Payday Loans in Clifton, South Carolina

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No payday loan companies in Clifton, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
Advance America 14164 E Wade Hampton Blvd, Greer, SC 29651 +1 (864) 879 - 7752
MoneyGram 1636 State Rd, Cheraw, SC 29520 +1 (843) 537 - 7554
Local Finance and Tax Service of Saluda, SC 125 E Church St, Saluda, SC 29138 +1 (864) 445 - 0041
SunTrust Bank 1 N Hamilton St, Williamston, SC 29697 +1 (864) 841 - 3114
Advance America 975 Beaumont Ave, Spartanburg, SC 29303 +1 (864) 542 - 0982
1st Franklin Financial 116 E Public Square, Laurens, SC 29360 +1 (864) 984 - 6523
1st Capital Car Title Loans Clover 208 Gateway Farm Rd, Clover, SC 29710 +1 (803) 222 - 7733
Sunset Finance 1504 N Main St, Anderson, SC 29621 +1 (864) 932 - 3669
Atlantic Community Bank 1 Sheridan Park Cir, Bluffton, SC 29910 +1 (843) 815 - 7111
Security Finance 308 By Pass, 123, Seneca, SC 29678 +1 (864) 882 - 5112

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Clifton, SC, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Columbia, SC, Guaranteed Loans in Florence, SC, Payday Loans in Goose Creek, SC, Payday Loans in Greenville, SC, Payday Loans in Hilton Head Island, SC, Quick Loan in Mount Pleasant, SC, Payday Loans in Myrtle Beach, SC and Bad Credit Loans in North Charleston, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Clifton, SC.

Payday Loans Available in Clifton, SC By The Following ZIP Codes:

29324

Are Payday Loans Legal In Clifton, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Clifton, SC payday loan calculator

Exploring Payday Loans in Clifton, South Carolina

Payday loans have become increasingly popular in recent years, providing help to individuals in need of urgent cash. South Carolina is one state where payday loans are legal, providing a reliable source of funds in Clifton and other areas.

How Do Payday Loans Work?

Payday loans are a type of short-term loan given to individuals in need of urgent cash. The loans are typically repaid in full on the borrower’s next payday, hence the name “payday loans.” They have several advantages and disadvantages, which we will discuss below.

Advantages of Payday Loans in Clifton, South Carolina

  • Quick source of funds: Payday loans are known for providing quick access to funds in times of need. If you are facing an unexpected financial emergency, payday loans can help you get the cash you need quickly.
  • Easy application process: Payday loans have very few requirements, making them an ideal option for those with low credit scores or no credit history. To qualify for a loan, you simply need to be employed and have a bank account.
  • Flexibility: Payday loans are highly flexible and can be used for various purposes, including car repairs, medical bills, and rent payments.

Disadvantages of Payday Loans in Clifton, South Carolina

  • High interest rates: Payday loans often come with high interest rates, making them a costly option for borrowers. The annual percentage rate (APR) on payday loans in South Carolina can reach up to 391%.
  • Potential debt trap: If borrowers are unable to repay the loan on time, they may end up rolling over the loan or taking out another loan, leading to a debt trap.
  • Lack of regulation: The lack of regulation on payday loans in South Carolina means there is a risk of falling victims to predatory lenders and scam artists. This is why it’s critical to choose a reputable lender when applying for a payday loan.

Interesting Facts and Statistics about Payday Loans in Clifton, South Carolina

  • In South Carolina, the average payday loan amount is $368, with the highest amount allowed being $550 per loan.
  • According to a survey conducted by the Consumer Financial Protection Bureau (CFPB), 80% of payday loans in South Carolina are taken out within two weeks of paying off a previous payday loan.
  • A 2015 study by the South Carolina Appleseed Legal Justice Center found that South Carolina’s high-cost lending laws, which include payday loans, car title loans, and installment loans, cost the state’s economy roughly $254 million each year.

Apply Now for a Payday Loan in Clifton, South Carolina

If you are in need of urgent cash and meet the requirements, you can apply for a payday loan in Clifton, South Carolina through our website. TheGuaranteedLoans is a connector service that facilitates connections between borrowers and potential lenders. Simply fill out an online application on our website, and we will match you with a lender that fits your needs. Remember to choose a reputable lender and only borrow what you need and can afford to repay.

F.A.Q.

Can I get a payday loan if I am unemployed or on disability in Clifton, South Carolina?

Yes, you can still qualify for a payday loan in Clifton, South Carolina if you are unemployed or on disability as long as you can provide proof of alternative income.

Are there any penalties for not paying back a payday loan in Clifton, South Carolina?

Yes, if you do not pay back your payday loan in Clifton, South Carolina, you may be subject to late fees, collection actions, and legal consequences.