Payday Loans in Garnett, South Carolina

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No payday loan companies in Garnett, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
Republic Finance 1311 Montague Ave Ext, Greenwood, SC 29649 +1 (864) 227 - 3416
Check Into Cash 1232 Hwy 9 Bypass W E, Lancaster, SC 29720 +1 (803) 630 - 5083
Security Finance 211 Folk St, Edgefield, SC 29824 +1 (803) 637 - 3191
Cashwell 2855 Main St, Newberry, SC 29108 +1 (803) 405 - 1033
Lenders Loans 304 Broad St, Sumter, SC 29150 +1 (803) 775 - 3536
TitleMax Title Loans 1807 W Palmetto St, Florence, SC 29501 +1 (843) 667 - 8889
National Finance Company 906 S Broad St, Clinton, SC 29325 +1 (864) 833 - 2501
Carolina Title Loans, Inc. 1180 Ribaut Rd, Beaufort, SC 29902 +1 (843) 524 - 2101
Check Cashing 1620 S Irby St, Florence, SC 29505 +1 (843) 669 - 7500
TitleMax Title Secured Loans 3103 Wade Hampton Blvd, Taylors, SC 29687 +1 (864) 244 - 2368

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Garnett, SC, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Summerville, SC, Payday Loans in Sumter, SC, Payday Loans in Aiken, SC, Payday Loans in Charleston, SC, Payday Loans in Columbia, SC, Payday Loans in Florence, SC, Payday Loans in Goose Creek, SC and Payday Loan Without a Credit Check in Greenville, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Garnett, SC.

Are Payday Loans Legal In Garnett, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Garnett, SC payday loan calculator

Payday Loans in Garnett, South Carolina: What You Need to Know

When an unexpected expense arises and you need cash fast, a payday loan can be a viable option. These short-term loans are designed to provide quick cash to tide you over until your next paycheck. If you reside in Garnett, South Carolina, payday loans are legal and readily available.

Understanding Payday Loans in Garnett

A payday loan is a small loan, typically ranging from $100 to $1,000, that is designed to be paid back on your next payday. These loans are often used to cover unexpected expenses, such as medical bills or car repairs.

When you apply for a payday loan, you will be required to provide proof of employment and income, as well as a postdated check or authorization to withdraw funds from your bank account. The lender will use this information to determine how much you can borrow, and when you will need to repay the loan.

Interest rates on payday loans can be high and can vary depending on the lender. In Garnett, South Carolina, the maximum interest rate that lenders can charge on payday loans is 15 percent of the loan amount.

The Pros and Cons of Payday Loans

Before taking out a payday loan, it’s important to weigh the pros and cons. On the one hand, payday loans offer quick access to cash in times of need, and are often easier to obtain than other forms of credit. On the other hand, they can come with high interest rates and fees, and can lead to a cycle of debt if you are unable to repay the loan on time.

  • Pros:
    • Quick access to cash
    • Easier to obtain than other forms of credit
  • Cons:
    • High interest rates
    • Potential for additional fees
    • Risk of falling into a cycle of debt

Interesting Facts about Payday Loans in Garnett, South Carolina

  • In South Carolina, payday lenders are required to display a poster detailing the interest rates and fees associated with payday loans.
  • In Garnett, South Carolina, there are several payday loan stores located on Main Street.
  • A recent study found that the average payday loan borrower in South Carolina takes out 10 loans per year, and spends an average of 235 days in debt.

Apply Now for a Payday Loan in Garnett, South Carolina

If you find yourself in need of emergency funds, TheGuaranteedLoans can help you connect with reputable lenders in Garnett, South Carolina. Our easy online application process can help get you the cash you need quickly and hassle-free. It’s important to remember that we are a connector service, not a direct lender. We will work to facilitate your connection with potential lenders who offer payday loans in Garnett, South Carolina.

Don’t let an unexpected expense derail your finances – apply for a payday loan today with TheGuaranteedLoans.

F.A.Q.

Are there any protections for military service members in Garnett, South Carolina when it comes to payday loans?

Yes, military service members in Garnett, South Carolina have additional protections when it comes to payday loans. Lenders are not allowed to charge more than 36% APR on loans to military service members and their dependents.

Are there any resources available to help me avoid taking out a payday loan in Garnett, South Carolina?

Yes, there are resources available to help borrowers avoid taking out a payday loan in Garnett, South Carolina. These may include financial education programs, credit counseling services, and assistance with budgeting and money management.