Payday Loans in Hamer, South Carolina

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No payday loan companies in Hamer, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
Local Finance and Tax Service of Greenwood SC 214 N Creek Blvd, Greenwood, SC 29649 +1 (864) 223 - 2399
Security Finance 207 Lee Ave, Hampton, SC 29924 +1 (803) 943 - 4080
Check Into Cash Fairview Commons, 654 Fairview Rd Ste. C, Simpsonville, SC 29680 +1 (864) 963 - 0070
Springfield Financial Corporation 130 Hampton Ave, Kingstree, SC 29556 +1 (843) 355 - 7711
World Finance Corporation 633 S Georgetown Hwy, Johnsonville, SC 29555 +1 (843) 386 - 9196
1st Franklin Financial 7467 St Andrews Rd Suite 21, Irmo, SC 29063 +1 (803) 407 - 5749
World Finance 633 S Georgetown Hwy, Johnsonville, SC 29555 +1 (843) 386 - 9196
AgSouth Farm Credit 951 US-1, Lugoff, SC 29078 +1 (803) 438 - 2464
Regional Finance 1137-B Lancaster Bypass W, Lancaster, SC 29720 +1 (803) 572 - 4498
Caliber Home Loans, Inc. - Bluffton, SC 110 Traders Cross 115, Bluffton, SC 29909 +1 (740) 973 - 4123

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Hamer, SC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Columbia, SC, 24-Hour Loan in Florence, SC, Payday Loan for Goose Creek, SC, Payday Loans in Greenville, SC, Payday Loans in Hilton Head Island, SC, Bad Credit Loans in Mount Pleasant, SC, Payday Loans in Myrtle Beach, SC and Online Loans in North Charleston, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Hamer, SC.

Beautiful sights of Hamer, SC

Are Payday Loans Legal In Hamer, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Hamer, SC payday loan calculator

Payday Loans in Hamer, South Carolina

Are you in need of a small cash loan? If so, you may be considering a payday loan. These small-dollar loans can provide quick access to cash for those who need it most. But before you take the plunge and apply, it’s important to understand the ins and outs of payday loans in Hamer, South Carolina.

How Do Payday Loans Work?

Payday loans are short-term loans that are typically due on your next payday. They are designed to help people get through a financial emergency by providing quick access to cash. To apply for a payday loan in Hamer, South Carolina, you will need to meet the following requirements:

  • Be at least 18 years old
  • Be a U.S. citizen or permanent resident
  • Have a valid government-issued ID
  • Have a checking account
  • Provide proof of income

Most payday loan lenders in Hamer, South Carolina will allow you to borrow up to $550. The loan amount will be based on your income, credit history, and other factors. The interest rate on payday loans in South Carolina is capped at 15% for the first $100 borrowed, and then 10% for the remaining loan amount up to $500. So, if you borrow $500, you will pay a maximum of $75 in interest.

The Benefits of Payday Loans

The biggest benefit of payday loans is that they are fast and easy to obtain. You can apply online or in person at a payday loan lender’s storefront location. The application process is quick, and you can usually get your cash on the same day that you apply.

Another benefit of payday loans is that they are accessible to people with bad credit. Unlike traditional loans, payday lenders don’t require a credit check. This means that even if you have a poor credit history, you may still be able to qualify for a payday loan.

The Risks of Payday Loans

While payday loans can be a helpful tool for getting quick cash, they can also be risky. The interest rates on payday loans are often much higher than those of traditional loans. This means that if you don’t pay off your loan on time, you could end up owing much more in interest than you borrowed.

In addition, payday loan lenders often require borrowers to provide their checking account information. This can be risky because if you don’t have enough money in your account to cover the loan payment, you could end up facing overdraft fees and other penalties.

Interesting Facts About Payday Loans in Hamer, South Carolina

  • The average payday loan amount in South Carolina is $382.
  • There are more payday lenders in South Carolina than McDonald’s restaurants.
  • South Carolina has some of the weakest payday lending regulations in the country.
  • Approximately 1 in 8 adults in South Carolina have taken out a payday loan in the past year.

Apply Now

If you’re in need of quick cash, you can apply for a payday loan on our website. TheGuaranteedLoans is a connector service that can help connect you with potential lenders in Hamer, South Carolina. Remember, we are not a direct lender, and we cannot guarantee that you will be approved for a loan. However, we do our best to match borrowers with potential lenders who may be able to meet their needs.

Applying for a loan through TheGuaranteedLoans is simple. Just fill out our online application form, and we’ll do the rest. If we are able to connect you with a lender, you will be notified and directed to their website to complete the loan application process. It’s that easy!

Conclusion

Payday loans can be a helpful tool for obtaining quick cash in an emergency. However, they come with risks that should be carefully considered before you apply. Make sure that you fully understand the terms and conditions of the loan before you sign on the dotted line. And if you’re in need of a payday loan in Hamer, South Carolina, be sure to consider TheGuaranteedLoans as a potential resource to help you connect with lenders who may be able to meet your needs.

F.A.Q.

Can I rollover my payday loan if I cannot repay it on time in Hamer, South Carolina?

No, rollovers are not allowed in Hamer, South Carolina, and borrowers are required to repay their payday loans in full on the agreed-upon date.

Are there any additional fees associated with payday loans in Hamer, South Carolina?

Yes, payday lenders may charge additional fees for late payments or other services. It is important to carefully read and understand the terms of the loan before signing any agreements.