Payday Loans in Cordova, South Carolina

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No payday loan companies in Cordova, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
Local Finance and Tax Service of Saluda, SC 125 E Church St, Saluda, SC 29138 +1 (864) 445 - 0041
TitleMax Title Secured Loans 2600 Augusta Rd, West Columbia, SC 29169 +1 (803) 791 - 5417
American Financial, Inc. 960 Bacons Bridge Rd 10, Summerville, SC 29485 +1 (843) 875 - 6699
Pickens Savings & Loan Association 205 E Cedar Rock St, Pickens, SC 29671 +1 (864) 878 - 2444
BB&T 402 Elm St E, Hampton, SC 29924 +1 (803) 943 - 7800
Sunset Finance 558 S Pike W, Sumter, SC 29150 +1 (803) 775 - 3722
Dick's Pawn Superstore North 860 Hwy 17 S, North Myrtle Beach, SC 29582 +1 (843) 903 - 7296
Personal Cash Loans of SC, Inc. 1649 C, Savannah Hwy, Charleston, SC 29407 +1 (843) 556 - 7600
Advance Payday 262 S Cherry Rd, Rock Hill, SC 29732 +1 (803) 327 - 2977
Southern Finance 1400 Main St, Newberry, SC 29108 +1 (803) 276 - 4240

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Cordova, SC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Summerville, SC, Emergency Loan in Sumter, SC, Payday Loan for Aiken, SC, Payday Loans in Charleston, SC, Payday Loans in Columbia, SC, Payday Loan for Florence, SC, Same Day Loans in Goose Creek, SC and Payday Loans in Greenville, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cordova, SC.

Payday Loans Available in Cordova, SC By The Following ZIP Codes:

29039

Are Payday Loans Legal In Cordova, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Cordova, SC payday loan calculator

The world of payday loans can be a tricky one to navigate. With so many options available, it can be tough to figure out where to turn when you need a little extra financial help. Rest assured, South Carolina residents, payday loans are legal in your state, and they can be a great option for those who need a quick infusion of cash. In this article, we’ll take a closer look at payday loans in Cordova, South Carolina, and what you should know if you’re considering this type of financial assistance.

What is a Payday Loan?

Let’s start by defining the term “payday loan.” Simply put, a payday loan is a short-term loan that is typically due on your next payday. These loans are designed to provide borrowers with quick access to cash when they need it most, and they are often used to cover unexpected expenses like medical bills, car repairs, or utility payments.

Unlike traditional bank loans, payday loans are typically smaller in size and have much shorter repayment terms. This means that you can get the money you need quickly, but you’ll also need to pay it back much sooner than you would with a regular loan.

Payday Loans in Cordova, South Carolina

So, what does the payday loan landscape look like in Cordova, South Carolina? As we mentioned earlier, payday loans are legal in South Carolina, and there are plenty of lenders available to help you out.

When you’re looking for a payday loan in Cordova, it’s important to remember that these loans come with high interest rates and fees. While you may need the money right away, it’s worth taking the time to compare interest rates and repayment terms from different lenders. This will help ensure that you get the best possible deal and don’t end up paying more than you have to.

Requirements for Getting a Payday Loan in Cordova, South Carolina

In order to qualify for a payday loan in Cordova, South Carolina, you’ll need to meet certain requirements. These requirements may vary depending on the lender you choose, but here are some of the most common:

  • You must be at least 18 years old
  • You must have a valid ID
  • You must have an active checking account
  • You must have a steady source of income

Keep in mind that these requirements are just a starting point. Some lenders may have additional requirements, so be sure to read the fine print carefully before you apply.

Interest Rates and Fees

As we mentioned earlier, payday loans often come with high interest rates and fees. In South Carolina, the maximum interest rate that lenders can charge is 15% of the loan amount. For example, if you borrow $100, you may end up paying $15 in interest.

In addition to interest, payday loans may also come with fees for things like origination, early repayment, or late payments. These fees can add up quickly, so it’s important to read the loan agreement carefully and understand exactly what you’re getting into before you sign on the dotted line.

Interesting Facts about Payday Loans in Cordova, South Carolina

  • In South Carolina, borrowers are limited to one payday loan at a time.
  • The average payday loan amount in South Carolina is $470.
  • The average interest rate for a payday loan in South Carolina is 391%.
  • Over 318,000 South Carolinians took out a payday loan in 2019.

Apply Now

If you’re considering a payday loan in Cordova, South Carolina, TheGuaranteedLoans is here to help. We are a connector service that can help you connect with potential lenders who may be able to provide you with the cash you need.

It’s important to remember that we are not a direct lender, and we do not make lending decisions. Instead, we facilitate your connection with lenders who may be able to provide you with a loan. Once you fill out our simple online application, we’ll match you with lenders who meet your needs and who are willing to work with you.

If you’re ready to get started, simply fill out our online application today. We’ll do our best to help you get the cash you need as quickly and easily as possible.

Conclusion

Payday loans can be a great option for those who need quick access to cash in Cordova, South Carolina. However, it’s important to remember that these loans come with high interest rates and fees, so it’s important to shop around and compare your options carefully. If you’re ready to get started, TheGuaranteedLoans can help you connect with lenders who may be able to provide you with the funds you need.

F.A.Q.

Is it safe to take out a payday loan in Cordova, South Carolina?

Yes, payday loans are regulated by the South Carolina State Board of Financial Institutions, which ensures that lenders operate in a safe and fair manner.

Can I get a payday loan if I am unemployed or on disability in Cordova, South Carolina?

Yes, you can still qualify for a payday loan in Cordova, South Carolina if you are unemployed or on disability as long as you can provide proof of alternative income.