Payday Loans in Galivants Ferry, South Carolina

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No payday loan companies in Galivants Ferry, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
Safeway Financial Services 110 N Main St, Woodruff, SC 29388 +1 (864) 476 - 2400
World Finance 214 S Main St, Lancaster, SC 29720 +1 (803) 836 - 8168
First Citizens Bank 402 S Main St, Mullins, SC 29574 +1 (843) 464 - 3830
TitleMax Title Loans 1331 Church St a, Georgetown, SC 29440 +1 (843) 545 - 8200
Regional Finance 410 N Duncan Bypass Suite A, Union, SC 29379 +1 (864) 427 - 8255
check n go, Check n Go Store Directory 1242 Bennettsville Square, Bennettsville, SC 29512 +1 (843) 454 - 1551
First National Bank of South Carolina 801 Gilway Ave, Holly Hill, SC 29059 +1 (803) 496 - 5011
U.S. Money Shops Title Loans 431 W Main St, Spartanburg, SC 29303 +1 (864) 582 - 5550
ACE Cash Express 2311 Boundary St Ste A, Beaufort, SC 29902 +1 (843) 525 - 6278
check n go, Check n Go Store Directory 508 Pearl St, Darlington, SC 29532 +1 (843) 395 - 6004

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Galivants Ferry, SC, you can try to find different companies in big cities near by. Check out the following pages here: Same Day Loans in Goose Creek, SC, Payday Loans in Greenville, SC, Payday Loan for Hilton Head Island, SC, Quick Loan in Mount Pleasant, SC, Online Loans in Myrtle Beach, SC, 24-Hour Loan in North Charleston, SC, Payday Loans in Rock Hill, SC and Payday Loan for Spartanburg, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Galivants Ferry, SC.

Beautiful sights of Galivants Ferry, SC

Payday Loans Available in Galivants Ferry, SC By The Following ZIP Codes:

29544

Are Payday Loans Legal In Galivants Ferry, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Galivants Ferry, SC payday loan calculator

Payday Loans in Galivants Ferry, South Carolina: Everything You Need to Know

Payday loans are becoming increasingly popular among US residents as a quick fix to their financial troubles. Galivants Ferry, a small town in South Carolina, is no exception to this trend. In this comprehensive guide, we will cover everything you need to know about payday loans in Galivants Ferry, including its legality, laws and regulations, interest rates, lenders, and online applications. So, whether you’re a resident of Galivants Ferry in a financial bind or just curious about payday loans, you have come to the right place.

Are Payday Loans Legal in Galivants Ferry, South Carolina?

Yes, payday loans are legal in Galivants Ferry and the rest of South Carolina. However, the state does have specific laws and regulations that lenders must comply with. As per the state laws, a borrower can get up to $550 in payday loans, and the loan term cannot exceed 31 days. The borrower can renew a loan once, and the lender cannot charge more than 15% of the loan amount as interest.

Laws and Regulations

Payday loan lenders in Galivants Ferry, South Carolina have to abide by specific laws and regulations. In addition to restricting the loan amount and term, the law also mandates other requirements for the lenders. Here are a few of them:

  • Licensure: Payday loan lenders in South Carolina need to have a valid license from the state. The state maintains a directory of all licensed lenders.
  • Interest Rates: As per the law, lenders can only charge a maximum of 15% interest on the loan amount.
  • Renewal: A borrower can only renew a loan once.
  • Repayment Plan: If a borrower defaults on the loan, the lender must offer a repayment plan without any additional fees or charges.

Interest Rates

The maximum interest rate for payday loans in South Carolina is 15% of the total loan amount. This means that if you borrow $300, the maximum interest the lender can charge is $45. If you renew the loan, the lender cannot charge an additional interest rate.

Online Lenders in Galivants Ferry, South Carolina

There are several online payday lenders in Galivants Ferry, South Carolina. These lenders offer quick access to cash with minimal requirements. To apply online, borrowers must have an active checking account, a working email address, and a verifiable source of income. Once you provide this information, you can expect a decision within a few hours.

TheGuaranteedLoans: Connection Service for Payday Loans in Galivants Ferry, South Carolina

If you’re looking for a quick and hassle-free way to apply for a payday loan in Galivants Ferry, South Carolina, TheGuaranteedLoans can help. We are not a direct lender but a connection service for borrowers looking for payday loans. We work with a vast network of lenders to help you find the best loan options and rates available to you. Applying for a loan through TheGuaranteedLoans is easy and can be done from the comfort of your home. Fill out our online application, and we will match you with a lender that matches your requirements.

Interesting Facts and Statistics

  • South Carolina has one of the highest poverty rates in the country, with 14% of its population living below the poverty rate.
  • The average annual percentage rate (APR) for a payday loan in South Carolina is 391%.
  • In 2019, South Carolina lawmakers proposed a bill to cap the interest rate for payday loans at 36%. However, the bill did not pass the state legislature.

Apply Now for a Payday Loan in Galivants Ferry, South Carolina

If you’re facing a financial emergency or need quick cash, TheGuaranteedLoans can help you connect with top-rated lenders in Galivants Ferry, South Carolina. Fill out our online application, get matched with a lender, and receive funds in your account within hours. We pride ourselves on providing our customers with fast and secure connections with lenders that best fit their financial needs.

F.A.Q.

Are there any alternatives to payday loans in Galivants Ferry, South Carolina?

Yes, there are other options for borrowers who need quick access to cash in Galivants Ferry, South Carolina. These may include borrowing from friends or family, applying for a small personal loan from a bank or credit union, or using a credit card.

Can I be sued or have my wages garnished if I default on a payday loan in Galivants Ferry, South Carolina?

Yes, if you default on a payday loan in Galivants Ferry, South Carolina, your lender may take legal action against you. This may include suing you in court or seeking wage garnishment.