Payday Loans in Langley, South Carolina

All Credits Welcome!

If you have a bad credit score, then don’t worry – it’s not an issue for us!

TGL Loan Services

You can get your money fast after filling out the simple form on the "Get Started" page! Lenders cannot guarantee the approval, but they could approve your loans, even if you are unemployed, receiving government benefits.

Fast Money In Your Bank

You can get your money within hours after filling out the form! We work 24/7 for you!
  • This form is protected with secure 256-bit SSL encryption
  • By clicking “Get Started”, I consent and agree to the Privacy Policy and Terms of Use.

No payday loan companies in Langley, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
World Finance Corporation 126 S Main St, McCormick, SC 29835 +1 (864) 465 - 2049
Top Dollar Pawn & Jewelry - Hilton Head Island 11 Mathews Dr 7, Hilton Head Island, SC 29926 +1 (843) 681 - 3400
1st Capital Car Title Loans Gastonia 208 Gateway Farm Rd, Clover, SC 29710 +1 (803) 222 - 7733
Lenders Loans 479 Bells Hwy, Walterboro, SC 29488 +1 (843) 549 - 2156
Auto Credit of Greenville 355 Woodruff Rd 304, Greenville, SC 29607 +1 (864) 254 - 9907
Cash Well Consumer Loans 1606 Airport Blvd, West Columbia, SC 29169 +1 (803) 796 - 3267
Wells Fargo Bank 75 Mathews Dr, Hilton Head Island, SC 29926 +1 (843) 686 - 9349
Lenders Loans 1102 Washington St, Columbia, SC 29201 +1 (803) 765 - 1104
Always Money 1640 Springdale Dr Unit C, Camden, SC 29020
Grow Financial Federal Credit Union 163 Forum Dr 1, Columbia, SC 29229 +1 (800) 839 - 6328

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Langley, SC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Summerville, SC, Same Day Loans in Sumter, SC, Payday Loans in Aiken, SC, Payday Loans in Charleston, SC, Short-term Loans in Columbia, SC, Short-term Loans in Florence, SC, Quick Loan in Goose Creek, SC and Payday Loans in Greenville, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Langley, SC.

Payday Loans Available in Langley, SC By The Following ZIP Codes:

29834

Are Payday Loans Legal In Langley, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Langley, SC payday loan calculator

If you’re living in Langley, South Carolina and need financial assistance before payday, you have the option of getting a payday loan. Payday loans are short-term loans that borrowers use to cover unexpected expenses or pay bills until their next payday. This type of loan is also known as a cash advance or a paycheck advance because it is often used to cover unexpected expenses until the borrower receives their next paycheck.

How Do Payday Loans Work in Langley, South Carolina?

In South Carolina, payday loans are legal and are regulated by the state’s lending laws. If you choose to get a payday loan in Langley, you’ll need to provide proof of income, such as a pay stub or bank statement. Lenders will also require your Social Security number and other personal information to verify your identity.

The maximum amount you can borrow in Langley is $550, and the loan term cannot exceed 31 days. Lenders in South Carolina are allowed to charge up to 15% of the loan amount as finance charges, which means if you borrow $100, you will owe $115 when the loan is due. However, there can be additional fees if you don’t repay the loan on time, so it’s important to read the terms and conditions carefully before accepting any loan.

Benefits of Payday Loans in Langley, South Carolina

  • Quick Access to Funds: One of the primary benefits of payday loans is that you can get money quickly. Once you’re approved for a loan, you’ll typically receive the funds within a day or two.
  • No Credit Check: Traditional lenders typically require a good credit score to approve a loan. Payday lenders, on the other hand, typically don’t require a credit check, making it easier for people with poor credit to get a loan.
  • Flexibility: Payday loans can be used for anything, such as car repairs, medical bills, or rent payments. Borrowers have the flexibility to use the loan for any purpose.

Disadvantages of Payday Loans in Langley, South Carolina

  • High-Interest Rates: Payday loans typically have higher interest rates compared to traditional loans, making them more expensive in the long run.
  • Short Repayment Period: Payday loans must be repaid within a short period, typically within 14 to 31 days. If you’re unable to repay the loan on time, you may face additional fees and penalties.
  • Risk of Debt Cycle: Payday loans can be a quick fix for financial emergencies, but if borrowers aren’t careful with repayments, the loan can lead to a cycle of debt.

Interesting Facts About Payday Loans in Langley, South Carolina

  • Payday loans are legal in South Carolina, but there are regulations in place to protect consumers from fraud. The state imposes a maximum loan amount of $550, and lenders can’t charge more than 15% in finance charges.
  • According to a report by the Pew Charitable Trusts, the average payday loan borrower takes out eight loans per year and spends an average of $520 in fees alone.
  • South Carolina has the fourth-highest concentration of payday loan businesses in the United States, with 19.03 lenders per 100,000 people.

Apply Now

If you’re considering a payday loan in Langley, South Carolina, TheGuaranteedLoans can help connect you with a potential lender. We are a connector service, meaning we don’t directly lend money. Instead, we facilitate connections between borrowers and lenders. Applying for a loan through our website is quick and easy – simply fill out our online application, and we’ll match you with a lender in our network. Remember, payday loans should be used as a last resort, and borrowers should carefully consider the terms and conditions before accepting any loan offer.

F.A.Q.

Are there any alternatives to payday loans in Langley, South Carolina?

Yes, there are other options for borrowers who need quick access to cash in Langley, South Carolina. These may include borrowing from friends or family, applying for a small personal loan from a bank or credit union, or using a credit card.

Can I be sued or have my wages garnished if I default on a payday loan in Langley, South Carolina?

Yes, if you default on a payday loan in Langley, South Carolina, your lender may take legal action against you. This may include suing you in court or seeking wage garnishment.