Payday Loans in Liberty, South Carolina

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No payday loan companies in Liberty, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
Always Money 101-B S Main St, Mauldin, SC 29662 +1 (864) 458 - 7331
Williams Loans 3 Pack St, Greenville, SC 29611 +1 (864) 236 - 5537
Auto Money Title Loans 11499 Dunbarton Blvd, Barnwell, SC 29812 +1 (803) 450 - 5008
Local Finance and Tax Service of Greenwood SC 214 N Creek Blvd, Greenwood, SC 29649 +1 (864) 223 - 2399
AgSouth Farm Credit 413 US-278, Allendale, SC 29810
TitleMax Title Secured Loans 1836 J A Cochran Bypass Ste. A, Chester, SC 29706 +1 (803) 451 - 2194
Woodforest Bank 1040 Chesterfield Hwy, Cheraw, SC 29520 +1 (843) 537 - 5404
Advance America 1699 Hwy 17 N Unit 104, Little River, SC 29566 +1 (843) 249 - 0386
Republic Finance 5115 Calhoun Memorial Hwy Ste D, Easley, SC 29640 +1 (864) 855 - 8174
Advance America 1736 Highway 14 E, Landrum, SC 29356 +1 (864) 457 - 5808

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Liberty, SC, you can try to find different companies in big cities near by. Check out the following pages here: Online Loans in Rock Hill, SC, Payday Loans in Spartanburg, SC, 24-Hour Loan in Summerville, SC, Bad Credit Loans in Sumter, SC, Payday Loans in Aiken, SC, Payday Loan for Charleston, SC, Emergency Loan in Columbia, SC and Payday Loans in Florence, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Liberty, SC.

Beautiful sights of Liberty, SC

Payday Loans Available in Liberty, SC By The Following ZIP Codes:

29657

Are Payday Loans Legal In Liberty, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Liberty, SC payday loan calculator

Understanding Payday Loans in Liberty, South Carolina

Life can be full of surprises, and sometimes those surprises come in the form of unexpected bills or expenses. If you find yourself in a tight financial spot and need quick cash, you may be considering a payday loan.

Payday loans are a type of short-term loan that typically ranges from $50 to $1,500. The loan is designed to be repaid by your next payday, usually within two weeks to a month.

While payday loans may seem like a quick and easy solution, it’s important to understand the risks and benefits before you apply.

How Do Payday Loans Work in Liberty, South Carolina?

In South Carolina, payday loans are legal and regulated under the South Carolina Code of Laws, Title 34, Chapter 39.

Applying for a payday loan in Liberty is usually a straightforward process. You will need to provide proof of income and identification, such as a driver’s license or state-issued ID.

If approved, you will receive the loan amount in cash, a check, or transferred electronically to your bank account. You will then be required to repay the loan and any associated fees by your next payday.

The Pros and Cons of Payday Loans in Liberty, South Carolina

Before you apply for a payday loan in Liberty, it’s important to understand both the benefits and drawbacks of this type of loan.

Pros

  • Quick and easy access to cash when you need it.
  • No credit check required.
  • No collateral required.
  • Can help you avoid late fees or overdraft charges.

Cons

  • High-interest rates and fees. South Carolina law allows payday lenders to charge up to 15% of the loan amount as a fee.
  • Can lead to a cycle of debt if you’re unable to repay the loan on time.
  • May impact your credit score if you default on the loan.
  • Lower loan amounts compared to traditional loans.

If you decide that a payday loan is the right option for your financial situation, it’s essential to borrow only what you know you can repay on time.

Apply Now for a Payday Loan in Liberty, South Carolina

If you’re ready to apply for a payday loan in Liberty, South Carolina, TheGuaranteedLoans.com can help you connect with potential lenders. We’re a trusted connector service that specializes in helping consumers find access to loans, including payday loans.

It’s important to keep in mind that TheGuaranteedLoans.com is not a direct lender and does not make decisions about loan approvals. Instead, we aim to facilitate the connection between you and potential lenders that may be interested in working with you.

Interesting Facts and Statistics About Payday Loans in Liberty, South Carolina

  • Payday loans in South Carolina are regulated by the state’s Consumer Finance Division.
  • South Carolina law prohibits lenders from providing more than one payday loan at a time to a borrower.
  • The average APR for a payday loan in South Carolina is 391%, one of the highest in the country.
  • According to a survey by the Pew Charitable Trusts, the average payday borrower takes out eight loans per year, spending an average of $520 on fees.

As with any financial decision, it’s important to do your research, understand the terms and conditions of the loan, and borrow only what you need and can afford to repay.

Conclusion

Payday loans can be a helpful tool for managing short-term financial challenges, but they’re not without risks. It’s essential to weigh the pros and cons carefully, understand the terms and conditions of the loan, and borrow responsibly.

If you’re considering a payday loan in Liberty, South Carolina, TheGuaranteedLoans.com can help you find potential lenders to work with. Apply now and take the first step toward getting the cash you need to manage your finances.

F.A.Q.

Can I extend my payday loan in Liberty, South Carolina?

Yes, it is possible to extend a payday loan in Liberty, South Carolina, but this will depend on the lender and their specific policies.

Is it safe to take out a payday loan in Liberty, South Carolina?

Yes, payday loans are regulated by the South Carolina State Board of Financial Institutions, which ensures that lenders operate in a safe and fair manner.