Payday Loans in Minturn, South Carolina

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No payday loan companies in Minturn, SC. Consider companies in other cities:

Company nameAddressZip codePhone number
First Citizens Bank 403 W Main St, Chesterfield, SC 29709 +1 (843) 623 - 2127
Check `n Go 717 E Liberty St, York, SC 29745 +1 (803) 628 - 6773
Security Finance 30 Wall St, Barnwell, SC 29812 +1 (803) 259 - 3597
Palmetto Citizens Federal Credit Union 1835 S Lake Dr, Lexington, SC 29073 +1 (803) 732 - 5000
Republic Finance 880 Fording Island Rd, Bluffton, SC 29910 +1 (843) 757 - 0580
First Credit 114 E Carolina Ave, Hartsville, SC 29550 +1 (843) 332 - 7402
Williams Finance and Insurance 123 E Richland St, Kershaw, SC 29067 +1 (803) 475 - 2374
The Peoples Bank 3901 Clemson Blvd, Anderson, SC 29621 +1 (864) 261 - 3211
Always Money 336 S Main St, Belton, SC 29627 +1 (864) 338 - 0051
MoneyGram inside ADVANCE AMERICA ADVANCE AMERICA - 5515 801-b n, S Main St space b, Summerville, SC 29483 +1 (843) 832 - 8685

Payday Loan Companies in Nearby Cities

If there are no payday loan companies in Minturn, SC, you can try to find different companies in big cities near by. Check out the following pages here: Payday Loans in Summerville, SC, Payday Loan for Sumter, SC, Guaranteed Loans in Aiken, SC, Same Day Loans in Charleston, SC, Quick Loan in Columbia, SC, Guaranteed Loans in Florence, SC, Payday Loans in Goose Creek, SC and Emergency Loan in Greenville, SC. But also, you can apply for a loan online, not coming out of your home. Just fill out a simple application on our website and we will connect you with trusted direct lenders in Minturn, SC.

Are Payday Loans Legal In Minturn, South Carolina?

Loan Rates and Fees, Laws and Regulations in South Carolina.

South Carolina Loan Regulations

Legal StatusLegal
Interest Rate (APR, %)391
Maximum Loan Amount$550
Minimum Loan TermNot Specified
Maximum Loan Term31 days
Number of Rollovers Allowed0
Finance Charges15% of the amount advanced

Minturn, SC payday loan calculator

When faced with an unexpected expense or financial emergency, a payday loan may seem like a quick and easy solution. While they can be helpful in the short term, it’s important to understand the full picture before taking out a payday loan in Minturn, South Carolina.

What Are Payday Loans?

Payday loans are a type of short-term loan that typically requires repayment within two to four weeks. These loans are often used by individuals who are unable to access traditional forms of credit or need cash quickly. In South Carolina, payday loans are legal and regulated by the state.

The Process of Obtaining a Payday Loan in Minturn, South Carolina

The process of obtaining a payday loan in Minturn, South Carolina is fairly simple:

  • The borrower fills out an application with the lender, providing personal information and proof of income.
  • The lender performs a credit check and determines the borrower’s eligibility for a loan.
  • If approved, the borrower receives the funds directly into their checking account.
  • The borrower then has to repay the loan, along with interest and fees, on their next payday or within the agreed-upon term.

The Risks of Payday Loans

While payday loans can be a quick solution to a financial emergency, they come with significant risks and downsides. These include:

  • High fees and interest rates: Payday loans often come with high fees and interest rates, making them much more expensive than other types of loans.
  • Cycle of debt: Many borrowers end up taking out multiple payday loans to make ends meet, trapping them in a cycle of debt.
  • Impact on credit score: Late or missed payments on payday loans can negatively impact a borrower’s credit score.
  • Unauthorized withdrawals: Some payday lenders may make unauthorized withdrawals from a borrower’s bank account, leading to additional fees and financial hardship.

The Legal Landscape of Payday Loans in South Carolina

As mentioned, payday loans are legal in South Carolina. However, the state has imposed some restrictions and regulations on payday lenders:

  • Maximum loan amount: Borrowers may not take out more than $550 in payday loans at one time. Additionally, they may not take out more than two loans at a time.
  • Maximum interest rate: The maximum interest rate that payday lenders can charge in South Carolina is 15% of the loan amount.
  • Maximum loan term: Payday loans in South Carolina must be repaid within 31 days.

Interesting Facts and Statistics About Payday Loans in Minturn, South Carolina

  • As of 2019, South Carolina had 558 payday lenders operating in the state.
  • Payday lenders in South Carolina charged an average interest rate of 391% on loans.
  • The average payday loan in South Carolina was $395.

Apply Now

If you’re considering a payday loan in Minturn, South Carolina, we encourage you to use our website to fill out an online application. As a connector service, not a direct lender, TheGuaranteedLoans will facilitate your connection with potential lenders who may be able to provide you with the funds you need. Remember to carefully review the terms and conditions of any loan offer before accepting it.

F.A.Q.

Are there any limitations on the amount I can borrow with a payday loan in Minturn, South Carolina?

Yes, the maximum amount that can be borrowed with a payday loan in Minturn, South Carolina is $550.

Do I need to have good credit to get a payday loan in Minturn, South Carolina?

No, payday loans are designed for people with poor credit and do not require a credit check.