Payday Loans in Jackson, South Carolina

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No payday loan companies in Jackson, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
ABC Finance Co 225 N Poinsett Hwy, Travelers Rest, SC 29690 +1 (864) 834 - 9054
First Credit 114 E Carolina Ave, Hartsville, SC 29550 +1 (843) 332 - 7402
Money Man Pawn 431 N U.S. Hwy 52, Moncks Corner, SC 29461 +1 (843) 899 - 9100
Fidelity Investments 807 William Hilton Pkwy Ste 1301A, Hilton Head Island, SC 29928 +1 (800) 544 - 8672
Regional Finance 5175 Sunset Blvd Suite 4, Lexington, SC 29072 +1 (803) 996 - 1022
Anderson Brothers Bank 232 W McIntyre St, Mullins, SC 29574 +1 (843) 464 - 2870
Advance America 9003 Two Notch Rd #11, Columbia, SC 29223 +1 (803) 419 - 1935
Approved Cash 1669-B Savannah Hwy, Charleston, SC 29407 +1 (843) 573 - 0530
Advance America 1736 SC-14, Landrum, SC 29356 +1 (864) 457 - 5808
Quick Credit 2816-A Main St, Newberry, SC 29108 +1 (803) 276 - 2300

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Jackson, SC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Rock Hill, SC, No Credit Check Loans in Spartanburg, SC, Payday Loans in Summerville, SC, Emergency Loan in Sumter, SC, Payday Loans in Aiken, SC, Payday Loans in Charleston, SC, Payday Loans in Columbia, SC and Short-term Loans in Florence, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Jackson, SC.

Beautiful sights of Jackson, SC

Payday Loans Available in Jackson, SC By The Following ZIP Codes:

29831

Are Payday Loans Legal In Jackson, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Jackson, SC payday loan calculator

Understanding Payday Loans in Jackson, South Carolina

Payday loans are short-term loans often used to help individuals with a financial emergency. They are typically structured to be repaid within a few weeks or months, depending on the borrower’s next payday.

In Jackson, South Carolina, payday loans are legal and widely available to those who meet the eligibility requirements. The state allows borrowers to take out up to $550 in payday loans at one time, but these loans come with high fees and interest rates.

Eligibility Requirements

To qualify for a payday loan in Jackson, South Carolina, borrowers must meet certain criteria. They must:

  • Be at least 18 years old
  • Have a valid government-issued ID
  • Submit proof of income (pay stubs, bank statements, etc.)
  • Have an active checking account

While these criteria may seem reasonable, they can be difficult for some borrowers to meet. For example, those with poor credit or who are currently unemployed may struggle to provide proof of income or meet the checking account requirement.

The Cost of Payday Loans in Jackson, South Carolina

It’s important to understand the cost of payday loans before taking one out. In Jackson, South Carolina, lenders can charge up to 15% of the loan amount as a financing fee. For example, if a borrower takes out a $500 payday loan, they could be charged up to $75 in fees alone.

Additionally, the interest rates on payday loans in Jackson, South Carolina can be as high as 391%. This means that for every $100 borrowed, the borrower could be charged $15 in fees and interest rates.

It’s crucial to understand these fees and interest rates before signing up for a payday loan. Borrowers should also be aware of the potential for rollovers or extensions, which can result in even higher fees and interest rates.

Alternatives to Payday Loans in Jackson, South Carolina

For those who don’t qualify for a payday loan or want to avoid the high fees and interest rates, there are alternatives available in Jackson, South Carolina. These include:

  • Personal loans from local banks or credit unions
  • Credit card cash advances
  • Borrowing from friends or family
  • Community resources such as local non-profit organizations

While these alternatives may not be as fast or as convenient as payday loans, they can offer lower interest rates and fees, as well as a more manageable repayment schedule.

Interesting Facts About Payday Loans in Jackson, South Carolina

  • South Carolina has one of the highest payday loan usage rates in the country.
  • As of 2021, there were over 500 payday lending locations in South Carolina.
  • The average borrower in South Carolina takes out 10 payday loans per year.

These facts highlight the prevalence of payday loans in Jackson, South Carolina. They also serve as a reminder of the potential risks and challenges associated with these types of loans.

Apply Now

If you’re considering a payday loan in Jackson, South Carolina, it’s essential to do your research and understand the risks involved. TheGuaranteedLoans is a connector service that can help you connect with potential lenders.

With TheGuaranteedLoans, you can fill out an online application and be connected with potential lenders in just a few minutes. It’s important to note that TheGuaranteedLoans is not a direct lender and only facilitates the loan connection process.

If you decide to pursue a payday loan, make sure to read the terms and conditions carefully and understand the fees and interest rates involved. Remember that payday loans are intended to be short-term solutions, and borrowing more than you can afford to repay can result in serious financial consequences.

F.A.Q.

How do I apply for a payday loan in Jackson, South Carolina?

To apply for a payday loan in Jackson, South Carolina, you can either visit a payday lender in person or apply online. The application process typically involves providing basic personal and financial information and signing a loan agreement.

What are the potential consequences of defaulting on a payday loan in Jackson, South Carolina?

If you default on a payday loan in Jackson, South Carolina, the lender may pursue legal action to collect the outstanding debt. This could result in a judgment against you, which could lead to garnished wages or other consequences. It is important to repay your payday loan on time to avoid these potential consequences.