Payday Loans in Cordesville, South Carolina

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No payday loan companies in Cordesville, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
E Z Check Advance 6314 Calhoun Memorial Hwy, Easley, SC 29640 +1 (864) 855 - 0900
First American Cash Advance 1610 Church St # Q, Conway, SC 29526 +1 (843) 381 - 0699
Local Cash Advance 312 Montague Ave, Greenwood, SC 29649 +1 (864) 227 - 3060
Local Finance and Tax Service 521 E Main St, Moncks Corner, SC 29461 +1 (843) 899 - 2288
U.S. Money Shops Title Loans 404 Bells Hwy, Walterboro, SC 29488 +1 (843) 549 - 6609
Prompt Loans Inc 109 E Church St, Saluda, SC 29138 +1 (864) 445 - 7654
Credit Central 103 N 12th St Unit M, West Columbia, SC 29169 +1 (803) 796 - 7334
Check Into Cash 3315 Broad River Rd, Columbia, SC 29210 +1 (803) 731 - 5180
Advance America 512 Highway 17 North, North Myrtle Beach, SC 29582 +1 (843) 249 - 1829
Quick Credit 612 N Main St, Marion, SC 29571 +1 (843) 423 - 9166

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Cordesville, SC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Goose Creek, SC, Payday Loan Without a Credit Check in Greenville, SC, Payday Loans in Hilton Head Island, SC, Bad Credit Loans in Mount Pleasant, SC, Payday Loans in Myrtle Beach, SC, Payday Loan for North Charleston, SC, Online Loans in Rock Hill, SC and Payday Loans in Spartanburg, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cordesville, SC.

Are Payday Loans Legal In Cordesville, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Cordesville, SC payday loan calculator

Payday Loans in Cordesville, South Carolina: Things You Need to Know

If you live in Cordesville, South Carolina, and need cash urgently, you may be wondering whether you could get a payday loan. Payday loans can be a quick and convenient way to borrow money to get by until your next paycheck. However, it is important to understand how these loans work before applying.

What Are Payday Loans?

A payday loan is a short-term, high-cost loan that is usually due on your next payday. In South Carolina, payday loans are legal and there are no restrictions on the amount you can borrow. However, lenders must abide by certain regulations, which include:

  • Only one loan is permitted at a time.
  • Loan amounts can’t exceed $550.
  • The loan term must be between 7 and 31 days.
  • Lenders can’t charge more than 15% interest.
  • Lenders can’t charge more than $15 per $100 loaned.

It is important to note that payday lenders are not allowed to rollover loans, which means you cannot borrow another loan to pay off an existing one. Your lender will also have to give you an information sheet that outlines the terms of the loan.

How Do Payday Loans Work?

Payday loans are typically easy to apply for, and the process can often be completed online. You will need to provide information about your income and employment, and the lender will use this information to determine how much money you can borrow. If you are approved, the money will be deposited into your bank account, often within 24 hours.

When the loan becomes due, the lender will withdraw the amount you owe from your bank account, including the interest and fees. If you cannot pay back the loan on time, you could face additional fees and collection efforts.

Are There Alternatives to Payday Loans?

While payday loans can be a quick solution to financial problems, they can also be very expensive. Instead of taking out a payday loan, you might consider some of these alternative options:

  • Ask your employer for an advance on your paycheck
  • Apply for a personal loan from a bank or credit union
  • Use a credit card with a lower interest rate
  • Ask a friend or family member for a loan

Interesting Facts and Statistics About Payday Loans in Cordesville, South Carolina

  • As of 2020, there were 326 payday lender locations in South Carolina.
  • The average payday loan amount in South Carolina is $465.
  • The average annual percentage rate (APR) for a payday loan in South Carolina is 391%.
  • Between 2009 and 2013, South Carolina’s payday loan industry increased by 18%.
  • In 2019, South Carolina borrowers took out 687,290 payday loans, with a total value of $239 million.

Apply Now

If you have decided that a payday loan is the right choice for you, consider applying with TheGuaranteedLoans. Our online application process is quick and easy, and we work with a network of trusted lenders who may be able to help. Remember, TheGuaranteedLoans is not a direct lender, but a connector service that can facilitate your connection with potential lenders.

In conclusion, payday loans can be an effective way to borrow money when you need it, but it is important to fully understand the terms of the loan before taking one out. There are many alternatives to payday loans, so explore your options before borrowing.

F.A.Q.

What is the typical interest rate for a payday loan in Cordesville, South Carolina?

The typical interest rate for a payday loan in Cordesville, South Carolina is 15% per $100 borrowed. However, this can vary depending on the lender and the borrower's specific circumstances.

Can I extend my payday loan in Cordesville, South Carolina?

Yes, it is possible to extend a payday loan in Cordesville, South Carolina, but this will depend on the lender and their specific policies.