Payday Loans in Kinards, South Carolina

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No payday loan companies in Kinards, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
Security Finance 101c S Main St, Bishopville, SC 29010 +1 (803) 484 - 5418
World Finance Corporation 115 West Eutaw Street, Saluda, SC 29138 +1 (864) 445 - 3770
U.S. Money Shops Title Loans 111 N U.S. Hwy 52 c, Moncks Corner, SC 29461 +1 (843) 899 - 4526
First Citizens Bank 11280 Asheville Hwy, Inman, SC 29349 +1 (864) 473 - 3000
Advance America 1735 John B White Sr Blvd #10, Spartanburg, SC 29301 +1 (864) 574 - 7812
Founders Federal Credit Union 1769 J A Cochran Bypass, Chester, SC 29706 +1 (800) 845 - 1614
Advance America 1531 Broad River Rd, Columbia, SC 29210 +1 (803) 750 - 5750
EZ Cash Loans of SC, Inc. 5608 Calhoun Memorial Hwy, Easley, SC 29640 +1 (864) 855 - 0900
Carolina Title Loans, Inc. 205 E Wade Hampton Blvd, Greer, SC 29651 +1 (864) 848 - 7132
Hometown Finance of Gaffney 845 N Limestone St 1, Gaffney, SC 29340 +1 (864) 489 - 9506

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Kinards, SC, you can try to find different companies in big cities near by. Check out the following pages here: Emergency Loan in Aiken, SC, Emergency Loan in Charleston, SC, Bad Credit Loans in Columbia, SC, Payday Loans in Florence, SC, Payday Loan Companies in Goose Creek, SC, 24-Hour Loan in Greenville, SC, Payday Loans in Hilton Head Island, SC and Payday Loan Without a Credit Check in Mount Pleasant, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Kinards, SC.

Are Payday Loans Legal In Kinards, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Kinards, SC payday loan calculator

Payday Loans in Kinards, South Carolina

If you’re struggling to make ends meet, a payday loan can be a lifeline. These short-term loans help you cover unexpected expenses such as car repairs, medical bills, or home repairs. In Kinards, South Carolina, payday loans may be a viable option for those in need of quick cash. Here’s what you need to know.

How Do Payday Loans Work?

Payday loans are short-term loans that typically range from $100 to $1,000 and are designed to help people with emergency expenses. The loans are based on your income, and you are expected to repay the amount you borrowed plus interest within two to four weeks.

To apply for a payday loan, you need to provide proof of income and a valid ID. You also need to have a checking account. Once you’re approved, the lender will deposit the funds directly into your account. On your next payday, the lender will withdraw the amount you borrowed plus interest and fees.

Are Payday Loans Legal in Kinards, South Carolina?

Yes, payday loans are legal in South Carolina. However, there are certain regulations that lenders must follow. For example, lenders cannot charge more than 15% on the loan amount and must provide a written agreement that outlines all the terms and conditions of the loan.

What Are the Benefits of Payday Loans?

The main benefit of payday loans is that they provide quick cash when you need it most. Unlike traditional loans, which can take weeks to process, payday loans can be approved within minutes. This means that you can get the money you need to cover your emergency expenses without having to wait too long.

Another benefit of payday loans is that they are easy to qualify for. As long as you have a steady income and a checking account, you should be able to get approved for a payday loan. The application process is simple, and you can complete it online or in person.

What Are the Risks of Payday Loans?

While payday loans can be helpful in times of need, they also come with some risks. One of the biggest risks is the high interest rates. Payday loans are often accompanied by high interest rates and fees, making them an expensive option.

Another risk of payday loans is the short repayment period. If you can’t repay the loan on your next payday, the lender may charge additional fees or roll over the loan, which can add to your debt.

Interesting Facts about Payday Loans in Kinards, South Carolina

– The average payday loan amount in South Carolina is $414.
– Payday loans are used most frequently by people between the ages of 25 and 44.
– 87% of payday loan borrowers in the United States have a high school diploma or less.
– The number of payday loan lenders in South Carolina has decreased by 49% since 2010.

Apply Now

If you need a payday loan in Kinards, South Carolina, TheGuaranteedLoans can connect you with reputable lenders in your area. We are a connector service that can help you get the money you need quickly and easily. Simply fill out our online application, and we’ll match you with potential lenders who may be able to help.

Remember, we are a connector service, not a direct lender. We will facilitate your connection with potential lenders, but we do not make loan decisions or set loan terms. Make sure to read and understand the terms and conditions of any loan offer before accepting it.

F.A.Q.

What are the potential consequences of defaulting on a payday loan in Kinards, South Carolina?

If you default on a payday loan in Kinards, South Carolina, the lender may pursue legal action to collect the outstanding debt. This could result in a judgment against you, which could lead to garnished wages or other consequences. It is important to repay your payday loan on time to avoid these potential consequences.

What should I do if I can't afford to repay my payday loan in Kinards, South Carolina?

If you are unable to repay your payday loan in Kinards, South Carolina, it is important to contact your lender immediately to discuss your options. This may include entering into a payment plan or seeking financial counseling.