Payday Loans in Islandton, South Carolina

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No payday loan companies in Islandton, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
Southern Finance 516 N Main St, Marion, SC 29571 +1 (843) 423 - 1529
BB&T 3610 Broad St, Loris, SC 29569 +1 (843) 756 - 4455
Carolina Payday Loans, Inc. 1790 J A Cochran Bypass, Chester, SC 29706 +1 (803) 385 - 5100
B & B Loans 601 Main St, Edgefield, SC 29824 +1 (803) 637 - 9009
Same Day Bad Credit Loans 2699 Rudy Mason Pkwy, Aiken, SC 29801 +1 (803) 918 - 5353
Regional Finance 1884 Columbia Rd, Orangeburg, SC 29115 +1 (803) 535 - 4887
Check `n Go 6919 Calhoun Memorial Hwy Suite B, Easley, SC 29640 +1 (864) 855 - 4900
Local Finance 125 E Church St, Saluda, SC 29138 +1 (864) 445 - 0041
Security Finance 157A S Congress St, Winnsboro, SC 29180 +1 (803) 635 - 5571
Check Loans 6420 Garners Ferry Rd # A, Columbia, SC 29209 +1 (803) 776 - 4311

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Islandton, SC, you can try to find different companies in big cities near by. Check out the following pages here: 24-Hour Loan in Aiken, SC, Payday Loans in Charleston, SC, Payday Loan Without a Credit Check in Columbia, SC, Guaranteed Loans in Florence, SC, Payday Loans in Goose Creek, SC, Payday Loans in Greenville, SC, Payday Loans in Hilton Head Island, SC and Payday Loans in Mount Pleasant, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Islandton, SC.

Beautiful sights of Islandton, SC

Payday Loans Available in Islandton, SC By The Following ZIP Codes:

29929

Are Payday Loans Legal In Islandton, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Islandton, SC payday loan calculator

Payday Loans in Islandton, South Carolina: Your Comprehensive Guide

If you live in Islandton, South Carolina and you’re in need of fast cash, you may be considering a payday loan. Payday loans are legal in South Carolina, and they can be a good option if you’re facing an emergency and your funds are running low. But what exactly is a payday loan, and how does it work?

What is a Payday Loan?

A payday loan is a short-term loan that is designed to help you cover your expenses until your next payday. These loans are typically due on your next payday, which is usually within two to four weeks, depending on when you get paid. They are often used for emergency expenses, such as car repairs or medical bills.

How to Get a Payday Loan in Islandton, South Carolina

Getting a payday loan in Islandton, South Carolina is a straightforward process. You will need to provide proof of your income, such as a pay stub, and a valid ID. You may also need to provide your social security number and proof of your address.

Once you have provided all the necessary information, the lender will determine how much you can borrow and when you will need to repay the loan. The lender will then provide you with the funds, either in cash or through direct deposit into your bank account.

The Cost of Payday Loans in Islandton, South Carolina

Payday loans in Islandton, South Carolina can be expensive. The maximum amount that you can borrow is $550, and the maximum term is 31 days. The interest rates on payday loans can be as high as 15% of the principal amount, which means that if you borrow $100, you could end up paying back $115.

In addition to the interest rates, there may be other fees associated with payday loans in Islandton, South Carolina. For example, if you are unable to repay the loan on time, you may be charged additional fees, such as late fees or NSF fees.

Potential Risks of Payday Loans

While payday loans can be a good option for some people, they do come with certain risks. One of the biggest risks is that they can be very expensive, especially if you are unable to repay the loan on time. If you are unable to repay the loan, you may be charged additional fees, which can make it even more difficult to pay back the loan.

Another risk of payday loans is that they can lead to a cycle of debt. If you are unable to repay the loan, you may have to take out another loan to cover the fees and interest, and this can lead to a cycle of debt that can be difficult to escape from.

Interesting Facts and Statistics about Payday Loans in Islandton, South Carolina

  • South Carolina is one of 32 states in the US where payday loans are legal.
  • The average payday loan in South Carolina is $382.
  • The maximum amount that you can borrow in South Carolina is $550.
  • The maximum term for payday loans in South Carolina is 31 days.

Apply Now

If you’re in need of a payday loan in Islandton, South Carolina, TheGuaranteedLoans can help. We are a connector service that can help you find a lender who can provide you with the funds you need. To apply, simply fill out our online application form, and we will connect you with a lender who meets your needs.

Please note that TheGuaranteedLoans is not a direct lender. We only connect borrowers with potential lenders. The terms and conditions of your loan will be determined by the lender, not by TheGuaranteedLoans.

Don’t let a financial emergency get you down. Apply for a payday loan today and get the funds you need to cover your expenses.

F.A.Q.

Is it safe to take out a payday loan in Islandton, South Carolina?

Yes, payday loans are regulated by the South Carolina State Board of Financial Institutions, which ensures that lenders operate in a safe and fair manner.

Can I get a payday loan if I am unemployed or on disability in Islandton, South Carolina?

Yes, you can still qualify for a payday loan in Islandton, South Carolina if you are unemployed or on disability as long as you can provide proof of alternative income.