41 cash advance companies in Charleston, SC

What Cash Advance Companies in Charleston, SC are the most popular?

You should check Advance America, Carolina Payday Loans, Inc., and AmeriCash Loans. Also, you can start your application online on our website.