Payday Loans in Fair Play, South Carolina

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No payday loan companies in Fair Play, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
Rivertown Credit 3300 Broad St, Loris, SC 29569 +1 (843) 756 - 5359
Bank of Travelers Rest 500 Roe Center Ct, Travelers Rest, SC 29690 +1 (864) 834 - 9061
TitleMax Title Secured Loans 900-B S Broad St, Clinton, SC 29325 +1 (864) 833 - 6327
Advance America 1027 Folly Rd Ste 2, Charleston, SC 29412 +1 (843) 795 - 4360
CresCom Bank 13021 Ocean Hwy, Pawleys Island, SC 29585 +1 (855) 273 - 7266
Check Into Cash 1419 W Floyd Baker Blvd, Gaffney, SC 29341 +1 (864) 487 - 1110
Security Finance 101c S Main St, Bishopville, SC 29010 +1 (803) 484 - 5418
Advance America 411 W Butler Rd b, Mauldin, SC 29662 +1 (864) 281 - 7655
Lendmark Financial Services LLC 10136 Two Notch Rd 3, Columbia, SC 29229 +1 (803) 462 - 1668
Advance America 736 Bultman Dr, Sumter, SC 29150 +1 (803) 938 - 8302

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Fair Play, SC, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Summerville, SC, Payday Loans in Sumter, SC, Payday Loans in Aiken, SC, Bad Credit Loans in Charleston, SC, Payday Loans in Columbia, SC, Online Loans in Florence, SC, Payday Loans in Goose Creek, SC and Same Day Loans in Greenville, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Fair Play, SC.

Beautiful sights of Fair Play, SC

Payday Loans Available in Fair Play, SC By The Following ZIP Codes:

29643

Are Payday Loans Legal In Fair Play, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Fair Play, SC payday loan calculator

Payday Loans in Fair Play, South Carolina: A Complete Guide

Payday loans can be a vital tool when an unexpected financial emergency arises. These short-term loans can provide the quick cash you need to keep afloat until your next paycheck comes in. While payday loans are legal in South Carolina, it’s important to understand the regulations and restrictions surrounding these loans, particularly in Fair Play.

What is a Payday Loan?

A payday loan is a type of short-term loan. These loans typically have a term of two to four weeks and they are often designed to be repaid upon the borrower’s next payday. Payday loans are a popular option for people who need fast access to cash, but have limited credit options.

Payday loans typically have higher interest rates than traditional loans, and they often come with fees and penalties for late payment. It’s important to carefully read the terms and conditions of any payday loan before signing on the dotted line.

Payday Loans in Fair Play

As previously stated, payday loans are legal in South Carolina. However, there are regulations in place to protect borrowers from excessive interest rates and fees. Here’s what you need to know if you’re considering a payday loan in Fair Play:

Loan Limits

In South Carolina, payday loans are limited to $550. Borrowers may only have one outstanding loan at a time, and lenders are required to check a borrower’s credit report before approving a loan.

Interest Rates and Fees

The maximum interest rate for a payday loan in South Carolina is 15% of the loan amount. This means that if you take out a $500 loan, the maximum interest rate would be $75. Additionally, lenders are allowed to charge a one-time fee of up to $15 for each $100 borrowed.

Repayment

Payday loans in South Carolina must be repaid within 31 days, and lenders are not allowed to rollover or renew a loan. This means that if a borrower is unable to repay the loan on time, they may be subject to additional fees and penalties.

Apply Now with TheGuaranteedLoans

If you’re in need of a payday loan in Fair Play, South Carolina, TheGuaranteedLoans can help. We’re a connector service that works with a network of trusted lenders to match borrowers with loan options that work for them.

As a connector service, TheGuaranteedLoans is not a direct lender. We simply facilitate your connection with lenders who may be able to offer you a payday loan that meets your needs. If you’re interested in learning more, take a moment to fill out our online application.

Interesting Facts about Payday Loans in Fair Play, South Carolina

  • Payday loans in South Carolina have an average interest rate of 391% APR.
  • South Carolina is one of 32 states that allows payday lending.
  • The South Carolina Senate has previously considered legislation that would cap interest rates for payday loans at 36% APR, but the bill was not passed.

Remember, payday loans can be a valuable tool when used responsibly. Always be sure to read the terms and conditions of any loan before signing, and only borrow what you know you can repay on time. If you have questions about payday loans in Fair Play, South Carolina, don’t hesitate to contact TheGuaranteedLoans.

F.A.Q.

What are the potential consequences of defaulting on a payday loan in Fair Play, South Carolina?

If you default on a payday loan in Fair Play, South Carolina, the lender may pursue legal action to collect the outstanding debt. This could result in a judgment against you, which could lead to garnished wages or other consequences. It is important to repay your payday loan on time to avoid these potential consequences.

What should I do if I can't afford to repay my payday loan in Fair Play, South Carolina?

If you are unable to repay your payday loan in Fair Play, South Carolina, it is important to contact your lender immediately to discuss your options. This may include entering into a payment plan or seeking financial counseling.