Payday Loans in Lando, South Carolina

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No payday loan companies in Lando, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
Raymond James 7 N 7th St, McBee, SC 29101 +1 (843) 335 - 5169
Community Loans of America 1002 Savannah Hwy, Charleston, SC 29407 +1 (843) 852 - 2247
Regional Finance 211 Oconee Square Dr, Seneca, SC 29678 +1 (864) 882 - 1099
Approved Cash 1010 York St NE, Aiken, SC 29801 +1 (803) 643 - 0123
World Finance 12540 Main St, Williston, SC 29853 +1 (803) 403 - 0983
National Finance Company 108 W Harrison St, Dillon, SC 29536 +1 (843) 841 - 9864
Ez Cash Loans of Sc Inc 419 Highway 28 By Pass, Anderson, SC 29624 +1 (864) 225 - 4553
World Finance 205 N Goose Creek Blvd Ste 104, Goose Creek, SC 29445 +1 (843) 797 - 3920
U.S. Money Shops Title Loans 404 Bells Hwy, Walterboro, SC 29488 +1 (843) 549 - 6609
Purpose Money 7457 Patterson Rd 105, Columbia, SC 29209 +1 (803) 776 - 1004

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lando, SC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Columbia, SC, Payday Loans in Florence, SC, Payday Loans in Goose Creek, SC, No Credit Check Loans in Greenville, SC, Payday Loans in Hilton Head Island, SC, Payday Loans in Mount Pleasant, SC, Payday Loans in Myrtle Beach, SC and Emergency Loan in North Charleston, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lando, SC.

Are Payday Loans Legal In Lando, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Lando, SC payday loan calculator

Understanding Payday Loans in Lando, South Carolina

Payday loans have become a popular option for individuals in need of cash quickly. This is especially true in Lando, South Carolina, where payday loans are legal and easily accessible.

However, before taking out a payday loan, it is important to understand the terms and conditions, as well as the potential risks involved. This article will provide you with a comprehensive guide to payday loans in Lando, South Carolina.

What is a Payday Loan?

A payday loan is a short-term loan of a relatively small amount of money, typically less than $500, that is borrowed on the understanding that the borrower will repay the loan with their next paycheck. Payday loans are intended to help individuals who are in need of immediate cash due to unexpected expenses or emergencies, such as medical bills or car repairs.

In Lando, South Carolina, payday loans are legal, but there are restrictions on the amount that a lender can charge for interest and fees.

The Pros and Cons of Payday Loans

  • Pros:
    • Fast and easy approval process
    • No credit check required
    • Ability to obtain cash quickly
    • Can be used for a variety of purposes
  • Cons:
    • High interest rates and fees
    • Short repayment term
    • May lead to a debt cycle
    • May have negative impact on credit score if not repaid on time

It is important for individuals to carefully consider their financial situation and ability to repay the loan before taking out a payday loan. It is also recommended that individuals explore other options, such as borrowing from family or friends, seeking assistance from a non-profit organization, or obtaining a traditional loan from a bank or credit union.

Interesting Facts and Statistics about Payday Loans in Lando, South Carolina

  • According to a report by the South Carolina Appleseed Legal Justice Center, there were over 967,000 payday loans taken out in South Carolina in 2019.
  • The average payday loan in South Carolina is $350, with an average interest rate of 391%.
  • Between 2015 and 2019, over $1 billion was drained from South Carolina’s economy due to payday loan fees and cyclical borrowing.
  • Lando, South Carolina, has several payday lending storefronts, as well as online payday lending options.

Applying for a Payday Loan in Lando, South Carolina

Applying for a payday loan in Lando, South Carolina, is a straightforward process. Individuals can visit a storefront location and fill out an application, or apply online through a lender’s website.

It is important to note that payday loans are not a long-term solution to financial problems, and should only be used in cases of emergency. Individuals should also read the contract carefully and fully understand the terms and conditions before signing.

Apply Now for a Payday Loan in Lando, South Carolina

If you are in need of cash quickly and have determined that a payday loan is the best option for you, TheGuaranteedLoans can help connect you with potential lenders in Lando, South Carolina. We are a connector service, not a direct lender, and will work to facilitate your connection with a lender that meets your unique financial needs.

Apply now on our website to get started, and take the first step towards financial security.

F.A.Q.

Can I rollover my payday loan if I cannot repay it on time in Lando, South Carolina?

No, rollovers are not allowed in Lando, South Carolina, and borrowers are required to repay their payday loans in full on the agreed-upon date.

Are there any additional fees associated with payday loans in Lando, South Carolina?

Yes, payday lenders may charge additional fees for late payments or other services. It is important to carefully read and understand the terms of the loan before signing any agreements.