Payday Loans in Liberty Hill, South Carolina

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No payday loan companies in Liberty Hill, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
World Finance 915 Folly Rd Suite I, Charleston, SC 29412 +1 (843) 406 - 8646
Lendmark Financial Services LLC 10136 Two Notch Rd 3, Columbia, SC 29229 +1 (803) 462 - 1668
Auto Money Title Loans 1661 J A Cochran Bypass, Chester, SC 29706 +1 (803) 581 - 1280
Globe Finance Co Inc 412 Calhoun St, Johnston, SC 29832 +1 (803) 275 - 2251
Cashwell 645 SC-28 Truck A, Anderson, SC 29624 +1 (864) 261 - 0407
World Finance Corporation 12270 Frontage Rd b, Murrells Inlet, SC 29576 +1 (843) 357 - 6210
KeyStone Financial 227 E Blackstock Rd 100, Spartanburg, SC 29301 +1 (864) 586 - 2999
Hemingway Pawn LLC 108 W Broad St, Hemingway, SC 29554 +1 (843) 558 - 7296
Check Into Cash 654 Fairview Rd Suite C, Simpsonville, SC 29680 +1 (864) 963 - 0070
Republic Finance 1167 N Fraser St, Georgetown, SC 29440 +1 (843) 520 - 0104

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Liberty Hill, SC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Goose Creek, SC, Payday Loans in Greenville, SC, Payday Loans in Hilton Head Island, SC, Payday Loan Companies in Mount Pleasant, SC, Payday Loans in Myrtle Beach, SC, Payday Loans in North Charleston, SC, Payday Loan Without a Credit Check in Rock Hill, SC and 24-Hour Loan in Spartanburg, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Liberty Hill, SC.

Are Payday Loans Legal In Liberty Hill, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Liberty Hill, SC payday loan calculator

Understanding Payday Loans in Liberty Hill, South Carolina

Payday loans have become a popular form of short-term lending in many states across the US, and for good reasons. They are quick, convenient and easily accessible for people who need fast cash to tide them over until their next paycheck arrives. In Liberty Hill, South Carolina, payday loans are legal, and many residents turn to these loans to meet their immediate financial needs.

How Do Payday Loans in Liberty Hill, South Carolina Work?

Just like in other states, payday loans in Liberty Hill, South Carolina are unsecured loans designed to provide quick cash to people who need it urgently. The loan amounts typically range from $100 to $1,000, and the repayment term is usually between 14 and 30 days. The lenders charge a finance fee, which can range from $15 to $30 for every $100 borrowed. The finance fee may seem high, but it is a common practice in payday lending and helps cover the cost of providing these loans.

Who Qualifies for a Payday Loan in Liberty Hill, South Carolina?

To qualify for a payday loan in Liberty Hill, South Carolina, you need to be 18 years or older, have a valid government-issued ID, proof of income, a checking account, and a phone number. Your credit score is not a hindrance in getting approved for the loan. The lender will not check your credit score or report your on-time or late payments since payday loans are short-term loans. The loan amount you can qualify for depends on your income, and you can only borrow up to 25% of your monthly income.

The Benefits of Payday Loans in Liberty Hill, South Carolina

Payday loans in Liberty Hill, South Carolina offer several benefits compared to other types of loans. Firstly, they are easily accessible, require minimal paperwork, and are approved within a few hours. You can receive the funds on the same day you applied or the next business day, depending on when you apply. Secondly, they do not require collateral, making them ideal for people who do not have assets to pledge as security for a loan.

Thirdly, payday loans do not affect your credit score since the lender will not check your credit score or report your payments to credit bureaus. This means you can access money even if you have a low credit score or no credit history. Lastly, payday loans can help you avoid penalties or overdraft fees on your bank account, which can be costly in the long run.

What to Watch Out For with Payday Loans in Liberty Hill, South Carolina

While payday loans can provide financial relief when you need it most, they are not without risks. The high finance fees can add up quickly, making it difficult to repay the loan on time. This can lead to a cycle of debt where you continually borrow to cover the previous loan. As a result, you may end up paying more in interest charges than the actual loan amount if you repeatedly roll over your payday loan.

Additionally, some lenders may use unethical or illegal practices to collect the loan, such as threatening or harassing you to repay. It is essential to read and understand the loan agreement before signing it to ensure you are aware of all the costs and obligations under the loan.

Interesting Facts About Payday Loans in Liberty Hill, South Carolina

  • Payday loans are legal in South Carolina, but they are heavily regulated by the state.
  • In 2018, South Carolina passed a new payday lending law that limited the loan amount to $550 or 25% of the borrower’s gross monthly income, whichever is less.
  • The new law also required lenders to offer an extended payment plan to borrowers who cannot repay their loans on time.
  • In 2019, the South Carolina Department of Consumer Affairs received over 3,000 complaints about payday loans, making them the most complained-about financial product in the state.

Apply Now for a Payday Loan in Liberty Hill, South Carolina

If you need fast cash to cover an unexpected expense or bill, TheGuaranteedLoans can help connect you to potential lenders in Liberty Hill, South Carolina. Our online application process is quick and straightforward, and you can receive funding within 24 hours if approved. We are not a direct lender, but we work with a network of reputable lenders who offer competitive rates and terms.

Apply now and get the financial relief you need!

F.A.Q.

Can I get a payday loan if I am unemployed or on disability in Liberty Hill, South Carolina?

Yes, you can still qualify for a payday loan in Liberty Hill, South Carolina if you are unemployed or on disability as long as you can provide proof of alternative income.

Are there any penalties for not paying back a payday loan in Liberty Hill, South Carolina?

Yes, if you do not pay back your payday loan in Liberty Hill, South Carolina, you may be subject to late fees, collection actions, and legal consequences.