Payday Loans in Great Falls, South Carolina

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No payday loan companies in Great Falls, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
Carolina Quick Cash 104 N Woodland Dr # B, Lancaster, SC 29720 +1 (803) 313 - 9313
Regional Finance 509 12th St, West Columbia, SC 29169 +1 (803) 939 - 4830
Palmetto Title Loans 1706 Jefferson Davis Hwy, Camden, SC 29020 +1 (803) 425 - 8611
1st Franklin Financial 103 Applewood Center Pl, Seneca, SC 29678 +1 (864) 885 - 1500
Carolina Payday Loans, Inc. 2712 S Main St, Anderson, SC 29624 +1 (864) 222 - 0886
TitleMax Title Secured Loans 100 W Shockley Ferry Rd, Anderson, SC 29624 +1 (864) 222 - 1379
Moonville Finance Co 7740 Augusta Rd, Piedmont, SC 29673 +1 (864) 422 - 1411
BB&T 1008 William Hilton Pkwy STE A, Hilton Head Island, SC 29928 +1 (843) 686 - 7227
Check Into Cash 101 Edgewood Square c, North Augusta, SC 29841 +1 (803) 278 - 3770
Cashwell Consumer Loans 320 N Duncan Bypass, Union, SC 29379 +1 (864) 427 - 0579

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Great Falls, SC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Myrtle Beach, SC, Payday Loan for North Charleston, SC, Payday Loan Companies in Rock Hill, SC, Payday Loan Without a Credit Check in Spartanburg, SC, Payday Loans in Summerville, SC, Same Day Loans in Sumter, SC, Guaranteed Loans in Aiken, SC and Payday Loans in Charleston, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Great Falls, SC.

Beautiful sights of Great Falls, SC

Payday Loans Available in Great Falls, SC By The Following ZIP Codes:

29055

Are Payday Loans Legal In Great Falls, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Great Falls, SC payday loan calculator

What are Payday Loans in Great Falls, South Carolina?

Payday loans are short-term, high-interest loans that are intended to be paid back on the borrower’s next payday. They are usually used for emergency expenses or unexpected bills. In Great Falls, South Carolina, payday loans are legal and regulated by state law.

How Do Payday Loans Work?

Payday loans typically have a repayment term of two weeks and are secured against the borrower’s next paycheck. To obtain a payday loan in Great Falls, the borrower must provide proof of income, identification, and a post-dated check or authorization for an electronic debit for the full loan amount, including fees and interest.

On the due date, the lender will deposit the post-dated check or initiate an electronic debit to collect payment. If the borrower cannot repay the loan on time, they may be able to roll it over for an additional fee.

The Pros and Cons of Payday Loans

  • Pros: Payday loans can provide emergency cash for those who have no other options, especially if their credit score is not sufficient to qualify for a traditional loan. Approval can be quick and easy, and there are no credit checks.
  • Cons: Payday loans come with very high interest rates and fees, which can trap borrowers in a cycle of debt. Many borrowers end up taking out additional loans to pay off old ones, leading to a dangerous cycle of debt.

Payday Loan Regulations in Great Falls, South Carolina

South Carolina law regulates payday loans in Great Falls, including interest rates and fees. The interest rate cannot exceed 15% of the loan amount, and the loan term cannot exceed 31 days. There is also a cap on how many loans a borrower can take out at one time.

It’s important to note that payday loan regulations vary by state, so borrowers should familiarize themselves with the laws in their particular state before taking out a payday loan.

Interesting Facts about Payday Loans in Great Falls, South Carolina

  • Fact #1: The number of payday loan storefronts in South Carolina has decreased by nearly 20% since 2015, due in part to increased regulation and scrutiny by state officials.
  • Fact #2: The average interest rate on a payday loan in South Carolina is 391%, which is significantly higher than the national average.
  • Fact #3: Payday lenders in South Carolina have been found to target low-income and minority communities, often leaving them trapped in cycles of debt.

Apply Now for a Payday Loan in Great Falls, South Carolina

If you find yourself in need of emergency cash, TheGuaranteedLoans can help connect you with potential lenders for payday loans in Great Falls, South Carolina. Simply fill out our online application, and we will facilitate the connection with our network of trusted lenders.

It’s important to note that TheGuaranteedLoans is a connecting service and not a direct lender. Our goal is to help our customers find the best possible loan solution for their needs.

If you are approved for a loan, be sure to read the terms and conditions carefully before signing. You should also have a plan in place to repay the loan on time to avoid additional fees and interest charges.

F.A.Q.

Can I be sued or have my wages garnished if I default on a payday loan in Great Falls, South Carolina?

Yes, if you default on a payday loan in Great Falls, South Carolina, your lender may take legal action against you. This may include suing you in court or seeking wage garnishment.

Are there any protections for military service members in Great Falls, South Carolina when it comes to payday loans?

Yes, military service members in Great Falls, South Carolina have additional protections when it comes to payday loans. Lenders are not allowed to charge more than 36% APR on loans to military service members and their dependents.