Payday Loans in Cross Hill, South Carolina

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No payday loan companies in Cross Hill, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
Advance America 1636 State Rd, Cheraw, SC 29520 +1 (843) 537 - 7554
First American Cash Advance 281 US-701, Loris, SC 29569 +1 (843) 756 - 6606
Laurens Financial Services Inc 647 N Harper St, Laurens, SC 29360 +1 (864) 984 - 6551
Local Finance and Tax Service of Manning SC 7 S Church St, Manning, SC 29102 +1 (803) 435 - 4171
Advance America 1511-B Asheville Hwy., Spartanburg, SC 29303 +1 (864) 582 - 6200
Regions Bank 400 Lee St, Johnston, SC 29832 +1 (803) 334 - 3640
Local Finance and Tax Service of Anderson, SC 914 SC-28 Truck 5, Anderson, SC 29625 +1 (864) 332 - 6680
Regal Finance LLC 401 Sunset Dr, Manning, SC 29102 +1 (803) 433 - 1023
World Finance Corporation 126 S Main St, McCormick, SC 29835 +1 (864) 465 - 2049
Advance America 5101 Ashley Phosphate Rd #115, North Charleston, SC 29418 +1 (843) 552 - 9630

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Cross Hill, SC, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Summerville, SC, Payday Loans in Sumter, SC, Short-term Loans in Aiken, SC, Payday Loans in Charleston, SC, Payday Loan for Columbia, SC, Payday Loans in Florence, SC, Online Loans in Goose Creek, SC and Payday Loans in Greenville, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Cross Hill, SC.

Beautiful sights of Cross Hill, SC

Payday Loans Available in Cross Hill, SC By The Following ZIP Codes:

29332

Are Payday Loans Legal In Cross Hill, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Cross Hill, SC payday loan calculator

Payday loans have become a popular source of quick cash during tough financial times. In Cross Hill, South Carolina, these loans are legal and can be an accessible and efficient way to get the money you need to make ends meet until your next paycheck.

What are payday loans?

A payday loan is a short-term loan that is typically due on your next payday. These loans are often used to cover unexpected expenses, such as medical bills, car repairs, or other emergencies.

The process of getting a payday loan is relatively quick and easy. You fill out an application and provide documentation such as proof of income and identification. Once approved, you receive the loan amount, which is typically less than $1,000, and agree to pay back the full amount plus interest and fees on your next payday.

Are payday loans legal in Cross Hill, South Carolina?

Yes, payday loans are legal in South Carolina, including Cross Hill. However, the state does have regulations in place to protect borrowers from predatory lending practices.

In South Carolina, the maximum amount you can borrow is $550 with a maximum loan term of 31 days. The state also requires lenders to provide borrowers with a written agreement outlining the terms of the loan, including the fees and interest rates.

How do payday loans work in Cross Hill, South Carolina?

In Cross Hill, South Carolina, payday loans are available both in-store and online.

To apply for a payday loan in person, you can visit a local lending store and complete an application. Online, you can fill out an application on our website and receive a decision within minutes. If approved, the loan amount is typically deposited directly into your checking account within one business day.

It’s important to note that while payday loans can be a useful tool for those in need of emergency funds, they come with high interest rates and fees. Before agreeing to a payday loan, be sure to read the terms carefully and understand the total cost of the loan, including interest and fees.

Apply now

If you’re in need of fast cash and considering a payday loan, TheGuaranteedLoans can help. We are not a direct lender, but we connect borrowers with potential lenders who can provide the funds they need.

Our online application process is quick and easy, and you can receive a decision within minutes. Simply fill out the application form on our website and let us facilitate your connection with a trustworthy lender.

Interesting Facts and Statistics about Payday Loans in Cross Hill, South Carolina

  • In South Carolina, more than 687,000 payday loans were taken out in 2018, accounting for a total of $95 million borrowed.
  • The average payday loan in South Carolina is $325 with an average interest rate of 391%.
  • South Carolina is one of 32 states that allow payday lending.
  • 42% of payday loan borrowers in South Carolina are African American.

Take these facts and statistics into consideration when deciding if a payday loan is right for you. It’s important to understand the potential risks and costs associated with these loans before making a decision.

Conclusion

Payday loans can be a useful tool for those in need of emergency funds. In Cross Hill, South Carolina, these loans are legal and regulated to protect consumers from predatory lending practices. However, they come with high interest rates and fees, and it’s important to read the terms carefully before agreeing to a loan.

If you’ve decided that a payday loan is the right option for you, fill out an application on our website and let TheGuaranteedLoans connect you with a reputable lender today.

F.A.Q.

Can I be charged with a crime if I fail to repay a payday loan in Cross Hill, South Carolina?

No, it is not a crime to fail to repay a payday loan in Cross Hill, South Carolina. However, your lender may take legal action against you to recover the unpaid balance.

Can I get a payday loan in Cross Hill, South Carolina?

Yes, payday loans are available in Cross Hill, South Carolina.