Payday Loans in Eastover, South Carolina

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No payday loan companies in Eastover, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
Flight Finance 6932 Calhoun Memorial Hwy I, Easley, SC 29640 +1 (864) 859 - 2086
Check `n Go 1100 Hummingbird Ln, Hardeeville, SC 29927 +1 (843) 547 - 4870
Catherine Oomens - Mortgage Loan Officer 62 New Orleans Rd, Hilton Head Island, SC 29928 +1 (843) 384 - 0527
TitleMax Title Secured Loans 708 E Liberty St, York, SC 29745 +1 (803) 628 - 2897
Synovus Bank - ATM 129 N Washington St, Sumter, SC 29150 +1 (888) 796 - 6887
Synovus Bank 780 Main St, North Myrtle Beach, SC 29582 +1 (888) 796 - 6887
Enterprise Bank of South Carolina 804 Oyster Park Dr, Edisto Island, SC 29438 +1 (843) 869 - 3737
Fast Check Loans of Sc Inc 2772B Boiling Springs Rd, Boiling Springs, SC 29316 +1 (864) 814 - 0220
Auto Money Title Loans 1356 Filbert Hwy, York, SC 29745 +1 (803) 818 - 5546
World Finance Corporation 1452 J A Cochran Bypass # C, Chester, SC 29706 +1 (803) 377 - 1921

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Eastover, SC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Hilton Head Island, SC, Payday Loans in Mount Pleasant, SC, Payday Loans in Myrtle Beach, SC, Payday Loans in North Charleston, SC, Online Loans in Rock Hill, SC, Payday Loans in Spartanburg, SC, Payday Loans in Summerville, SC and Payday Loans in Sumter, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Eastover, SC.

Beautiful sights of Eastover, SC

Payday Loans Available in Eastover, SC By The Following ZIP Codes:

29044

Are Payday Loans Legal In Eastover, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Eastover, SC payday loan calculator

Everything You Need to Know About Payday Loans in Eastover, South Carolina

Payday loans can be a lifesaver when you need money fast. You can get the cash you need to pay your bills or handle an unexpected expense. However, before you take out a payday loan in Eastover, South Carolina, it’s important to understand what you’re getting into.

What Are Payday Loans?

Payday loans are short-term loans that are designed to help you out until your next payday. They’re typically used to cover unexpected expenses, such as a car repair or medical bill. Payday loans typically range from $100 to $500 and are due to be repaid in full on your next payday. They typically come with high interest rates and fees.

Are Payday Loans Legal in South Carolina?

Yes, payday loans are legal in South Carolina. However, there is a limit to how much you can borrow. The maximum loan amount is $550, and you can’t borrow more than one loan at a time. The repayment term must be at least 31 days, and the maximum interest rate is 15% of the total loan amount.

How Do Payday Loans Work?

When you take out a payday loan in Eastover, South Carolina, you’ll need to provide proof of income, such as a pay stub or bank statement. You’ll also need to provide your personal information, including your name, address, and Social Security number. Once you’re approved for the loan, you’ll receive the money you need. You’ll then need to repay the loan, plus interest and fees, on your next payday.

What Are the Pros and Cons of Payday Loans?

Payday loans have advantages and disadvantages. On the one hand, they can provide you with the cash you need to cover unexpected expenses. They’re also easy to obtain, and you can get the money you need within a few hours. However, payday loans come with high interest rates and fees, which can add up quickly. If you’re not careful, you could end up in a cycle of debt that’s hard to break.

How Can You Qualify for a Payday Loan?

To qualify for a payday loan in Eastover, South Carolina, you must meet the following requirements:

  • Be at least 18 years old
  • Have a job or regular source of income
  • Have a valid checking account
  • Provide proof of income and identification

Keep in mind that your credit score doesn’t matter when it comes to getting a payday loan. However, if you have a poor credit history or a history of bankruptcy, it may be harder to qualify for a loan.

Interesting Facts and Statistics About Payday Loans in Eastover, South Carolina

  • There are approximately 22 licensed payday lenders in South Carolina.
  • South Carolina has one of the highest payday loan interest rates in the country, at 390% APR.
  • The average borrower takes out eight payday loans per year in South Carolina.
  • Payday lenders in South Carolina make an estimated $84 million in fees each year.

TheGuaranteedLoans: Your Trusted Payday Loan Connector Service

If you need a payday loan in Eastover, South Carolina, TheGuaranteedLoans can help connect you with potential lenders. We work with a network of lenders who specialize in payday loans, and we can help you find a loan that meets your needs. We’re not a direct lender, but we can help you get the money you need quickly and easily.

We encourage you to apply for a payday loan today on our website. Our application process is easy and straightforward, and we’ll work hard to get you the best possible loan terms. Remember, payday loans can help you in a pinch, but they can also be costly. Always borrow responsibly and only take out a loan if you can afford to repay it.

F.A.Q.

Are there any penalties for not paying back a payday loan in Eastover, South Carolina?

Yes, if you do not pay back your payday loan in Eastover, South Carolina, you may be subject to late fees, collection actions, and legal consequences.

Are there any restrictions on how many payday loans I can have at once in Eastover, South Carolina?

Yes, in Eastover, South Carolina, a borrower can only have one payday loan at a time.