Payday Loans in Little Rock, South Carolina

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No payday loan companies in Little Rock, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
Cash America Pawn 3 Farrs Bridge Rd, Greenville, SC 29617 +1 (864) 294 - 1001
Advance America 512 SE Main St, Simpsonville, SC 29681 +1 (864) 228 - 9376
Security Finance 302 N Main St Suite B, Lancaster, SC 29720 +1 (803) 285 - 7481
EZ Cash Loans of SC, Inc. 3016 N Main St Ste. F, Anderson, SC 29621 +1 (864) 222 - 9390
Auto Money Title Loans 126 S Ron McNair Blvd, Lake City, SC 29560 +1 (843) 374 - 5525
Regional Finance 592 N Anderson Rd, Rock Hill, SC 29730 +1 (803) 366 - 4322
US Money Shops 280 N Ron McNair Blvd, Lake City, SC 29560 +1 (843) 394 - 2801
Oplis Financial 404 Corner Square Plaza, Moncks Corner, SC 29461 +1 (866) 204 - 6086
Synovus Bank - ATM 129 N Washington St, Sumter, SC 29150 +1 (888) 796 - 6887
Check Loans 3620 Ashley Phosphate Rd, North Charleston, SC 29418 +1 (843) 760 - 6464

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Little Rock, SC, you can try to find different companies in big cities near by. Check out the following pages here: Guaranteed Loans in Aiken, SC, Payday Loans in Charleston, SC, Payday Loans in Columbia, SC, Payday Loans in Florence, SC, Payday Loan Companies in Goose Creek, SC, Payday Loans in Greenville, SC, Online Loans in Hilton Head Island, SC and Emergency Loan in Mount Pleasant, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Little Rock, SC.

Payday Loans Available in Little Rock, SC By The Following ZIP Codes:

29536, 29567

Are Payday Loans Legal In Little Rock, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Little Rock, SC payday loan calculator

Payday Loans in Little Rock, South Carolina

Payday loans are a popular option for those with limited financial resources in need of short-term funding. Little Rock, South Carolina, offers various payday loan options for residents who need extra cash in a hurry.

What are Payday Loans?

A payday loan is a short-term loan designed to help borrowers cover expenses until their next paycheck. These loans typically come with high interest rates and fees, making them a more expensive option than other financial products.

Payday loans are typically available in small amounts, and most lenders require the borrower to repay the loan in full by their next payday. The loan amount is usually determined by the borrower’s income and credit history.

  • Payday loans are legal in South Carolina.
  • South Carolina law allows payday loan amounts of up to $550.
  • South Carolina law limits the number of payday loans a borrower can take to one at a time and a maximum of two per year.
  • Borrowers must be at least 18 years old and have a valid government-issued ID to get a payday loan in South Carolina.

How Do Payday Loans Work in Little Rock, South Carolina?

In Little Rock, South Carolina, borrowers can apply for a payday loan in person or online. Applicants will typically need to provide a government-issued ID, proof of income, and a post-dated check or authorization for electronic payment.

The lender will review the application and determine if the applicant qualifies for the loan. If approved, the funds are typically disbursed on the same day or the next business day.

Borrowers will generally have until their next payday to repay the loan, including all fees and interest charges. Failure to repay the loan on time can result in additional fees and interest charges, collection efforts, and damage to the borrower’s credit score.

What Should You Consider Before Applying for a Payday Loan?

While payday loans can provide quick funding in an emergency, they are not a long-term solution to financial problems. Before considering a payday loan in Little Rock, South Carolina, borrowers should consider the following:

  • Payday loans often come with high interest rates and fees, making them a more expensive option than other financial products.
  • Payday loans must be repaid in full by the borrower’s next payday.
  • Failing to repay a payday loan on time can result in additional fees, interest charges, collection efforts, and damage to the borrower’s credit score.
  • Borrowers should consider all available options, including asking friends or family for help, negotiating with creditors, and exploring other loan options before applying for a payday loan.

Interesting Facts About Payday Loans in Little Rock, South Carolina

  • South Carolina is one of the few states that allows payday lending.
  • According to a Pew Charitable Trusts report, the average payday loan borrower in South Carolina takes out 10 loans per year.
  • The report also found that the average interest rate for payday loans in South Carolina is 391 percent.
  • In 2019, the South Carolina legislature passed a law increasing the maximum payday loan amount from $550 to $1,000.

Apply Now

If you’re in need of short-term funding and are considering a payday loan in Little Rock, South Carolina, TheGuaranteedLoans can help connect you with potential lenders. We are a connector service, not a direct lender, and we work with a network of reputable lenders to provide borrowers with options to meet their financial needs.

Applying for a loan through TheGuaranteedLoans is free and easy. Visit our website and fill out our simple online application to get started. Our process is quick, and we’ll work with you to find a lender that fits your unique situation.

Remember, payday loans are a short-term solution to financial problems. Borrowers should consider all options and only use payday loans as a last resort. If you’re in need of financial assistance, our team at TheGuaranteedLoans is here to help.

F.A.Q.

What are the potential consequences of defaulting on a payday loan in Little Rock, South Carolina?

If you default on a payday loan in Little Rock, South Carolina, the lender may pursue legal action to collect the outstanding debt. This could result in a judgment against you, which could lead to garnished wages or other consequences. It is important to repay your payday loan on time to avoid these potential consequences.

What should I do if I can't afford to repay my payday loan in Little Rock, South Carolina?

If you are unable to repay your payday loan in Little Rock, South Carolina, it is important to contact your lender immediately to discuss your options. This may include entering into a payment plan or seeking financial counseling.