Payday Loans in Hodges, South Carolina

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No payday loan companies in Hodges, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
Carolina Payday Loans, Inc. 1512 S Main St a, Darlington, SC 29532 +1 (843) 395 - 6053
1st Franklin Financial 5155 Calhoun Memorial Hwy Suite C, Easley, SC 29640 +1 (864) 855 - 6200
1st Franklin Financial 205 Columbia Ave, Lexington, SC 29072 +1 (803) 356 - 5610
Check Into Cash 1625 N Main St Ste 104, Summerville, SC 29483 +1 (843) 871 - 8400
Wells Fargo Advisors 227, Business Center Dr, Pawleys Island, SC 29585 +1 (843) 237 - 8476
Jasper Fast Cash Advance 158 S Railroad Ave, Ridgeland, SC 29936 +1 (843) 717 - 2274
Check Into Cash 301 E Dekalb St a, Camden, SC 29020 +1 (803) 713 - 9710
Advance America 7535-A Garners Ferry Rd., Columbia, SC 29209 +1 (803) 776 - 3397
Carolina Title Loans, Inc. 1295 S Pleasantburg Dr a, Greenville, SC 29605 +1 (864) 642 - 6723
Check Into Cash 3209 W Blue Ridge Dr #40, Greenville, SC 29611 +1 (864) 269 - 3330

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Hodges, SC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loan Without a Credit Check in Summerville, SC, Payday Loans in Sumter, SC, Payday Loans in Aiken, SC, Payday Loans in Charleston, SC, 24-Hour Loan in Columbia, SC, Online Loans in Florence, SC, Payday Loans in Goose Creek, SC and Payday Loans in Greenville, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Hodges, SC.

Beautiful sights of Hodges, SC

Payday Loans Available in Hodges, SC By The Following ZIP Codes:

29653, 29695

Are Payday Loans Legal In Hodges, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Hodges, SC payday loan calculator

The Ins and Outs of Payday Loans in Hodges, South Carolina

Payday loans are a popular way for people to access quick cash when they need it. If you live in Hodges, South Carolina, you’ll be happy to know that payday loans are perfectly legal in the state. Keep reading for everything you need to know about payday loans in Hodges.

What Is a Payday Loan?

A payday loan is a short-term loan typically due on your next payday. These loans are designed to help you access cash quickly, sometimes in as little as a few hours. In exchange for the quick access to cash, you’ll pay a fee or interest on the loan.

How Do Payday Loans in Hodges Work?

If you’re interested in getting a payday loan in Hodges, South Carolina, the process is relatively simple. First, you’ll need to find a lender who operates in the area. This can be done online or in-person. Once you’ve found a lender, you’ll need to fill out an application.

The application typically requires basic personal information such as your name, address, and employment status. You’ll also need to provide information about how much money you want to borrow and when you’ll be able to repay the loan. In some cases, you may need to provide a postdated check or give the lender access to your bank account.

Assuming you’re approved for the loan, you’ll be given the money either in cash or deposited into your bank account. You’ll typically have until your next payday to repay the loan in full along with any fees or interest.

What Are the Requirements for Getting a Payday Loan in Hodges?

While the requirements for getting a payday loan can vary by lender, there are some basic requirements you’ll need to meet to qualify. In Hodges, South Carolina, you’ll typically need to:

  • Be at least 18 years old
  • Have a valid government-issued ID
  • Show proof of income, either through a pay stub or bank statement
  • Have an active checking account

Some lenders may require additional documentation, such as proof of residence, but these requirements will vary.

How Much Can You Borrow with a Payday Loan?

The amount you can borrow with a payday loan will depend on a few factors, such as your income and the lender’s policies. In Hodges, South Carolina, the maximum loan amount is $550.

What Are the Fees and Interest Rates on Payday Loans?

The fees and interest rates on payday loans can vary by lender and state. In Hodges, South Carolina, lenders can charge up to 15% of the value of the loan in fees. For example, if you borrow $100, you may be charged up to $15 in fees.

What Happens If You Can’t Repay Your Payday Loan?

If you can’t repay your payday loan on time, you may be subject to additional fees or interest. Some lenders may also extend the due date of the loan, but this will typically come at an additional cost.

If you still can’t repay the loan, the lender may take legal action against you, which can result in additional fees and damage to your credit score.

Interesting Facts and Statistics About Payday Loans in Hodges, South Carolina

  • Approximately 1 in 8 South Carolinians have taken out a payday loan in the past year.
  • South Carolina has one of the highest interest rates on payday loans in the country, with an average rate of 461%.
  • More than 80% of payday loans are taken out within two weeks of repaying a previous payday loan.

Apply Now

If you’re in need of a payday loan in Hodges, South Carolina, TheGuaranteedLoans is here to help. As a connector service, we can help you connect with potential lenders who may be able to offer you a loan. To get started, simply fill out our online application. Remember, we are not a direct lender. Our goal is to connect you with potential lenders who may be able to meet your financial needs.

F.A.Q.

Are there any restrictions on how many payday loans I can have at once in Hodges, South Carolina?

Yes, in Hodges, South Carolina, a borrower can only have one payday loan at a time.

Can I rollover my payday loan if I cannot repay it on time in Hodges, South Carolina?

No, rollovers are not allowed in Hodges, South Carolina, and borrowers are required to repay their payday loans in full on the agreed-upon date.