Payday Loans in Lane, South Carolina

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No payday loan companies in Lane, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
Check `n Go 227 E Blackstock Rd Suite 300, Spartanburg, SC 29301 +1 (864) 576 - 3224
1st Franklin Financial 210 W Wesmark Blvd Suite 1, Sumter, SC 29150 +1 (803) 774 - 2462
Family Trust Federal Credit Union 225 W White St, Rock Hill, SC 29730 +1 (803) 367 - 4100
Regional Finance 109 E Main St, Lake City, SC 29560 +1 (843) 394 - 8884
Advance America 2016 Bear Village Ct, Newberry, SC 29108 +1 (803) 321 - 2325
Wells Fargo Bank 197 Okatie Village Dr, Bluffton, SC 29909 +1 (843) 705 - 9393
Motormax Financial 3827 Broad River Rd, Columbia, SC 29210 +1 (803) 217 - 0930
Regional Finance 1107 E Godbold St, Marion, SC 29571 +1 (843) 423 - 9000
World Finance Corporation 328 Hillcrest Square # 1, Laurens, SC 29360 +1 (864) 984 - 0451
Gusto Services Inc 1477 Asheville Hwy, Spartanburg, SC 29303 +1 (864) 541 - 7722

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Lane, SC, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Goose Creek, SC, Bad Credit Loans in Greenville, SC, Quick Loan in Hilton Head Island, SC, Payday Loans in Mount Pleasant, SC, Payday Loans in Myrtle Beach, SC, Payday Loans in North Charleston, SC, Payday Loans in Rock Hill, SC and 24-Hour Loan in Spartanburg, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Lane, SC.

Payday Loans Available in Lane, SC By The Following ZIP Codes:

29564

Are Payday Loans Legal In Lane, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Lane, SC payday loan calculator

The Ins and Outs of Payday Loans in Lane, South Carolina

Payday loans can be a valuable financial tool for those in need of fast cash. In Lane, South Carolina, payday loans are legal and readily available to residents. However, it’s important to understand the specifics of payday loans in Lane, including the lending process, repayment terms, and potential risks and benefits.

The Lending Process

The payday loan process in Lane is relatively straightforward. To obtain a payday loan, a borrower typically needs to provide a post-dated check or electronic access to their bank account. The lender then provides the borrower with a sum of money, typically between $100 and $1,000, that is to be repaid on the borrower’s next payday.

Qualifying for a payday loan in Lane typically requires a few key pieces of information from the borrower, including proof of income and proof of residency. Additionally, the borrower must be at least 18 years old and have a valid checking account.

Repayment Terms

Payday loans in Lane usually come with very short repayment terms – from two weeks to a month – depending on a borrower’s pay cycle. The lender typically collects the loan amount, plus any fees and interest, directly from the borrower’s bank account on the due date. This means that borrowers should ensure they have enough money in their account to cover the loan repayment.

Carrying a payday loan balance beyond the due date can result in costly penalties and compounding interest rates, which can make it challenging for the borrower to repay the loan and can result in a cycle of debt.

Potential Risks and Benefits

As with any financial product, there are both risks and benefits to using payday loans in Lane. On the one hand, payday loans offer fast access to cash, often with no credit check required. This can be an attractive option for those who need money quickly and don’t have the credit history to qualify for other types of loans.

On the other hand, payday loans can carry very high fees and interest rates, making them an expensive option for borrowing. Additionally, the short repayment terms and automatic repayment process can make it challenging for some borrowers to pay off their loans on time, potentially leading to additional fees and interest charges.

Interesting Facts and Statistics

  • South Carolina law caps payday loans at $550, which is less than the national average of $500 for payday loans.
  • In 2018, South Carolina residents took out over 1 million payday loans, according to the Center for Responsible Lending.
  • The average payday loan interest rate in South Carolina is 400%, which is much higher than the national average of 391%.

Apply Now

If you’re considering a payday loan in Lane, South Carolina, TheGuaranteedLoans can help connect you with potential lenders. Our easy online application process can get you the cash you need quickly and easily. Remember, we are a connector service and not a direct lender, so we will facilitate your connection with a potential lender rather than providing funds directly to you. Fill out our online application form today and take the first step toward getting the cash you need.

F.A.Q.

What should I do if I can't afford to repay my payday loan in Lane, South Carolina?

If you are unable to repay your payday loan in Lane, South Carolina, it is important to contact your lender immediately to discuss your options. This may include entering into a payment plan or seeking financial counseling.

What should I do if I think my payday lender is engaging in predatory or illegal practices?

If you believe your payday lender is engaging in predatory or illegal practices, you should report them to the South Carolina Department of Consumer Affairs. You can also seek legal advice from an attorney.