Payday Loans in Coosawhatchie, South Carolina

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No payday loan companies in Coosawhatchie, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
1st Franklin Financial 761 Main St, North Myrtle Beach, SC 29582 +1 (843) 663 - 1575
Carolina Payday Loans, Inc. 996 S Broad St, Clinton, SC 29325 +1 (864) 833 - 4663
Instant Cash Title Loans 5000 College Dr, Spartanburg, SC 29303 +1 (864) 760 - 1940
TitleMax Title Secured Loans 114 St James Ave Suite A, Goose Creek, SC 29445 +1 (843) 553 - 8022
World Finance 9619 Hwy 78 Suite 3, Ladson, SC 29456 +1 (843) 594 - 0001
World Finance Corporation 1 N Main St, Inman, SC 29349 +1 (864) 473 - 0727
Auto Money 609 W Dekalb St, Camden, SC 29020 +1 (803) 432 - 1010
Security Finance 6932 Calhoun Memorial Hwy Suite K, Easley, SC 29640 +1 (864) 859 - 4094
Carolina Title Loans, Inc. 1120 Broad St, Sumter, SC 29150 +1 (803) 418 - 0564
Max Cash Title Loan 219 N Duncan Bypass, Union, SC 29379 +1 (864) 427 - 6708

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Coosawhatchie, SC, you can try to find different companies in big cities near by. Check out the following pages here: No Credit Check Loans in Columbia, SC, Payday Loan for Florence, SC, Payday Loan Companies in Goose Creek, SC, No Credit Check Loans in Greenville, SC, Online Loans in Hilton Head Island, SC, Same Day Loans in Mount Pleasant, SC, Payday Loans in Myrtle Beach, SC and Payday Loan Without a Credit Check in North Charleston, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Coosawhatchie, SC.

Are Payday Loans Legal In Coosawhatchie, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Coosawhatchie, SC payday loan calculator

Understanding Payday Loans in Coosawhatchie, South Carolina

Payday loans are a popular option for individuals in need of quick cash. These short-term loans are typically intended to help borrowers cover unexpected expenses and bridge the gap between paychecks.

In Coosawhatchie, South Carolina, payday loans are legal under the state’s lending legislation. However, it’s crucial to understand the terms and conditions of a payday loan before agreeing to one.

How Do Payday Loans Work?

A payday loan is a short-term loan that is typically due on the borrower’s next payday. To qualify for a payday loan, you must provide proof of income and a valid form of identification.

Payday lenders may require you to post-date a check or provide access to your bank account as collateral for the loan. The loan amount typically ranges from $50 to $1,000, depending on the borrower’s income and credit history.

The interest rates for payday loans can be steep, with many lenders charging an annual percentage rate (APR) of up to 400%. This is why it’s crucial to understand the terms and conditions of the loan before agreeing to it.

Pros and Cons of Payday Loans

Payday loans can be a helpful financial tool in specific circumstances, but they also have their drawbacks. Here are some pros and cons to consider before taking out a payday loan in Coosawhatchie, South Carolina:

Pros:

  • Quick and easy application process.
  • No credit check required in most cases.
  • Can be an option for those with poor credit.
  • Funds can be available as soon as the next business day.

Cons:

  • High interest rates can lead to a debt spiral.
  • Short repayment terms may lead to increased financial stress.
  • Failure to repay the loan on time can result in additional fees and damage to credit.

Interesting Facts and Statistics About Payday Loans in Coosawhatchie, South Carolina

According to a study by the Consumer Financial Protection Bureau, the average payday loan borrower takes out 10 loans in a year, spending an average of 199 days in debt. Furthermore, a typical borrower spends $520 in fees for borrowing $375.

Apply Now with TheGuaranteedLoans

If you need quick cash and are considering a payday loan in Coosawhatchie, South Carolina, TheGuaranteedLoans can help. We are a lender connection service that can facilitate your application with potential lenders in our network.

Simply fill out our online application form, and we will match you with a lender that meets your needs. Remember, it’s crucial to understand the terms and conditions of your loan before accepting it, and we encourage you to read all loan documents carefully.

TheGuaranteedLoans is committed to helping you make informed financial decisions. Contact us if you have any questions about our services or the payday loan process in Coosawhatchie, South Carolina.

F.A.Q.

Can I get a payday loan in Coosawhatchie, South Carolina?

Yes, payday loans are available in Coosawhatchie, South Carolina.

What are the requirements for obtaining a payday loan in Coosawhatchie, South Carolina?

To obtain a payday loan in Coosawhatchie, South Carolina, you must be at least 18 years old and have a valid government-issued ID, proof of income, and an active checking account.