Payday Loans in Gramling, South Carolina

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No payday loan companies in Gramling, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
1st Franklin Financial 1621 W Floyd Baker Blvd, Gaffney, SC 29341 +1 (864) 488 - 3727
World Finance Corporation 126 S Main St, McCormick, SC 29835 +1 (864) 465 - 2049
Dicks Pawn Superstore North Myrtle Beach 860 Hwy 17 S, North Myrtle Beach, SC 29582 +1 (843) 903 - 7296
Auto Money 1204 Hwy 17 S, North Myrtle Beach, SC 29582 +1 (843) 272 - 4376
1st Franklin Financial Corporation 111 N U.S. Hwy 52, Moncks Corner, SC 29461 +1 (843) 761 - 6650
Day Title Loans 3160 US-21, Fort Mill, SC 29715 +1 (803) 802 - 7202
Advance America 4400 Dorchester Rd Suite 102, North Charleston, SC 29405 +1 (843) 740 - 9110
Action Loan Co 2310 Wilson Rd, Newberry, SC 29108
World Finance 10195 US-221 Suite 2, Woodruff, SC 29388 +1 (864) 476 - 8166
TD Bank 1265 Lake Murray Blvd, Irmo, SC 29063 +1 (803) 407 - 0177

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Gramling, SC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Summerville, SC, Payday Loan Without a Credit Check in Sumter, SC, Short-term Loans in Aiken, SC, Payday Loans in Charleston, SC, Payday Loans in Columbia, SC, 24-Hour Loan in Florence, SC, Payday Loans in Goose Creek, SC and Payday Loans in Greenville, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Gramling, SC.

Beautiful sights of Gramling, SC

Are Payday Loans Legal In Gramling, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Gramling, SC payday loan calculator

Payday Loans in Gramling, South Carolina

When you need a quick cash injection to help you through a financial emergency, payday loans can be a useful option. In Gramling, South Carolina, payday loans are legal and readily available. However, it’s important to understand the associated costs and benefits before committing to any loan.

What Are Payday Loans?

Payday loans are short-term loans, often due on the borrower’s next payday. They’re designed to offer a quick and convenient solution to people who need cash fast. To qualify, borrowers need only provide proof of income and a valid ID.

In Gramling, South Carolina, payday loans are subject to regulations that aim to protect borrowers from abusive lending practices. For example, lenders are not allowed to charge more than 15% interest on loans over $600. They must also provide clear information about the loan terms, including the interest rate and repayment schedule.

The Pros and Cons of Payday Loans

Although payday loans can be a helpful solution in a financial crisis, they have both benefits and drawbacks. Some of the potential advantages of payday loans include:

  • Quick approval and funding, often within as little as 24 hours
  • No credit check, making them accessible to people with poor credit scores
  • Straightforward application process with minimal documentation required

However, payday loans also come with significant downsides, including:

  • High interest rates and fees, which can make them expensive to repay
  • Potential for debt cycle, especially if the borrower is unable to pay off the loan on the due date
  • Impact on credit score if the borrower defaults on the loan

Interesting Facts About Payday Loans in Gramling, South Carolina

  • South Carolina has no caps on interest rates for payday loans of $600 or less.
  • In 2018, there were over 500 storefronts offering payday loans in South Carolina.
  • As of 2018, the average payday loan in South Carolina was for $573, with an average APR of 391%.

Applying for a Payday Loan

If you’re considering applying for a payday loan in Gramling, South Carolina, TheGuaranteedLoans can help. We’re a connector service that can connect you with potential lenders who may be able to offer you a loan.

It’s important to remember that TheGuaranteedLoans is not a direct lender, and we don’t make any credit decisions ourselves. Instead, we facilitate your connection with our network of lenders, and it’s up to them to decide whether to offer you a loan and on what terms.

Conclusion

If you’re facing a financial crisis in Gramling, South Carolina, payday loans can offer a short-term solution. However, it’s important to understand the costs and risks associated with these loans before making a decision. At TheGuaranteedLoans, we’re here to help you navigate the lending process and connect you with potential lenders who may be able to offer you a loan that meets your needs.

F.A.Q.

Are there any additional fees associated with payday loans in Gramling, South Carolina?

Yes, payday lenders may charge additional fees for late payments or other services. It is important to carefully read and understand the terms of the loan before signing any agreements.

How do I apply for a payday loan in Gramling, South Carolina?

To apply for a payday loan in Gramling, South Carolina, you can either visit a payday lender in person or apply online. The application process typically involves providing basic personal and financial information and signing a loan agreement.