Payday Loans in Cross Anchor, South Carolina

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No payday loan companies in Cross Anchor, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
First American Cash Advance 11547 Dunbarton Blvd, Barnwell, SC 29812 +1 (803) 259 - 5690
Fast Check Loans of Sc Inc 2772B Boiling Springs Rd, Boiling Springs, SC 29316 +1 (864) 814 - 0220
Carolina Title Loans, Inc. 1703 W Floyd Baker Blvd suite a, Gaffney, SC 29341 +1 (864) 488 - 2085
Credit Central 507 N Harper St C, Laurens, SC 29360 +1 (864) 681 - 1702
Blue Ridge Bank 100 E Main St, Walhalla, SC 29691 +1 (864) 638 - 5444
World Finance 1291 N Fraser St, Georgetown, SC 29440 +1 (843) 546 - 8551
Auto Money 504 E Greer St, Honea Path, SC 29654 +1 (864) 369 - 5327
TitleMax Title Secured Loans 1627 Hwy 501 Suite A, Myrtle Beach, SC 29577 +1 (843) 444 - 4641
Regional Finance 103 S Brooks St, Manning, SC 29102 +1 (803) 435 - 9138
TitleMax Title Loans 129 Chesterfield Hwy, Cheraw, SC 29520 +1 (843) 537 - 2451

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Cross Anchor, SC, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Goose Creek, SC, No Credit Check Loans in Greenville, SC, Payday Loans in Hilton Head Island, SC, Short-term Loans in Mount Pleasant, SC, Bad Credit Loans in Myrtle Beach, SC, Payday Loans in North Charleston, SC, Quick Loan in Rock Hill, SC and Same Day Loans in Spartanburg, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cross Anchor, SC.

Payday Loans Available in Cross Anchor, SC By The Following ZIP Codes:

29331

Are Payday Loans Legal In Cross Anchor, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Cross Anchor, SC payday loan calculator

Payday Loans in Cross Anchor, South Carolina: What You Need to Know

Payday loans are small loans that are typically due on the borrower’s next payday. While these loans can be convenient for those in need of quick cash, they can also come with high interest rates and fees. In this article, we will explore the world of payday loans in Cross Anchor, South Carolina and what you need to know before seeking one out.

Are Payday Loans Legal in South Carolina?

Yes, payday loans are legal in South Carolina. However, there are certain restrictions in place to protect consumers from predatory lending practices. South Carolina law sets the maximum loan amount at $550, with a maximum loan term of 31 days. Lenders are also required to disclose all fees and charges upfront and cannot charge more than 15% of the principal as a finance charge.

The Pros and Cons of Payday Loans

While payday loans can be a lifeline in times of financial stress, they do come with their fair share of pros and cons. Here are some of the biggest:

Pros:

  • Fast cash when you need it most
  • No credit check required
  • Less stringent eligibility requirements than traditional loans

Cons:

  • High-interest rates and fees
  • Short repayment terms that can put borrowers in a cycle of debt
  • Potential for predatory lending practices

Applying for a Payday Loan in Cross Anchor, South Carolina

If you’re considering a payday loan in Cross Anchor, South Carolina, here’s what you need to know:

First, make sure you meet the requirements. To be eligible for a payday loan in South Carolina, you must have a regular source of income, a valid ID, and an active checking account.

Next, do your research. Not all payday lenders are created equal, so take the time to compare rates and fees before choosing a lender. Look for lenders that are licensed and regulated by the state of South Carolina.

Finally, fill out an online application on our website. TheGuaranteedLoans is a connector service that will facilitate your connection with potential lenders. We are not a direct lender, so you can rest assured that your information will be safe and secure. Simply fill out our quick and easy application to get connected with a lender today.

Interesting Facts about Payday Loans in Cross Anchor, South Carolina

  • In 2018, South Carolina residents paid over $77 million in payday loan fees.
  • The average payday loan in South Carolina is $422, with an average APR of 391%.
  • South Carolina law caps the number of payday loans a borrower can have at one time at two.

Conclusion

Payday loans can be a useful tool for those in need of quick cash. However, they also come with their own set of risks and drawbacks. If you’re considering a payday loan in Cross Anchor, South Carolina, make sure to do your research and choose a reputable lender. And remember, TheGuaranteedLoans is here to help you connect with potential lenders quickly and easily. Apply now to get started.

F.A.Q.

Are there any protections for military service members in Cross Anchor, South Carolina when it comes to payday loans?

Yes, military service members in Cross Anchor, South Carolina have additional protections when it comes to payday loans. Lenders are not allowed to charge more than 36% APR on loans to military service members and their dependents.

Are there any resources available to help me avoid taking out a payday loan in Cross Anchor, South Carolina?

Yes, there are resources available to help borrowers avoid taking out a payday loan in Cross Anchor, South Carolina. These may include financial education programs, credit counseling services, and assistance with budgeting and money management.