Payday Loans in Mayesville, South Carolina

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No payday loan companies in Mayesville, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
Auto Money Title Loans 1015 E Liberty St, Marion, SC 29571 +1 (843) 423 - 0480
World Finance 104 S Acline St, Lake City, SC 29560 +1 (843) 394 - 2727
Cash Fast Payday Loans 377 Rubin Center Dr Ste 111, Fort Mill, SC 29708 +1 (803) 802 - 5336
Citizens Bank 1812 US-52, Scranton, SC 29591 +1 (843) 389 - 2080
Bank of America with Drive-thru ATM 521 College Ave, Clemson, SC 29631 +1 (864) 654 - 1667
Regional Finance 252 Kelley St, Lake City, SC 29560 +1 (843) 394 - 8884
Southern Finance 577 Bultman Dr, Sumter, SC 29150 +1 (803) 773 - 9371
World Finance Corporation 1419 Retail Row, Hartsville, SC 29550 +1 (843) 332 - 9378
Advance America 2600 S Irby St Ste. H, Florence, SC 29505 +1 (843) 669 - 4185
Raymond James 901 Chesterfield Hwy, Cheraw, SC 29520 +1 (843) 921 - 4610

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Mayesville, SC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Goose Creek, SC, No Credit Check Loans in Greenville, SC, Payday Loans in Hilton Head Island, SC, Payday Loan for Mount Pleasant, SC, Payday Loans in Myrtle Beach, SC, Payday Loans in North Charleston, SC, Online Loans in Rock Hill, SC and Payday Loans in Spartanburg, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Mayesville, SC.

Payday Loans Available in Mayesville, SC By The Following ZIP Codes:

29103, 29104

Are Payday Loans Legal In Mayesville, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Mayesville, SC payday loan calculator

Understanding Payday Loans in Mayesville, South Carolina

When you face a financial emergency, such as a medical bill or unexpected car repair in Mayesville, South Carolina, you may find yourself in a difficult situation. Your paycheck may not cover all of your expenses, and you may need cash quickly. In these cases, some people turn to payday loans as a solution.

Payday loans are a type of short-term loan that typically have high-interest rates and short repayment terms. These loans are meant to be temporary solutions to financial challenges, and often come with high fees and interest rates.

How Payday Loans Work in Mayesville, South Carolina

Payday loans in Mayesville, South Carolina, are legal and regulated by state law. You can borrow up to $550, and repayment terms can range from 31 to 60 days. Borrowers must be at least 18 years old and have a valid ID, proof of income, and an active checking account. Most payday lenders in Mayesville, South Carolina, also require borrowers to provide a post-dated check or draft authorization that can be deposited on the due date if the borrower does not repay the loan in full.

When you apply for a payday loan in Mayesville, South Carolina, you will be asked to provide proof of income, such as a pay stub, and your personal information. The lender will then verify your information and determine your eligibility for the loan. If approved, you will receive the funds directly into your checking account. The loan amount and associated fees and interest will be due on your next payday.

The Pros and Cons of Payday Loans in Mayesville, South Carolina

Payday loans can be a helpful option for those who are facing a financial emergency and need cash immediately. However, they can also be risky and expensive. Before taking out a payday loan in Mayesville, South Carolina, it is important to understand the pros and cons.

Pros:

  • Immediate access to cash: Payday loans can provide quick access to needed funds.
  • No credit check required: Your credit score won’t be affected by your payday loan, and those with bad credit may still qualify.

Cons:

  • High fees and interest rates: Payday loans typically come with high fees and interest rates, which can make the cost of borrowing very expensive.
  • Short repayment terms: Repayment terms are typically just a few weeks, which can make it difficult for borrowers to repay the loan.
  • Potential for debt cycle: Borrowers who are unable to repay their payday loan may roll it over into a new loan, incurring additional fees and interest. This can lead to a cycle of debt that can be difficult to break.

Why Choose TheGuaranteedLoans for Payday Loans in Mayesville, South Carolina?

TheGuaranteedLoans is an online connector service that connects borrowers with potential lenders. We make it easy for borrowers to find loans that meet their needs, regardless of their credit score.

At TheGuaranteedLoans, we work with a network of reputable lenders who offer competitive rates and flexible repayment terms. Our online application process is quick and easy, and we provide a decision in minutes.

If you need a payday loan in Mayesville, South Carolina, consider TheGuaranteedLoans. We’ll make sure you get the cash you need quickly and without a hassle. Apply now through our website and get connected to potential lenders today!

Interesting Facts and Statistics about Payday Loans in Mayesville, South Carolina

  • In 2019, there were approximately 684,000 payday loans issued in South Carolina.
  • The average payday loan amount borrowed in South Carolina was $457.
  • The average repayment term for a payday loan in South Carolina is 14 days.
  • South Carolina law requires all payday lenders to be licensed by the state.
  • In South Carolina, borrowers can have only one outstanding payday loan at a time. This is called the “cooling-off period.”

Apply Now for a Payday Loan in Mayesville, South Carolina

If you need a payday loan in Mayesville, South Carolina, don’t wait. Apply through TheGuaranteedLoans website today and get connected to potential lenders. Remember, we are a connector service and not a direct lender. We work with a network of reputable lenders who offer competitive rates and flexible repayment terms. Apply now and get the cash you need quickly and easily.

F.A.Q.

Can I get a payday loan if I am unemployed or on disability in Mayesville, South Carolina?

Yes, you can still qualify for a payday loan in Mayesville, South Carolina if you are unemployed or on disability as long as you can provide proof of alternative income.

Are there any penalties for not paying back a payday loan in Mayesville, South Carolina?

Yes, if you do not pay back your payday loan in Mayesville, South Carolina, you may be subject to late fees, collection actions, and legal consequences.