Payday Loans in Isle of Palms, South Carolina

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No payday loan companies in Isle of Palms, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
Peoples Finance 330 E Main St, Moncks Corner, SC 29461 +1 (843) 761 - 8281
CresCom Bank 202 N Main St, Heath Springs, SC 29058 +1 (855) 273 - 7266
North American Title Loans 552 John C Calhoun Dr, Orangeburg, SC 29115 +1 (803) 531 - 0117
ACE Cash Express 1259 S Pleasantburg Dr Ste B, Greenville, SC 29605 +1 (864) 277 - 9987
TitleMax Title Secured Loans 1020 By Pass, 123, Seneca, SC 29678 +1 (864) 973 - 6217
CashWell 7486 Augusta Rd, Piedmont, SC 29673 +1 (864) 277 - 5718
Auto Money beside Chester Wal-Mart, 1661 J A Cochran Bypass, Chester, SC 29706 +1 (803) 581 - 1280
Approved Cash 1293 John C Calhoun Dr, Orangeburg, SC 29115 +1 (803) 268 - 0023
Regional Finance 348 US-701 Unit 1, Loris, SC 29569 +1 (843) 492 - 4804
World Finance 104 S Acline St, Lake City, SC 29560 +1 (843) 394 - 2727

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Isle of Palms, SC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Myrtle Beach, SC, Payday Loans in North Charleston, SC, Payday Loans in Rock Hill, SC, Payday Loans in Spartanburg, SC, Emergency Loan in Summerville, SC, 24-Hour Loan in Sumter, SC, Payday Loans in Aiken, SC and 24-Hour Loan in Charleston, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Isle of Palms, SC.

Beautiful sights of Isle of Palms, SC

Payday Loans Available in Isle of Palms, SC By The Following ZIP Codes:

29451

Are Payday Loans Legal In Isle of Palms, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Isle of Palms, SC payday loan calculator

Payday Loans in Isle of Palms, South Carolina

When unexpected expenses arise before your payday, you may need quick cash to help you get through until your next paycheck. If you live in Isle of Palms, South Carolina, you may be considering a payday loan to cover those expenses.

What are Payday Loans?

A payday loan is a short-term loan designed to help you cover unexpected expenses before your next paycheck. Payday loans typically range from $100 to $1,000 and have a term of two to four weeks, or until your next payday. The loan amount is based on your income and other factors, and the lender will require you to provide proof of employment and income.

Are Payday Loans Legal in Isle of Palms, South Carolina?

Payday loans are legal in South Carolina, including in Isle of Palms. However, there are some restrictions on payday lending in the state:

  • Maximum loan amount: $550
  • Maximum loan term: 31 days
  • Maximum finance rate and fees: 15% of principal
  • Maximum APR: 390%
  • Maximum number of loans at a time: One

The Pros and Cons of Payday Loans

While payday loans can be a quick way to get cash when you need it, they are not without their risks. Here are some pros and cons to consider:

Pros:

  • Quick and easy application process
  • No collateral required
  • Can be used for any purpose

Cons:

  • High interest rates and fees
  • Short repayment terms
  • May lead to a cycle of debt

Interesting Facts and Statistics about Payday Loans in Isle of Palms, South Carolina

  • There are approximately 620 payday lenders operating in South Carolina.
  • The average payday loan in South Carolina is $380.
  • 70% of payday loan borrowers in South Carolina use the funds to cover recurring expenses, such as rent and utilities.
  • Only 9% of South Carolina residents have used a payday loan in the past year.

Apply Now

If you need cash to cover unexpected expenses before your next payday, TheGuaranteedLoans can help. We are a connector service that connects borrowers with potential lenders. Fill out our online application to get started. Remember that payday loans should only be used as a last resort and should be repaid in full on your next payday to avoid excessive fees and interest charges.

F.A.Q.

Are there any penalties for not paying back a payday loan in Isle of Palms, South Carolina?

Yes, if you do not pay back your payday loan in Isle of Palms, South Carolina, you may be subject to late fees, collection actions, and legal consequences.

Are there any restrictions on how many payday loans I can have at once in Isle of Palms, South Carolina?

Yes, in Isle of Palms, South Carolina, a borrower can only have one payday loan at a time.