Payday Loans in Gresham, South Carolina

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No payday loan companies in Gresham, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
Approved Cash 404 E Martintown Rd Suite 3, North Augusta, SC 29841 +1 (803) 279 - 1975
Founders Federal Credit Union 817 E McGregor St, Pageland, SC 29728 +1 (800) 845 - 1614
Carolina Payday Loans, Inc. 1455 US-501 Suite B, Myrtle Beach, SC 29577 +1 (843) 946 - 7253
South State Bank 2 Palmetto Bay Rd, Hilton Head Island, SC 29928 +1 (843) 842 - 9003
Palmetto Citizens Federal Credit Union 312 Blythewood Rd, Blythewood, SC 29016 +1 (803) 732 - 5000
EZ Cash Loans of SC, Inc. 5608 Calhoun Memorial Hwy, Easley, SC 29640 +1 (864) 855 - 0900
SunTrust Bank 1 Lafayette Pl, Hilton Head Island, SC 29926 +1 (843) 342 - 8023
Auto Money Title Loans 301 W Main St, Kingstree, SC 29556 +1 (843) 355 - 7070
Southern Finance 213 Main St, Greenwood, SC 29646 +1 (864) 229 - 6167
Southern Finance 220 Hillcrest Dr Unit C, Laurens, SC 29360 +1 (864) 984 - 0543

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Gresham, SC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Companies in Aiken, SC, Payday Loan Companies in Charleston, SC, Payday Loans in Columbia, SC, Payday Loan for Florence, SC, Payday Loans in Goose Creek, SC, 24-Hour Loan in Greenville, SC, Bad Credit Loans in Hilton Head Island, SC and 24-Hour Loan in Mount Pleasant, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Gresham, SC.

Are Payday Loans Legal In Gresham, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Gresham, SC payday loan calculator

Understanding Payday Loans in Gresham, South Carolina – A Comprehensive Guide

If you’re living in Gresham, South Carolina, and it’s the end of the month, you may be looking for a way to cover your expenses until your paycheck arrives. Payday loans offer a popular solution for people in this situation. A payday loan is a short-term, high-interest loan designed to help you cover your expenses until your next payday. In this article, we will discuss everything you need to know about payday loans in Gresham, South Carolina.

How Do Payday Loans Work?

Payday loans in South Carolina are designed to help you pay for unexpected bills and expenses. To apply, you must be at least 18 years old and provide proof of income. You’ll also need to provide your bank account information so that the funds can be deposited directly into your account, and you can repay the loan on time.

The loan amount that you can get through a payday loan varies depending on the lender and your income. As a general rule, you can expect to borrow anywhere from $100 to $1,000. You then repay the loan, with interest and fees, on your next payday.

What are the Requirements for Payday Loans in Gresham, South Carolina?

As mentioned, you must be at least 18 years old and provide proof of income to apply for a payday loan in Gresham, South Carolina. The lender will also require your bank account information as part of the application process.

It’s worth noting that payday lenders in South Carolina are legally required to follow certain rules and regulations. For example, they can only lend a maximum of $550 and must provide you with a written agreement outlining the terms of the loan.

What are the Pros and Cons of Payday Loans?

Like any lending product, payday loans come with both advantages and disadvantages. Here are a few to consider:

  • Pros:
  • Payday loans are convenient as they are easy to apply for and can be accessed quickly.
  • You can use payday loans for any purpose, including paying bills, covering unexpected expenses, or even buying groceries.
  • Payday loans do not require a credit check. This means that even if you have poor credit, you may still be eligible for a payday loan.
  • Cons:
  • Payday loans come with high fees and interest rates, making them an expensive form of credit.
  • A payday loan can trap you in a cycle of debt if you can’t repay it on time, which can lead to additional fees and penalties.
  • Payday loans are a short-term solution and should not be used to tackle long-term financial problems.

Interesting Facts and Statistics about Payday Loans in Gresham, South Carolina

  • In South Carolina, the average payday loan borrower takes out around eight loans per year.
  • The average payday loan in South Carolina is $554, and the average APR is 391%.
  • Payday loans have been banned in some states, including Arizona, Arkansas, and Georgia.

How to Apply for a Payday Loan in Gresham, South Carolina

If you are considering applying for a payday loan in Gresham, South Carolina, you can do so through our website. TheGuaranteedLoans is a connector service that will match you with potential lenders based on your needs and requirements. Remember, we are not a direct lender and cannot guarantee loan approval or terms.

To get started, simply fill out our online application form. The application is quick and easy to complete, and you should receive a decision within minutes. If you are approved for a loan, the funds will be deposited into your bank account within one business day.

The Bottom Line

Payday loans in Gresham, South Carolina can be a helpful way to cover unexpected expenses when you’re short on cash. However, they can also be expensive and risky. Before you decide to take out a payday loan, it’s essential to understand the terms and evaluate whether they are right for your situation. For more information, contact TheGuaranteedLoans today.

F.A.Q.

Is it safe to take out a payday loan in Gresham, South Carolina?

Yes, payday loans are regulated by the South Carolina State Board of Financial Institutions, which ensures that lenders operate in a safe and fair manner.

Can I get a payday loan if I am unemployed or on disability in Gresham, South Carolina?

Yes, you can still qualify for a payday loan in Gresham, South Carolina if you are unemployed or on disability as long as you can provide proof of alternative income.