Payday Loans in Gadsden, South Carolina

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No payday loan companies in Gadsden, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
World Finance 10461 Dunbarton Blvd, Barnwell, SC 29812 +1 (803) 259 - 1896
Credit Corp Payday Loans 302 Pearman Dairy Rd, Anderson, SC 29625 +1 (864) 207 - 4223
Advance America 3300 N Main St g, Anderson, SC 29621 +1 (864) 224 - 7273
First Citizens Bank 201 N Main St, Lake View, SC 29563 +1 (843) 759 - 2122
Advance America 1105 E Godbold St, Marion, SC 29571 +1 (843) 423 - 5990
Navy Federal Credit Union - ATM 102 Sea Island Pkwy, Beaufort, SC 29907 +1 (888) 842 - 6328
Cash N Go Title Loan Centers Rock Hill 1136 Mt Gallant Rd, Rock Hill, SC 29732 +1 (803) 620 - 6008
First Citizens Bank 701 N Longstreet St, Kingstree, SC 29556 +1 (843) 355 - 7000
Regional Finance 197 Main St, Barnwell, SC 29812 +1 (803) 541 - 7500
Finova Financial 170 Meeting St F1, Charleston, SC 29401 +1 (888) 358 - 4452

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Gadsden, SC, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Columbia, SC, Emergency Loan in Florence, SC, Payday Loans in Goose Creek, SC, Quick Loan in Greenville, SC, Payday Loans in Hilton Head Island, SC, Quick Loan in Mount Pleasant, SC, Payday Loans in Myrtle Beach, SC and Payday Loan for North Charleston, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Gadsden, SC.

Payday Loans Available in Gadsden, SC By The Following ZIP Codes:

29052

Are Payday Loans Legal In Gadsden, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Gadsden, SC payday loan calculator

Payday Loans in Gadsden, South Carolina

Are you in a tough financial situation and short on cash? A payday loan can be an option for you. Payday loans are a short-term financial solution that provides quick access to cash when you need it most. In this article, we’ll take a closer look at payday loans in Gadsden, South Carolina, and how they work.

How Do Payday Loans Work in Gadsden, South Carolina?

In South Carolina, payday loans are legal and regulated by the state laws. To qualify for a payday loan in Gadsden, you must be at least 18 years old, have a valid identification, proof of income, and an active bank account. The minimum and maximum loan amount, as well as the loan term, is determined by the lender and the borrower’s income.

When applying for a payday loan, you can visit a physical storefront or apply online. The lender will ask for your personal and financial information, and they will review your application. If approved, you’ll receive the loan amount, minus the fees, in your bank account within one business day.

What Are the Benefits of Payday Loans in Gadsden, South Carolina?

  • Fast access to cash when you need it most
  • No credit check required
  • Short-term solution for unexpected expenses
  • Regulated by state laws for your protection

Payday loans can be a helpful option if you need cash quickly, but it’s important to understand the risks associated with payday loans.

What Are the Risks of Payday Loans?

Payday loans typically have high-interest rates and fees, which can make it difficult to pay back the loan on time. Borrowers can get trapped in a cycle of debt, where they borrow more money to pay off their previous payday loans. It’s important to carefully consider the risks before taking out a payday loan and to have a plan in place for repaying the loan on time.

Interesting Facts and Statistics about Payday Loans in Gadsden, South Carolina

  • In 2019, South Carolina lawmakers introduced a new bill to cap payday loans at 36% APR. The bill is still pending.
  • The average payday loan in South Carolina is $550.
  • The average APR for a payday loan in South Carolina is 391%.
  • In 2018, South Carolina residents took out over 687,000 payday loans.

Apply Now for a Payday Loan in Gadsden, South Carolina

If you’re in a financial bind and need quick access to cash, TheGuaranteedLoans can help. We’re a connector service that matches borrowers with potential lenders. Our simple online application process makes it easy to get started. We’ll never charge you a fee for our service, and our lenders are all licensed and regulated in Gadsden, South Carolina. Fill out our online application today to get started.

Note that TheGuaranteedLoans is not a lender. We simply connect borrowers with potential lenders who may be able to provide financing. All loans are subject to credit approval. Please read and understand the terms and conditions of any loan offered before accepting it.

F.A.Q.

How do I apply for a payday loan in Gadsden, South Carolina?

To apply for a payday loan in Gadsden, South Carolina, you can either visit a payday lender in person or apply online. The application process typically involves providing basic personal and financial information and signing a loan agreement.

What are the potential consequences of defaulting on a payday loan in Gadsden, South Carolina?

If you default on a payday loan in Gadsden, South Carolina, the lender may pursue legal action to collect the outstanding debt. This could result in a judgment against you, which could lead to garnished wages or other consequences. It is important to repay your payday loan on time to avoid these potential consequences.