Payday Loans in Coward, South Carolina

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No payday loan companies in Coward, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
Citizens Bank 1812 US-52, Scranton, SC 29591 +1 (843) 389 - 2080
1st Franklin Financial 509 N U.S. Hwy 52 a, Moncks Corner, SC 29461 +1 (843) 761 - 6650
Check Loans 3013 Broad St, Loris, SC 29569 +1 (843) 756 - 4531
First American Cash Advance 1061 S 4th St, Hartsville, SC 29550 +1 (843) 332 - 2330
Agsouth Farm Credit ACA 4930 Burton's Ferry Hwy, Allendale, SC 29810 +1 (803) 584 - 3406
Cashwell Consumer Loans 481 By-pass 72 NW, Greenwood, SC 29649 +1 (864) 229 - 4700
Quick Credit 1108 N Main St Suite D, Anderson, SC 29621 +1 (864) 231 - 2970
1st Franklin Financial 524 W Boyce St, Manning, SC 29102 +1 (803) 435 - 8782
Semi Truck Title Loan Blacksburg SC 2781 E Cherokee St suite b, Blacksburg, SC 29702 +1 (864) 763 - 0777
TitleMax Title Secured Loans 420 Wright Blvd Suite B, Conway, SC 29526 +1 (843) 488 - 1085

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Coward, SC, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Aiken, SC, Payday Loans in Charleston, SC, Payday Loan Companies in Columbia, SC, No Credit Check Loans in Florence, SC, Payday Loans in Goose Creek, SC, Payday Loans in Greenville, SC, Bad Credit Loans in Hilton Head Island, SC and Payday Loan for Mount Pleasant, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Coward, SC.

Beautiful sights of Coward, SC

Payday Loans Available in Coward, SC By The Following ZIP Codes:

29530

Are Payday Loans Legal In Coward, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Coward, SC payday loan calculator

Payday loans can be a helpful solution for those facing unexpected expenses in Coward, South Carolina. However, before taking out such a loan, it is important to understand what payday loans are, how they work, and what regulations exist in South Carolina.

What are Payday Loans?

A payday loan is a short-term, high-interest loan that individuals can obtain to cover expenses until their next paycheck. In Coward, South Carolina, payday loans can be authorized for up to $550, and they come with a 31-day repayment period. These loans can be acquired online or at a physical location, and they typically do not require collateral or credit checks.

How do Payday Loans Work?

Payday loans are designed to be fast and straightforward to obtain. To get a payday loan in Coward, South Carolina, borrowers have to provide a post-dated check to the lender for the full loan amount plus fees or authorize an electronic funds transfer. When the loan comes due, the lender cashes the check or initiates the electronic withdrawal, and the borrower repays the loan amount plus interest and fees. If the borrower is unable to repay by the due date, they may be able to roll over their loan by paying additional fees.

What Regulations Exist for Payday Loans in South Carolina?

South Carolina has laws in place to regulate payday lending. Maximum loan amounts are capped at $550, and lenders may charge a maximum interest rate of 15% on the principal amount. Borrowers are also prohibited from rolling over their loans more than once per loan term. Additionally, lenders are required to provide borrowers with a written contract that clearly states the loan’s terms and fees.

Interesting Facts and Statistics about Payday Loans in Coward, South Carolina

  • South Carolina is one of the few states in the U.S. that allows payday lending.
  • According to a 2019 article in The State, South Carolina ranks as one of the worst states for consumer protection laws related to payday loans.
  • In 2018, South Carolina payday lenders charged an average annual percentage rate (APR) of 400% on loans.
  • According to a 2021 article in The Post and Courier, South Carolina lawmakers are considering a bill that would cap payday loan interest rates at 36%.

Apply Now

If you are facing unexpected expenses and require a payday loan in Coward, South Carolina, TheGuaranteedLoans can help. We are a connector service, not a direct lender, and we can help you connect with lenders who may be able to provide you with the money you need. Applying through our website is fast and easy, and you may receive an offer in minutes. Remember, before taking out any loan, review the terms and fees carefully, and make sure you can repay the loan on time.

In conclusion, payday loans are a viable option for those who require cash quickly in Coward, South Carolina. However, it is essential to understand the costs and regulations surrounding payday loans before applying. If you decide to pursue a payday loan, always compare loan terms and fees from multiple lenders and choose the option that is best for your budget and financial situation.

F.A.Q.

Can I rollover my payday loan if I cannot repay it on time in Coward, South Carolina?

No, rollovers are not allowed in Coward, South Carolina, and borrowers are required to repay their payday loans in full on the agreed-upon date.

Are there any additional fees associated with payday loans in Coward, South Carolina?

Yes, payday lenders may charge additional fees for late payments or other services. It is important to carefully read and understand the terms of the loan before signing any agreements.