Payday Loans in Gray Court, South Carolina

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No payday loan companies in Gray Court, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
Advance America 1200 N Fraser St, Georgetown, SC 29440 +1 (843) 546 - 8266
Advance America 207 W 15 & 401 By-pass, Bennettsville, SC 29512 +1 (843) 454 - 1350
Fiserv, Inc. 105 Beaufort St, Chapin, SC 29036 +1 (800) 233 - 4052
Advance America 2016 Bear Village Ct, Newberry, SC 29108 +1 (803) 321 - 2325
American Financial, Inc. 960 Bacons Bridge Rd 10, Summerville, SC 29485 +1 (843) 875 - 6699
Seneca Financial Services Inc 100 Century Plaza Dr, Seneca, SC 29678 +1 (864) 886 - 8420
Cashwell Consumer Loans 481 By-pass 72 NW, Greenwood, SC 29649 +1 (864) 229 - 4700
Credit Corp Payday Loans 302 Pearman Dairy Rd, Anderson, SC 29625 +1 (864) 207 - 4223
Synovus - NBSC Bank 210 Central Ave, Hilton Head Island, SC 29926 +1 (800) 708 - 5687
Security Finance 126 S Main St, McCormick, SC 29835 +1 (864) 465 - 2526

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Gray Court, SC, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Aiken, SC, No Credit Check Loans in Charleston, SC, Payday Loan Companies in Columbia, SC, Online Loans in Florence, SC, Payday Loans in Goose Creek, SC, Payday Loan for Greenville, SC, Payday Loans in Hilton Head Island, SC and Payday Loans in Mount Pleasant, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Gray Court, SC.

Beautiful sights of Gray Court, SC

Payday Loans Available in Gray Court, SC By The Following ZIP Codes:

29645

Are Payday Loans Legal In Gray Court, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Gray Court, SC payday loan calculator

Payday Loans in Gray Court, South Carolina

Payday loans are a popular financial solution for people who need temporary financial assistance. They can be helpful in covering expenses such as unexpected car repairs or medical bills. There are various laws surrounding payday loans, however, and it is essential to be aware of them before applying for one. In this article, we will discuss payday loans in Gray Court, South Carolina.

Legal Status

It is essential to note that payday loans are legal in South Carolina. However, the state has certain regulations that lenders must follow. They cannot lend more than $550, and the loan term must not exceed 31 days. The maximum APR (Annual Percentage Rate) allowed is 390%. The state also has a cooling-off period of one day, which means that a borrower may cancel the loan, and lenders are not allowed to pressurize the borrower not to do so.

Eligibility Requirements

To be eligible for a payday loan in Gray Court, South Carolina, you must be at least 18 years old and have a valid government-issued photo ID. You must have an active checking or savings account, a steady income, and proof of employment. Proof of employment may include a pay stub or verification from your employer.

It is worth noting that payday lenders do not check your credit score when assessing your loan application. However, they do require you to provide evidence of your income. This requirement is to ensure you have the means to repay the loan you are borrowing.

How to Apply

Applying for a payday loan in Gray Court, South Carolina, is simple and straightforward. You may apply online or in-person at a lender’s physical store. You will need to provide personal information such as your name, address, and contact information. You will also need to provide your income and employment information. Once the lender approves your loan, the funds will be deposited into your bank account.

Repayment Options

Payday loans must be repaid on the date agreed upon by the borrower and lender. The repayment is usually via automatic withdrawal from your bank account. However, you should be aware that if your account does not have sufficient funds to cover the loan repayment, you may face overdraft fees from your bank and additional fees and interest from the lender.

Apply Now

TheGuaranteedLoans acts as a connector service for payday loans in Gray Court, South Carolina. We can help you connect with potential lenders who may offer you various loan options. Please note that we are not direct lenders and do not promote any specific lender. Our service is free, and you may apply by filling out a quick online application on our website. Find the Apply Now button on our homepage, enter your required information, and submit the form. Our team will evaluate your application and, if you meet our basic requirements, connect you with potential lenders.

Interesting Facts about Payday Loans in Gray Court, South Carolina

  • In 2018, over one million payday loans were issued in South Carolina, totaling over $302 million.
  • The average payday loan in South Carolina is $386.22.
  • The state’s average APR for payday loans is 445%.
  • South Carolina law permits rollovers but only up to a maximum of six times. A rollover means that the borrower extends the loan repayment period by paying only the interest due on the loan.

Conclusion

Payday loans are a viable solution for meeting temporary financial needs. However, it is crucial to understand the terms and conditions of payday loans and the laws regulating them in your state. Payday loans are legal in Gray Court, South Carolina, and you may apply by fulfilling the eligibility criteria mentioned above. If you need assistance in finding a lender, TheGuaranteedLoans can help facilitate your connection with potential lenders.

F.A.Q.

What should I do if I think my payday lender is engaging in predatory or illegal practices?

If you believe your payday lender is engaging in predatory or illegal practices, you should report them to the South Carolina Department of Consumer Affairs. You can also seek legal advice from an attorney.

Are there any alternatives to payday loans in Gray Court, South Carolina?

Yes, there are other options for borrowers who need quick access to cash in Gray Court, South Carolina. These may include borrowing from friends or family, applying for a small personal loan from a bank or credit union, or using a credit card.