Payday Loans in Fingerville, South Carolina

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No payday loan companies in Fingerville, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
Advance America 1139 Knox Ave, North Augusta, SC 29841 +1 (803) 278 - 6158
Advance America 1736 SC-14, Landrum, SC 29356 +1 (864) 457 - 5808
SunTrust 1 N Hamilton St, Williamston, SC 29697 +1 (864) 841 - 3114
Cash N Go Title Loan Centers Seneca 0832, 9910 Clemson Blvd, Seneca, SC 29678 +1 (864) 888 - 4494
1 Hour Car Title Loans Sumter 830 S Pike W, Sumter, SC 29150 +1 (803) 757 - 0091
Cashwell Financial 663 Bultman Dr, Sumter, SC 29150 +1 (803) 774 - 3016
Grow Financial Federal Credit Union 163 Forum Dr 1, Columbia, SC 29229 +1 (800) 839 - 6328
Check Into Cash 8225 E Main St Suite D, Ridgeland, SC 29936 +1 (844) 335 - 5099
Approved Cash 1231 South Irby Street B Ste B, Florence, SC 29505 +1 (843) 669 - 8005
Southern Finance 105 Washington St, Abbeville, SC 29620 +1 (864) 459 - 9621

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Fingerville, SC, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Myrtle Beach, SC, Payday Loans in North Charleston, SC, Online Loans in Rock Hill, SC, Payday Loan Without a Credit Check in Spartanburg, SC, Payday Loans in Summerville, SC, Payday Loans in Sumter, SC, Guaranteed Loans in Aiken, SC and Payday Loans in Charleston, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Fingerville, SC.

Payday Loans Available in Fingerville, SC By The Following ZIP Codes:

29338

Are Payday Loans Legal In Fingerville, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Fingerville, SC payday loan calculator

Payday loans are a type of short-term lending that are typically used by people who need money quickly and don’t have good credit. These loans are available in many states, including South Carolina, and can be a lifesaver for those who are in dire financial straits. In this article, we are going to take a look at payday loans in one South Carolina city in particular: Fingerville.

What are payday loans?

Payday loans are a type of short-term loan that is typically due on or around the borrower’s next payday. These loans are usually for small amounts, ranging from $100 to $500, and are designed to cover unexpected expenses that can’t wait until the next paycheck arrives. The loans come with fees and high interest rates, making them an expensive option for borrowing money.

The payday loan industry in Fingerville, South Carolina

Payday loans have been legal in South Carolina since 2009, and there are many lenders who offer these loans in the state. In Fingerville, there are several storefronts and online lenders who offer payday loans to residents.

According to a 2019 report by the South Carolina Appleseed Legal Justice Center, payday lenders in the state charge an average annual percentage rate (APR) of 391%. The report also found that the average payday loan in South Carolina is $563.22, and the average length of a loan is 19 days.

The pros and cons of payday loans

Pros

  • Quick access to funds: Payday loans can be a good option for those who need money quickly, as funds are usually available within 24 to 48 hours of approval.
  • No credit check required: Payday lenders typically don’t check their borrowers’ credit scores, making these loans accessible to those with poor credit.
  • Flexible requirements: In addition to not checking credit scores, payday lenders typically have flexible requirements for approval, making it easier for borrowers to qualify for these loans.

Cons

  • High fees and interest rates: Payday loans come with high fees and interest rates, making them a very expensive option for borrowing money.
  • Short repayment terms: Payday loans are usually due on or around the borrower’s next payday, which means that the borrower needs to have enough funds in their account to repay the loan in full.
  • Trap of debt: If a borrower can’t repay the loan in full, they may end up renewing the loan and paying additional fees and interest, which can trap them in a cycle of debt.

The application process for payday loans in Fingerville

The application process for payday loans in Fingerville is typically quick and easy. To apply for a loan, you’ll need to provide your personal and financial information, including your name, address, income, and bank account information. You may also need to provide proof of income, such as a pay stub or bank statement.

Once you’ve submitted your application, the lender will review it and make a decision on whether to approve or deny the loan. If you’re approved, you’ll usually receive the funds within 24 to 48 hours.

Interesting Facts and Statistics about Payday Loans in Fingerville, South Carolina

  • In 2019, there were 1,107 payday lending locations in South Carolina.
  • The average payday loan fee in South Carolina is $26.96 per $100 borrowed.
  • The average payday loan borrower in South Carolina takes out 10 loans per year.
  • In 2019, the total amount of payday loans made in South Carolina was $463,447,665.

Apply Now

If you need a payday loan in Fingerville, South Carolina, TheGuaranteedLoans is here to help. We are not a direct lender, but rather a connector service that can help you find a lender who meets your needs. To get started, simply fill out our online application form and we’ll connect you with lenders who may be able to provide you with the funds you need. Remember to borrow responsibly and only take out a payday loan if you can afford to repay it on time.

In conclusion, payday loans in Fingerville, South Carolina can be a helpful tool for those who need money quickly and don’t have good credit. However, it’s important to be aware of the high fees and interest rates associated with these loans, as well as the short repayment terms and the potential for debt traps. If you do decide to take out a payday loan, be sure to borrow responsibly and only take out what you can afford to repay on time.

F.A.Q.

Are there any resources available to help me avoid taking out a payday loan in Fingerville, South Carolina?

Yes, there are resources available to help borrowers avoid taking out a payday loan in Fingerville, South Carolina. These may include financial education programs, credit counseling services, and assistance with budgeting and money management.

Can I be charged with a crime if I fail to repay a payday loan in Fingerville, South Carolina?

No, it is not a crime to fail to repay a payday loan in Fingerville, South Carolina. However, your lender may take legal action against you to recover the unpaid balance.