Payday Loans in Green Pond, South Carolina

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No payday loan companies in Green Pond, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
Pickens Savings & Loan Association 205 E Cedar Rock St, Pickens, SC 29671 +1 (864) 878 - 2444
Approved Cash 404 E Martintown Rd Suite 3 Suite 3, North Augusta, SC 29841 +1 (803) 279 - 1975
AmeriCash Loans 3280 N Pleasantburg Dr B, Greenville, SC 29609 +1 (864) 241 - 3550
Check n Go 3433B Clemson Blvd, Anderson, SC 29621 +1 (864) 225 - 3131
Local Finance & Tax Services 119 W Broadway St, Johnsonville, SC 29555 +1 (843) 386 - 2764
Check `n Go 1100 Hummingbird Ln, Hardeeville, SC 29927 +1 (843) 547 - 4870
First Citizens Bank 2464 Main St, Elgin, SC 29045 +1 (803) 438 - 5416
Carolina Title Loans, Inc. 644 Magnolia St, Spartanburg, SC 29303 +1 (864) 573 - 0025
Synovus Bank 1363 Lake Murray Blvd, Irmo, SC 29063 +1 (888) 796 - 6887
AgSouth Farm Credit 951 US-1, Lugoff, SC 29078 +1 (803) 438 - 2464

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Green Pond, SC, you can try to find different companies in big cities near by. Check out the following pages here: Short-term Loans in Rock Hill, SC, Payday Loans in Spartanburg, SC, No Credit Check Loans in Summerville, SC, Payday Loans in Sumter, SC, Payday Loan Companies in Aiken, SC, Bad Credit Loans in Charleston, SC, 24-Hour Loan in Columbia, SC and Payday Loans in Florence, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Green Pond, SC.

Are Payday Loans Legal In Green Pond, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Green Pond, SC payday loan calculator

Payday Loans in Green Pond, South Carolina

When you need cash fast and don’t have access to traditional loans, payday loans can be a lifesaver. These short-term loan options are designed to help you cover unexpected expenses before your next paycheck. In Green Pond, South Carolina, payday loans are legal and readily available to those who need them. In this article, we’ll cover everything you need to know about payday loans in Green Pond.

How Payday Loans Work

Payday loans are typically small loans ranging from $100 to $1000, with a repayment period of up to 30 days. To qualify for a payday loan, you must be at least 18 years old, have a steady source of income, and a valid bank account. Your lender will use your paycheck as collateral for the loan, and you will need to provide a post-dated check or authorize an electronic debit.

When your loan is due, the lender will cash your check or initiate an electronic debit from your bank account. If you don’t have enough funds to cover the repayment, you may be charged additional fees, which can further increase your financial burden.

The Cost of Payday Loans

Payday loans can be expensive, and the interest rates can be as high as 400% or more. This means that if you borrow $100, you may end up owing $400 or more in interest and fees if you can’t repay the loan on time.

Many states have enacted laws to regulate the payday lending industry and protect consumers from predatory lending practices. In South Carolina, payday loans are legal, but the interest rate is capped at 15% for loans of $600 or less. For larger loans, the interest rate can be as high as 18%. Additionally, lenders are prohibited from rolling over loans or charging additional fees to extend the loan term.

Benefits of Payday Loans

Despite their high cost, payday loans can be a valuable resource for those who need cash quickly. Unlike traditional loans, payday loans don’t require a credit check, and you can usually receive the funds in 24 hours or less. This can be especially helpful if you have an emergency expense, such as a medical bill or car repair, that you need to pay for before your next paycheck.

Payday loans can also be useful for people who have low credit scores or no credit history. Since the loan is secured by your paycheck, the lender is taking on less risk than with a traditional loan, which means they may be more willing to work with you even if you have poor credit.

Interesting Facts and Statistics about Payday Loans in Green Pond, South Carolina

  • In 2019, there were 687 payday lending locations in South Carolina
  • South Carolina consumers took out over $1.2 billion in payday loans in 2019
  • The average payday loan in South Carolina is $382
  • The average APR for a payday loan in South Carolina is 429%
  • 42% of South Carolina payday loan borrowers used the funds to cover regular expenses such as rent and utilities

Apply Now

If you’re in need of a payday loan in Green Pond, South Carolina, TheGuaranteedLoans can help. We are a connector service that works with a network of lenders to help you find the right loan option for your needs. Simply fill out our online application, and we’ll connect you with potential lenders who can give you a loan offer. Keep in mind that we are not a direct lender, and we don’t make lending decisions. We strive to provide a simple and stress-free way to connect you with the cash you need.

Remember, payday loans should only be used as a last resort and can create a cycle of debt if not used responsibly. Before taking out a payday loan, be sure to consider all of your options, including borrowing from family or friends, negotiating with creditors, or seeking help from a credit counseling agency.

Conclusion

Payday loans can be a valuable resource for those who need cash quickly, but they should be used with caution. In Green Pond, South Carolina, payday loans are legal and regulated, which provides some protection for consumers. However, it’s essential to understand the costs associated with payday loans and make an informed decision before borrowing. If you are considering a payday loan, be sure to do your research and choose a reputable lender.

F.A.Q.

Can I get a payday loan in Green Pond, South Carolina?

Yes, payday loans are available in Green Pond, South Carolina.

What are the requirements for obtaining a payday loan in Green Pond, South Carolina?

To obtain a payday loan in Green Pond, South Carolina, you must be at least 18 years old and have a valid government-issued ID, proof of income, and an active checking account.